Remote Mortgage Specialist Jobs
Remote Mortgage Specialist jobs are available nationwide at employers like Jobot, Zillow, and AmeriHome Mortgage Company and other distributed teams, at every experience level. Find a role that fits below and apply directly.
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Showing 5 of 117+ Remote Mortgage Specialist jobs
ABOUT OUR COMPANY:
The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started.
ABOUT OUR WORKPLACE:
Splash is remote-first, and proud of it — though our collections team works in-person at our Arizona location.
We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.
Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work, and we approach challenges with creativity, passion, and urgency.
And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.
At Splash, everything we do is guided by our values:
- Own It – We take full accountability and follow through on commitments.
- Raise the Bar – We move fast, innovate faster, and push through barriers.
- Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.
- Elevate Each Other – We win as a team by lifting each other up.
These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food, because we believe being human makes us better teammates.
ABOUT THE ROLE:
Splash Financial is seeking a motivated and customer-obsessed Mortgage Loan Officer (MLO) to join our growing Lending team. In this role, you’ll serve as a trusted advisor to borrowers, guiding them through the mortgage process with empathy, clarity, and confidence. You’ll play a key role in helping our customers achieve their financial goals while delivering an exceptional experience that reflects Splash’s values. As we continue expanding into the mortgage space, you’ll have the opportunity to help shape our strategy, influence new product offerings, and work cross-functionally with operations, product, and compliance teams. This is a unique chance to join a mission-driven fintech company at a pivotal moment in its growth journey. If you're passionate about helping people make smart financial decisions and enjoy a fast-paced, collaborative environment, we want to hear from you!
WHAT YOU’LL DO AT SPLASH:
- Advise customers on mortgage loan products and guide them through the end-to-end application and approval process.
- Build and maintain strong relationships with borrowers, offering consistent and clear communication throughout their journey.
- Collaborate with underwriting and processing teams to ensure timely and accurate loan closings.
- Stay informed of lending regulations, market trends, and mortgage product updates to provide expert guidance.
- Contribute feedback to help refine and improve Splash’s mortgage processes, tools, and customer experience.
WHAT YOU’LL BRING TO SPLASH:
- Must hold California-DRE Real Estate Salesperson License Mortgage Loan Originator (MLO) License Endorsement.
- 1+ years of experience in residential mortgage lending with a track record of meeting or exceeding performance goals.
- Excellent interpersonal and communication skills, with a customer-first mindset.
- Strong knowledge of mortgage products, regulatory requirements, and loan processing workflows.
- Tech-savvy and comfortable using digital tools to manage leads, documentation, and customer interactions.
PAY:
Pay: $35.90 - $44.50 per hour
BENEFITS:
- 401(k)
- Dental insurance
- Health insurance
- Parental leave
- Vision insurance
- Work from home
APPLICATION QUESTION(S):
- Do you currently hold an active California Department of Real Estate (DRE) license?
- If you do hold an active California Department of Real Estate License (DRE), please provide your license number.
WORK LOCATION:
Work Location: Remote
ABOUT OUR COMPANY:
The crushing weight of debt is something that we believe holds people back from reaching their dreams and making a splash in the world. So in 2013, after seeing our friends and family struggle with student loans, we created Splash Financial.
Over the years, our mission has expanded to include helping people with other forms of debt - such as refinancing credit cards, which are at all time highs in the US. And we’ve been able to refinance $6+ Billion in loans through our network of Splash, powered credit union and bank partners who leverage our marketplace and automated loan processing technology. And we’ve raised over $135 million from investors like partners of DST Global, Citi Ventures, TruStage Ventures, Northwestern Mutual Future Ventures, Detroit Venture Partners and more.
But at our core, we’re still that little company from Cleveland with a big dream: to make people more powerful than their debt and we’re just getting started.
ABOUT OUR WORKPLACE:
Splash is remote-first, and proud of it — though our collections team works in-person at our Arizona location.
We spend our days simplifying financial products and getting them into the hands of people who need them most. Right now, we’re focused on building financial technologies that fundamentally transform how the industry lends.
Although Splash has been around since 2013, we still operate like a startup — fast-paced, nimble, and full of heart. We’re good people who care deeply about doing meaningful work, and we approach challenges with creativity, passion, and urgency.
And to hire the best, we provide the best: great health insurance, competitive salaries, and unique benefits like quarterly meet-ups and access to engagement tools that keep us connected — even from afar.
At Splash, everything we do is guided by our values:
- Own It – We take full accountability and follow through on commitments.
- Raise the Bar – We move fast, innovate faster, and push through barriers.
- Say the Hard Thing – We speak up with honesty, respect, and a desire to solve problems and make things better.
- Elevate Each Other – We win as a team by lifting each other up.
These values show up in how we work and how we connect — whether we’re collaborating on big projects or bonding over everyday moments. Yes, we even have Slack channels for #kids-and-pets and #food, because we believe being human makes us better teammates.
ABOUT THE ROLE:
Splash Financial is seeking a motivated and customer-obsessed Mortgage Loan Officer (MLO) to join our growing Lending team. In this role, you’ll serve as a trusted advisor to borrowers, guiding them through the mortgage process with empathy, clarity, and confidence. You’ll play a key role in helping our customers achieve their financial goals while delivering an exceptional experience that reflects Splash’s values. As we continue expanding into the mortgage space, you’ll have the opportunity to help shape our strategy, influence new product offerings, and work cross-functionally with operations, product, and compliance teams. This is a unique chance to join a mission-driven fintech company at a pivotal moment in its growth journey. If you're passionate about helping people make smart financial decisions and enjoy a fast-paced, collaborative environment, we want to hear from you!
