Mortgage Loan Originator Jobs
Mortgage Loan Originator jobs are open across retail banks, credit unions, mortgage companies, and independent brokerages, from entry-level to senior and branch-manager level, with specializations in residential purchase, refinance, and FHA/VA lending. Find a role that fits from the openings below and apply directly.
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GENERAL DESCRIPTION OF POSITION
The Mortgage Loan Originator (MLO) Assistant answers the phone, prepare files for processing and closing, orders appraisals, title work, and credit supplements. This position prepares marketing material, thank you notes and gifts for closing. The MLO Assistant helps facilitate the application process for prequalified applicants, pulls credit reports, gathers approval conditions and resubmits to processing and closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Answer phone calls, manage the calendar and appointments, including scheduling closing appointments for the MLO.
2. Prepare files for processing and closing-submission and resubmission.
3. Order appraisals, title work, and credit supplements.
4. Prepare withdrawals & denials.
5. Distribute marketing material, thank you notes and gifts for closing.
6. Order TRV's, SSN verification.
7. Maintain closed loan files.
8. Obtain conditions/documents from clients (or other sources) for loan processing/approval.
9. Complete required BSA/AML training and other compliance training as assigned.
10. The ability to work in a constant state of alertness and in a safe manner.
11. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED, plus specialized schooling and/or on the job education in a specific skill area; e.g. data processing, clerical/administrative, equipment operation, etc., plus 2 years related experience and/or training, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to read and understand simple instructions, short correspondence, notes, letters and memos; ability to write simple correspondence.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret bar graphs.
CRITICAL THINKING SKILLS
Ability to use common sense understanding in order to carry out detailed written or oral instructions. Ability to deal with problems involving a few known variables in situations of a routine nature.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Not indicated.
WORKING CONDITIONS
Periodically exposed to such elements as noise, intermittent standing, walking, pushing, carrying, or lifting; but none are present to the extent of being disagreeable.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is continuously required to sit, talk or hear; frequently required to stand, walk, use hands to finger, handle, or feel, reach with hands and arms; and occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
- Two (2) years related experience and/or training, or equivalent combination of education and experience.
- Mortgage experience and or knowledge preferred
- Experience with Microsoft Outlook, Word and Excel
- This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site provides the MU4R questions and registration required for employment in this position.
Education
Required- High School or better
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
Mortgage Loan Originator Jobs by Experience Level
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Find Mortgage Loan Originator JobsMortgage Loan Originator Job Market
Who's Hiring
- Truist48

- U.S. Bank32

- Fifth Third Bank20

- Texana Bank12

- Horizon Bank11

Top Industries Hiring
- Banking & Financial Services
- Insurance
What Employers Look For
The qualifications that appear most often in mortgage loan originator jobs.
- Active NMLS Mortgage Loan Originator license in the applicable state
- Proven residential mortgage origination experience with documented closed loan volume
- Proficiency with loan origination software such as Encompass or Byte
- Working knowledge of conventional, FHA, VA, and USDA loan guidelines
- Established referral network with real estate agents or other professional partners
- Bachelor's degree in finance, business, or a related field, or equivalent experience
Tips for Your Mortgage Loan Originator Job Search
Lead your resume with production numbers
Hiring managers scan for closed loan volume, not job duties. Quantify your pipeline size, average loan amount, and pull-through rate in your work history so your output is immediately visible without reading between the lines.
List your active NMLS license states
Your NMLS ID and every state license you hold should appear near the top of your resume. Employers filter by licensed states before reviewing anything else, so burying this information costs you interviews you would otherwise get.
Filter openings by loan type specialty
Retail bank roles, correspondent lenders, and mortgage brokers each hire for different product expertise. Target listings that match the loan types you close most, whether that is conventional purchase, government-backed, or jumbo, so your experience maps directly to the role.
Apply early to roles that fit
Migrate Mate lists mortgage loan originator openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare rate-scenario answers for interviews
Interviewers at mortgage companies routinely ask how you adapt your origination strategy when rates shift. Walk through a specific example from your own pipeline that shows how you kept volume steady or sourced new referral channels during a slower rate environment.
Negotiate your split before your first day
Compensation structures vary widely between basis-point splits, tiered overrides, and salaried-plus-commission models. Ask for the full comp plan in writing during the offer stage so you can compare net take-home across offers accurately before you accept.
Mortgage Loan Originator Jobs: Frequently Asked Questions
Which companies are hiring the most mortgage loan originators?
The companies hiring the most mortgage loan originators right now include Truist, U.S. Bank, and Fifth Third Bank, with the largest share of openings in Florida, Texas, and Ohio, based on current listings on Migrate Mate as of November 2026. Volume shifts month to month, so checking current listings gives you the most accurate picture of where demand is concentrated.
How many mortgage loan originator jobs are remote?
About 67% of mortgage loan originator openings are fully remote or hybrid as of November 2026, which is lower than many other financial services roles because client-facing origination often depends on local market relationships. Refinance-focused and non-QM wholesale origination positions tend to have the highest share of remote-eligible openings.
How do you become a mortgage loan originator?
You become a mortgage loan originator by completing the required pre-licensure education, passing the SAFE Mortgage Loan Originator Test administered through NMLS, and applying for a state license in each state where you plan to originate loans. Most candidates then join a licensed mortgage company or bank to build their pipeline, gain product experience, and work toward higher production tiers.
Can you get hired as a mortgage loan originator with no experience?
Yes, entry-level mortgage loan originator roles exist, typically at retail banks or larger mortgage companies that offer structured training programs. Employers hiring without direct origination experience usually look for a background in sales, real estate, or financial services, a clean credit history, and the ability to obtain your NMLS license before or shortly after your start date.
What does the mortgage loan originator interview process look like?
Most mortgage loan originator interviews run two to three rounds. The first is typically a recruiter screen focused on your NMLS license status and loan volume history. A second conversation with a branch manager or sales director digs into your referral sources and how you manage your pipeline. Final interviews sometimes include a production plan presentation or a scenario-based question on handling a difficult client or rate objection.
Where can I find and apply to mortgage loan originator jobs?
You can find and apply to mortgage loan originator jobs on Migrate Mate, which lists current openings from employers across the United States. Find roles that match your license states, product experience, and target market, then apply directly to each listing from the same page.
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