Mortgage Specialist Jobs
Mortgage Specialist jobs are open across retail banking, credit unions, mortgage companies, and fintech lenders, at every level from junior loan officer to senior specialist and team lead, with specializations in residential lending, refinancing, and commercial mortgages. Find a role that fits from the openings below and apply directly.
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Position Summary
This position requires the specialist to make contact with delinquent borrowers by making daily collection calls, writing letters and/or sending emails in order to obtain the borrower’s current financial situation. Once their situation is known the specialist will determine the appropriate remedy to bring their account current. These remedies include ACH payments, payment deferments, loan modifications to a more complex process (repossession, foreclosure or litigation). The specialist is required to meet or exceed established collection goals and objectives.Duties & Responsibilities
- Review loan portfolios for past due accounts and other problems.
- Make collection calls and carefully document all customer conversations and re-payment plans.
- Gather information from customers to identify possible workout situations.
- Collect and review necessary financial information from the borrower.
- Consider appropriate opportunities for deferments to bring customers current.
- Prepare loan modifications requests and present to Special Assets Manager for approval.
- Use Busey website for ACH payments payments as appropriate.
- Work towards exceeding all collection goals and objectives.
- Prepare and review various reports.
- Work with attorneys and other outside professionals, as needed.
Education & Experience
Knowledge of:
- Strong oral and written communication skills
Ability to:
- Analyze and interpret numerical data
- Implement new procedures and approaches to problems
- Analyze and solve problems that require analysis based on precedent
- Maintain visual attention and mental concentration for extended periods of time
- Perform duties and make decisions under frequent time pressures
Education and Training:
- Requires High School diploma.
- Requires prior banking and collection experience.
- Requires knowledge of Microsoft Office.
Compensation and Benefits
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Pay Range: $22 - $30/hour)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
Position Summary
This position requires the specialist to make contact with delinquent borrowers by making daily collection calls, writing letters and/or sending emails in order to obtain the borrower’s current financial situation. Once their situation is known the specialist will determine the appropriate remedy to bring their account current. These remedies include ACH payments, payment deferments, loan modifications to a more complex process (repossession, foreclosure or litigation). The specialist is required to meet or exceed established collection goals and objectives.Duties & Responsibilities
- Review loan portfolios for past due accounts and other problems.
- Make collection calls and carefully document all customer conversations and re-payment plans.
- Gather information from customers to identify possible workout situations.
- Collect and review necessary financial information from the borrower.
- Consider appropriate opportunities for deferments to bring customers current.
- Prepare loan modifications requests and present to Special Assets Manager for approval.
- Use Busey website for ACH payments payments as appropriate.
- Work towards exceeding all collection goals and objectives.
- Prepare and review various reports.
- Work with attorneys and other outside professionals, as needed.
Education & Experience
Knowledge of:
- Strong oral and written communication skills
Ability to:
- Analyze and interpret numerical data
- Implement new procedures and approaches to problems
- Analyze and solve problems that require analysis based on precedent
- Maintain visual attention and mental concentration for extended periods of time
- Perform duties and make decisions under frequent time pressures
Education and Training:
- Requires High School diploma.
- Requires prior banking and collection experience.
- Requires knowledge of Microsoft Office.
Compensation and Benefits
Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
(Base Pay Range: $22 - $30/hour)
Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.
Equal Opportunity
Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.
Unsolicited Resumes
Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
Mortgage Specialist Jobs by Experience Level
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Find Mortgage Specialist JobsMortgage Specialist Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services21
- Investment & Asset Management3
- Insurance2
What Employers Look For
The qualifications that appear most often in mortgage specialist jobs.
- Active NMLS Mortgage Loan Originator license with state-specific endorsement
- Experience originating or processing conventional, FHA, VA, or USDA loans
- Proficiency with loan origination software such as Encompass, Calyx, or Blend
- Strong knowledge of underwriting guidelines, compliance regulations, and TRID requirements
- Proven ability to build and maintain a referral network with real estate agents and builders
- Bachelor's degree in finance, business, or a related field, or equivalent work experience
Tips for Your Mortgage Specialist Job Search
Tailor your resume for loan volume
Mortgage specialist resumes live or die on production numbers. Quantify your closed loan volume, average loan size, and pull-through rate by quarter. Hiring managers in this field scan for those figures before reading anything else on your resume.
Get your NMLS license current before applying
Most residential mortgage specialist roles require an active NMLS license with your state endorsement. Confirm your license is current and your continuing education hours are logged before submitting applications, so nothing stalls an offer at the background-check stage.
Apply early to roles that fit
Migrate Mate lists mortgage specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target openings that match your loan type
Retail bank postings, wholesale lender roles, and credit union positions reward different experience. Filter your search by loan type, whether conventional, FHA, VA, or jumbo, so your application matches what that employer actually underwrites and originates.
Prepare a pipeline scenario for interviews
Interviewers at mortgage companies routinely ask you to walk through how you build and work a referral pipeline. Prepare a concrete example covering your referral sources, follow-up cadence, and how you convert a lead into a closed loan.
Negotiate commission structure, not just base pay
Most mortgage specialist compensation packages blend a base with a per-loan or basis-point commission. Before accepting an offer, ask how splits are calculated on purchased versus refinance loans and whether there is a minimum monthly production threshold to retain your draw.
Mortgage Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most mortgage specialists?
The companies hiring the most mortgage specialists right now include Burke & Herbert Bank & Trust, FAR Inspections, and AD Mortgage, with the largest share of openings in Texas, Florida, and California, based on current listings on Migrate Mate as of August 2026. Retail banks, credit unions, and independent mortgage companies tend to post the highest volume of specialist roles year-round.
How many mortgage specialist jobs are remote?
About 42% of mortgage specialist openings are fully remote or hybrid as of August 2026, with most of those positions in refinancing, loan processing support, and inside sales origination rather than branch-based purchase lending. Roles tied to in-person borrower relationships and local real estate markets remain predominantly on-site or hybrid.
How do you become a mortgage specialist?
Start by completing your pre-licensing education hours required by your state and passing the NMLS SAFE Mortgage Loan Originator exam. Submit your application through the NMLS, clear the background and credit check, and obtain your state endorsement. Most candidates then enter an entry-level loan officer or processor role to build origination experience before moving into a full specialist position.
Can you get hired as a mortgage specialist with little experience?
Yes, many retail banks and credit unions hire candidates with no direct mortgage experience into trainee or junior loan officer roles, particularly if you hold a finance or business degree and can pass your NMLS licensing exam. Highlighting customer service, sales, or banking experience shifts the conversation from what you have not done to what you can already bring to a borrower relationship.
What does the mortgage specialist interview process look like?
Most mortgage specialist interviews run two to three rounds. The first is typically a phone screen with a recruiter or branch manager covering your licensing status and production background. A second round focuses on scenario questions about handling a difficult borrower, managing a pipeline, or explaining a loan product. Some employers add a final conversation with a regional sales leader before extending an offer.
Where can I find and apply to mortgage specialist jobs?
You can find and apply to mortgage specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your license type, loan specialty, and preferred location, then apply directly to each position that fits. No step is required between finding a role and submitting your application.
See All 153+ Mortgage Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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