Mortgage Specialist Jobs
Mortgage Specialist jobs are open across retail banking, credit unions, mortgage companies, and fintech lenders, at every level from junior loan officer to senior specialist and team lead, with specializations in residential lending, refinancing, and commercial mortgages. Find a role that fits from the openings below and apply directly.
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Showing 5 of 120+ Mortgage Specialist jobs
- Hybrid work schedule
- Paid vacation, personal, sick, holiday, volunteer & birthday time off
- 401(k) with 6% match and 4% profit-sharing contribution
- Top-notch health insurance, dental, and vision
- HSA, Flexible spending plans, life insurance, and short-term/long-term disability coverage
- Employee Assistance Program to prioritize your wellbeing
- Loan and mortgage discounts + higher rates for savings products
Starting Wage: $21.00/Hour, based on experience
Location: Kalamazoo, MI
About The Role
The Mortgage Loan Disbursement Specialist supports a smooth mortgage experience by reviewing closing documents, preparing loans for servicing, completing disbursement activities, and ensuring post-closing requirements are met accurately and on time. This detail-oriented position collaborates with title companies, members, and mortgage staff to maintain complete, compliant, and well-organized loan files.
Where You’re Headed
Start your Arbor journey at Mortgage Loan Disbursement Specialist and grow right where you are – Specialist II growth track promotions possible (with a pay increase). With advancement opportunities and access to internal openings in departments like lending, marketing, IT, HR, and finance, your future is full of possibility.
What You’ll Do
- Review and maintain mortgage closing packages.
- Prepare, transfer, and verify loan data between origination and servicing systems.
- Complete loan funding, escrow setup, PMI activation, and related transactions.
- Resolve post-closing, underwriting, documentation, and quality control items.
- Process servicing updates, construction draws, payment setup, and loan conversions.
- Collaborate with title companies, members, and mortgage staff to resolve issues efficiently.
Is This You?
- High school diploma or equivalent
- Strong computer and application skills
- Strong oral and written communication skills
- Ability to successfully organize, prioritize, and manage multiple responsibilities
- Ability to perform repetitive, detail-oriented tasks accurately
- Strong interpersonal skills and ability to build collaborative relationships
- Professionalism in conduct, communication, and appearance
- Ability to be registered under the SAFE Act required
- Ability to be bonded
- Preferred But Not Required: Associates degree or equivalent combination of education/experience, financial services experience, retail mortgage lending experience, mortgage servicing software experience
Why Join Arbor?
For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We’ve built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you’ll enjoy meaningful work, growth opportunities, caring teams, and great benefits. Visit our website to discover what makes us exceptional and apply in minutes: www.arborfcu.org/careers.
- Hybrid work schedule
- Paid vacation, personal, sick, holiday, volunteer & birthday time off
- 401(k) with 6% match and 4% profit-sharing contribution
- Top-notch health insurance, dental, and vision
- HSA, Flexible spending plans, life insurance, and short-term/long-term disability coverage
- Employee Assistance Program to prioritize your wellbeing
- Loan and mortgage discounts + higher rates for savings products
Starting Wage: $21.00/Hour, based on experience
Location: Kalamazoo, MI
About The Role
The Mortgage Loan Disbursement Specialist supports a smooth mortgage experience by reviewing closing documents, preparing loans for servicing, completing disbursement activities, and ensuring post-closing requirements are met accurately and on time. This detail-oriented position collaborates with title companies, members, and mortgage staff to maintain complete, compliant, and well-organized loan files.
Where You’re Headed
Start your Arbor journey at Mortgage Loan Disbursement Specialist and grow right where you are – Specialist II growth track promotions possible (with a pay increase). With advancement opportunities and access to internal openings in departments like lending, marketing, IT, HR, and finance, your future is full of possibility.
What You’ll Do
- Review and maintain mortgage closing packages.
- Prepare, transfer, and verify loan data between origination and servicing systems.
- Complete loan funding, escrow setup, PMI activation, and related transactions.
- Resolve post-closing, underwriting, documentation, and quality control items.
- Process servicing updates, construction draws, payment setup, and loan conversions.
- Collaborate with title companies, members, and mortgage staff to resolve issues efficiently.
Is This You?
