Remote Insurance Agent Jobs
Remote insurance agent jobs are open across the U.S. at remote-first carriers, distributed insurance groups, and digital-first agencies hiring across personal lines, commercial lines, and employee benefits. Employers hiring remotely right now include State Farm, Pioneer Agency, and Farmers Insurance. Find a role that fits below and apply directly.
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We are seeking motivated, coachable individuals to join our team as Remote Life Insurance Sales Representatives.
No previous insurance experience is required, and you do not need to currently hold an insurance license to apply.
This is a fully remote, phone-based sales opportunity for individuals interested in developing a career in life insurance. Representatives connect with prospective clients by phone, learn about their insurance needs, explain available coverage options, and help qualified clients through the application process.
Training, mentorship, and ongoing support are provided to help new representatives learn the insurance industry, develop their sales skills, and become comfortable conducting business through a telesales environment.
What You'll Do
- Connect with prospective clients by phone
- Conduct life insurance appointments remotely through phone/telesales
- Ask questions to understand each client's insurance needs, goals, and budget
- Educate prospective clients about available life insurance products and coverage options
- Help clients identify coverage based on their individual needs
- Complete and submit insurance applications electronically
- Follow up with prospective clients throughout the sales and application process
- Maintain accurate client information
- Participate in virtual sales, product, and team training
- Develop strong communication, follow-up, and sales skills
No Insurance Experience? That's Okay.
We are open to individuals who are completely new to the insurance industry.
You may be a good fit if you are:
- Comfortable speaking with people over the phone
- Self-motivated and able to work independently
- Coachable and willing to learn
- Goal-oriented and consistent
- Professional and dependable
- Comfortable working in a performance-based sales environment
- Able to follow a structured sales process
- Comfortable with phone-based sales and follow-up
- Able to participate in virtual training and team meetings
- Willing to obtain the appropriate insurance license
Previous experience in sales, customer service, call centers, hospitality, retail, recruiting, real estate, automotive sales, or other customer-facing positions may be helpful, but is not required.
Training & Support
New representatives receive:
- Initial sales and product training
- Phone and telesales training
- Guidance through the insurance licensing process
- Ongoing coaching and mentorship
- Virtual team training and support
- Continued sales and product education
Licensing Requirements
An insurance license is not required to apply or interview.
Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business.
Licensing requirements vary by state. Guidance regarding the licensing process and requirements will be provided.
Compensation
This is a 1099 independent contractor, commission-only sales opportunity.
There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules.
Actual earnings vary based on individual performance, activity, sales results, and other factors. No specific income level is guaranteed.
Remote Work Requirements
This is a fully remote telesales opportunity. Representatives conduct client communication and appointments primarily by phone.
Candidates should have:
- Reliable internet access
- Reliable phone access
- A computer or laptop suitable for conducting business
- A professional workspace suitable for client conversations
- The ability to communicate effectively with clients remotely
- The ability to manage their time and remain productive while working independently
Independent Contractor Status
This opportunity is offered on a 1099 independent contractor basis and is not a W-2 employment position.
Independent contractors are responsible for applicable taxes, licensing requirements, and business-related expenses. Traditional employee benefits, an hourly wage, and a guaranteed salary are not provided.
Apply Today
If you're motivated, comfortable speaking with people over the phone, and interested in developing a career in life insurance sales, we encourage you to apply.
No previous insurance experience or current insurance license is required to apply.
Apply today to be considered for an interview and learn more about the opportunity, training, licensing process, and compensation structure.
XJ6
We are seeking motivated, coachable individuals to join our team as Remote Life Insurance Sales Representatives.
No previous insurance experience is required, and you do not need to currently hold an insurance license to apply.
This is a fully remote, phone-based sales opportunity for individuals interested in developing a career in life insurance. Representatives connect with prospective clients by phone, learn about their insurance needs, explain available coverage options, and help qualified clients through the application process.
Training, mentorship, and ongoing support are provided to help new representatives learn the insurance industry, develop their sales skills, and become comfortable conducting business through a telesales environment.
What You'll Do
- Connect with prospective clients by phone
- Conduct life insurance appointments remotely through phone/telesales
- Ask questions to understand each client's insurance needs, goals, and budget
- Educate prospective clients about available life insurance products and coverage options
- Help clients identify coverage based on their individual needs
- Complete and submit insurance applications electronically
- Follow up with prospective clients throughout the sales and application process
- Maintain accurate client information
- Participate in virtual sales, product, and team training
- Develop strong communication, follow-up, and sales skills
No Insurance Experience? That's Okay.
We are open to individuals who are completely new to the insurance industry.
You may be a good fit if you are:
- Comfortable speaking with people over the phone
- Self-motivated and able to work independently
- Coachable and willing to learn
- Goal-oriented and consistent
- Professional and dependable
- Comfortable working in a performance-based sales environment
- Able to follow a structured sales process
- Comfortable with phone-based sales and follow-up
- Able to participate in virtual training and team meetings
- Willing to obtain the appropriate insurance license
Previous experience in sales, customer service, call centers, hospitality, retail, recruiting, real estate, automotive sales, or other customer-facing positions may be helpful, but is not required.