WHAT YOU’LL DO AT SPLASH:
- Advise customers on mortgage loan products and guide them through the end-to-end application and approval process.
- Build and maintain strong relationships with borrowers, offering consistent and clear communication throughout their journey.
- Collaborate with underwriting and processing teams to ensure timely and accurate loan closings.
- Stay informed of lending regulations, market trends, and mortgage product updates to provide expert guidance.
- Contribute feedback to help refine and improve Splash’s mortgage processes, tools, and customer experience.
WHAT YOU’LL BRING TO SPLASH:
- Must hold California-DRE Real Estate Salesperson License Mortgage Loan Originator (MLO) License Endorsement.
- 1+ years of experience in residential mortgage lending with a track record of meeting or exceeding performance goals.
- Excellent interpersonal and communication skills, with a customer-first mindset.
- Strong knowledge of mortgage products, regulatory requirements, and loan processing workflows.
- Tech-savvy and comfortable using digital tools to manage leads, documentation, and customer interactions.
PAY:
Pay: $35.90 - $44.50 per hour
BENEFITS:
- 401(k)
- Dental insurance
- Health insurance
- Parental leave
- Vision insurance
- Work from home
APPLICATION QUESTION(S):
- Do you currently hold an active California Department of Real Estate (DRE) license?
- If you do hold an active California Department of Real Estate License (DRE), please provide your license number.
WORK LOCATION:
Work Location: Remote
See All 117+ Remote Mortgage Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsRemote Mortgage Specialist Job Market
Who's Hiring
- Jobot28
- Zillow24
- AmeriHome Mortgage Company10
- AmeriSave Mortgage9
- Fifth Third Bank6
Top Industries Hiring
- Banking & Financial Services36
- Staffing & Recruiting28
- Construction & Real Estate25
- Insurance3
- Agriculture & Farming1
What Employers Look For
The qualifications that appear most often in remote mortgage specialist jobs.
- Active NMLS Mortgage Loan Originator license with state-specific endorsement
- Experience originating or processing conventional, FHA, VA, or USDA loans
- Proficiency with loan origination software such as Encompass, Calyx, or Blend
- Strong knowledge of underwriting guidelines, compliance regulations, and TRID requirements
- Proven ability to build and maintain a referral network with real estate agents and builders
- Bachelor's degree in finance, business, or a related field, or equivalent work experience
Tips for Your Remote Mortgage Specialist Job Search
Tailor your resume for loan volume
Mortgage specialist resumes live or die on production numbers. Quantify your closed loan volume, average loan size, and pull-through rate by quarter. Hiring managers in this field scan for those figures before reading anything else on your resume.
Get your NMLS license current before applying
Most residential mortgage specialist roles require an active NMLS license with your state endorsement. Confirm your license is current and your continuing education hours are logged before submitting applications, so nothing stalls an offer at the background-check stage.
Apply early to roles that fit
Migrate Mate lists mortgage specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target openings that match your loan type
Retail bank postings, wholesale lender roles, and credit union positions reward different experience. Filter your search by loan type, whether conventional, FHA, VA, or jumbo, so your application matches what that employer actually underwrites and originates.
Prepare a pipeline scenario for interviews
Interviewers at mortgage companies routinely ask you to walk through how you build and work a referral pipeline. Prepare a concrete example covering your referral sources, follow-up cadence, and how you convert a lead into a closed loan.
Negotiate commission structure, not just base pay
Most mortgage specialist compensation packages blend a base with a per-loan or basis-point commission. Before accepting an offer, ask how splits are calculated on purchased versus refinance loans and whether there is a minimum monthly production threshold to retain your draw.
Remote Mortgage Specialist Jobs: Frequently Asked Questions
How do I get a remote mortgage specialist job?
Target companies that already run distributed teams, since they hire remotely by default and know how to onboard someone they never meet in person. Remote mortgage specialist employers screen hard for self-direction and clear written communication on top of the core skills, so show evidence you can own work without someone over your shoulder. Apply to the openings above that match your experience.
Which companies hire remote mortgage specialists?
Employers currently hiring remote mortgage specialists include Jobot, Zillow, and AmeriHome Mortgage Company, per current remote listings on Migrate Mate as of June 2026. Remote-first firms and large companies running distributed teams post the most remote mortgage specialist roles.
Can you get a remote mortgage specialist job with no experience?
Yes, but it is harder than an on-site role, because remote work expects you to operate independently from the start. Entry-level remote mortgage specialist openings do exist, especially at remote-first companies, and a portfolio of real work helps more than a long resume. Applying broadly to the roles that fit improves your odds.
Do you need a degree for remote mortgage specialist jobs?
Not always. Many employers hire remote mortgage specialists on demonstrated skills and prior work rather than a specific degree, though some larger companies still prefer one. Showing relevant results matters more than a credential for most remote mortgage specialist roles.
Which industries hire the most remote mortgage specialists?
The sectors hiring the most remote mortgage specialists are Banking & Financial Services, Staffing & Recruiting, and Construction & Real Estate, based on current remote listings on Migrate Mate as of June 2026. These sectors run distributed teams and hire mortgage specialists remotely most consistently.
See All 117+ Remote Mortgage Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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