- High school diploma or equivalent
- Strong computer and application skills
- Strong oral and written communication skills
- Ability to successfully organize, prioritize, and manage multiple responsibilities
- Ability to perform repetitive, detail-oriented tasks accurately
- Strong interpersonal skills and ability to build collaborative relationships
- Professionalism in conduct, communication, and appearance
- Ability to be registered under the SAFE Act required
- Ability to be bonded
- Preferred But Not Required: Associates degree or equivalent combination of education/experience, financial services experience, retail mortgage lending experience, mortgage servicing software experience
Why Join Arbor?
For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We’ve built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you’ll enjoy meaningful work, growth opportunities, caring teams, and great benefits. Visit our website to discover what makes us exceptional and apply in minutes: www.arborfcu.org/careers.
Mortgage Specialist Jobs by Experience Level
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Find Mortgage Specialist JobsMortgage Specialist Job Market
Who's Hiring
Top Industries Hiring
- Banking & Financial Services11
- Insurance1
- Investment & Asset Management1
What Employers Look For
The qualifications that appear most often in mortgage specialist jobs.
- Active NMLS Mortgage Loan Originator license with state-specific endorsement
- Experience originating or processing conventional, FHA, VA, or USDA loans
- Proficiency with loan origination software such as Encompass, Calyx, or Blend
- Strong knowledge of underwriting guidelines, compliance regulations, and TRID requirements
- Proven ability to build and maintain a referral network with real estate agents and builders
- Bachelor's degree in finance, business, or a related field, or equivalent work experience
Tips for Your Mortgage Specialist Job Search
Tailor your resume for loan volume
Mortgage specialist resumes live or die on production numbers. Quantify your closed loan volume, average loan size, and pull-through rate by quarter. Hiring managers in this field scan for those figures before reading anything else on your resume.
Get your NMLS license current before applying
Most residential mortgage specialist roles require an active NMLS license with your state endorsement. Confirm your license is current and your continuing education hours are logged before submitting applications, so nothing stalls an offer at the background-check stage.
Apply early to roles that fit
Migrate Mate lists mortgage specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target openings that match your loan type
Retail bank postings, wholesale lender roles, and credit union positions reward different experience. Filter your search by loan type, whether conventional, FHA, VA, or jumbo, so your application matches what that employer actually underwrites and originates.
Prepare a pipeline scenario for interviews
Interviewers at mortgage companies routinely ask you to walk through how you build and work a referral pipeline. Prepare a concrete example covering your referral sources, follow-up cadence, and how you convert a lead into a closed loan.
Negotiate commission structure, not just base pay
Most mortgage specialist compensation packages blend a base with a per-loan or basis-point commission. Before accepting an offer, ask how splits are calculated on purchased versus refinance loans and whether there is a minimum monthly production threshold to retain your draw.
Mortgage Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most mortgage specialists?
The companies hiring the most mortgage specialists right now include Burke & Herbert Bank & Trust, M&T Bank, and AD Mortgage, with the largest share of openings in Texas, New York, and California, based on current listings on Migrate Mate as of September 2026. Retail banks, credit unions, and independent mortgage companies tend to post the highest volume of specialist roles year-round.
How many mortgage specialist jobs are remote?
About 53% of mortgage specialist openings are fully remote or hybrid as of September 2026, with most of those positions in refinancing, loan processing support, and inside sales origination rather than branch-based purchase lending. Roles tied to in-person borrower relationships and local real estate markets remain predominantly on-site or hybrid.
How do you become a mortgage specialist?
Start by completing your pre-licensing education hours required by your state and passing the NMLS SAFE Mortgage Loan Originator exam. Submit your application through the NMLS, clear the background and credit check, and obtain your state endorsement. Most candidates then enter an entry-level loan officer or processor role to build origination experience before moving into a full specialist position.
Can you get hired as a mortgage specialist with little experience?
Yes, many retail banks and credit unions hire candidates with no direct mortgage experience into trainee or junior loan officer roles, particularly if you hold a finance or business degree and can pass your NMLS licensing exam. Highlighting customer service, sales, or banking experience shifts the conversation from what you have not done to what you can already bring to a borrower relationship.
What does the mortgage specialist interview process look like?
Most mortgage specialist interviews run two to three rounds. The first is typically a phone screen with a recruiter or branch manager covering your licensing status and production background. A second round focuses on scenario questions about handling a difficult borrower, managing a pipeline, or explaining a loan product. Some employers add a final conversation with a regional sales leader before extending an offer.
Where can I find and apply to mortgage specialist jobs?
You can find and apply to mortgage specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your license type, loan specialty, and preferred location, then apply directly to each position that fits. No step is required between finding a role and submitting your application.
See All 120+ Mortgage Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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