Training & Support
New representatives receive:
- Initial sales and product training
- Phone and telesales training
- Guidance through the insurance licensing process
- Ongoing coaching and mentorship
- Virtual team training and support
- Continued sales and product education
Licensing Requirements
An insurance license is not required to apply or interview.
Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business.
Licensing requirements vary by state. Guidance regarding the licensing process and requirements will be provided.
Compensation
This is a 1099 independent contractor, commission-only sales opportunity.
There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules.
Actual earnings vary based on individual performance, activity, sales results, and other factors. No specific income level is guaranteed.
Remote Work Requirements
This is a fully remote telesales opportunity. Representatives conduct client communication and appointments primarily by phone.
Candidates should have:
- Reliable internet access
- Reliable phone access
- A computer or laptop suitable for conducting business
- A professional workspace suitable for client conversations
- The ability to communicate effectively with clients remotely
- The ability to manage their time and remain productive while working independently
Independent Contractor Status
This opportunity is offered on a 1099 independent contractor basis and is not a W-2 employment position.
Independent contractors are responsible for applicable taxes, licensing requirements, and business-related expenses. Traditional employee benefits, an hourly wage, and a guaranteed salary are not provided.
Apply Today
If you're motivated, comfortable speaking with people over the phone, and interested in developing a career in life insurance sales, we encourage you to apply.
No previous insurance experience or current insurance license is required to apply.
Apply today to be considered for an interview and learn more about the opportunity, training, licensing process, and compensation structure.
XJ6
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Find roles that match your experience and apply in just a few clicks.
Find Remote Insurance Agent JobsRemote Insurance Agent Job Market
Who's Hiring
- State Farm57
- Pioneer Agency28P
- Farmers Insurance17
- AYS16
- Ambitious Financial6A
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote insurance agent jobs.
- Active state insurance license in property and casualty or life and health lines
- Proven experience meeting or exceeding individual sales or new-business targets
- Proficiency with an agency management system such as Applied Epic or Hawksoft
- Strong consultative selling and needs-analysis skills with individual or business clients
- Experience quoting and binding policies through carrier portals or comparative raters
- Associate or bachelor's degree, or equivalent years of direct insurance sales experience
Tips for Your Remote Insurance Agent Job Search
Apply early to remote roles that fit
Migrate Mate lists remote insurance agent openings from across the U.S. in one place, so you can find roles that match your license state and product focus and apply directly before listings fill.
Lead with your license and remote close rate
Remote employers need to know you can work a pipeline independently. List your active state licenses upfront and quantify results from phone or video-based sales and service, even if your prior role was not fully remote.
Build an async communication sample
Remote insurance teams run on written communication. Prepare a short writing sample, such as a client follow-up email or a coverage explanation, that shows you can convey complex policy details clearly without a face-to-face meeting.
Prepare for a video-based audition interview
Many remote insurance employers conduct a recorded or live video screen that functions as a sales audition. Practice explaining a product benefit, handling a common objection, and closing a next step, all within a two-minute format.
Remote Insurance Agent Jobs: Frequently Asked Questions
How do I get a remote insurance agent job?
Target remote-first carriers, virtual agencies, and insurtech companies that have built distributed sales and service teams. Remote employers screen for self-direction, clear written communication, and the ability to manage a pipeline without in-person oversight. A state insurance license in your resident state is a baseline requirement, and showing experience closing or servicing clients over phone and video will give you a clear edge.
Which companies hire remote insurance agents?
Companies hiring remote insurance agents right now include State Farm, Pioneer Agency, and Farmers Insurance, based on current remote listings on Migrate Mate as of November 2026. These are typically remote-first carriers, distributed independent agencies, and insurtech platforms operating across personal lines, commercial lines, and group benefits.
Can you get a remote insurance agent job with no experience?
Yes, but entry-level remote insurance agent roles are competitive because you'll need to manage your own schedule and client interactions from day one without in-person coaching. Remote-first agencies and insurtech companies are the most likely to hire entry-level candidates. Completing a pre-licensing course, passing your state exam, and demonstrating strong written communication and self-organization skills in your application can open the door.
Do you need a degree for remote insurance agent jobs?
Not always. Most remote employers care far more about your state insurance license and your ability to close or service clients independently. A degree can help for roles that involve complex commercial accounts or group benefits consulting, but demonstrated results, client-facing experience, and strong written communication consistently carry more weight in remote hiring decisions.
Which industries hire the most remote insurance agents?
The sectors hiring the most remote insurance agents are Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors rely on distributed agent teams to reach customers across multiple states without maintaining a local office footprint.
See All 416+ Remote Insurance Agent Jobs
Find roles that match your experience and apply in just a few clicks.
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