Remote Auto Claims Adjuster Jobs
Remote Auto Claims Adjuster jobs are in active demand across the U.S., with remote-first insurers and distributed claims teams hiring steadily for roles that handle auto liability, property damage, and total-loss assessments entirely online. Employers hiring remotely right now include Gallagher, EMC Insurance, and Federated Insurance. Find a role that fits below and apply directly.
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As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
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Find JobsRemote Auto Claims Adjuster Job Market
Who's Hiring
- Gallagher26
- EMC Insurance4
- Federated Insurance4
- Sedgwick3
- PMA Companies3
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote auto claims adjuster jobs.
- 1-3 years of auto claims adjusting or related insurance experience
- Active property and casualty adjuster license in at least one state
- Proficiency with claims management software such as Mitchell or Guidewire
- Strong knowledge of auto liability, coverage interpretation, and subrogation principles
- Experience conducting vehicle damage estimates and negotiating settlements with claimants
- High school diploma required, with a bachelor's degree preferred by most employers
Tips for Your Remote Auto Claims Adjuster Job Search
Apply early to remote roles that fit
Migrate Mate lists remote auto claims adjuster openings from across the U.S. in one place, so you can find roles that match your license state and experience level and apply directly without sorting through unrelated postings.
Get licensed in multiple states
Remote auto claims adjuster roles often cover claimants across several states, so holding licenses in more than one jurisdiction makes you a stronger candidate. Many carriers will note which state licenses they require directly in the posting, so align yours accordingly before you apply.
Show your remote setup in the interview
Remote hiring managers for claims roles want to know you can handle sensitive conversations with claimants from home without interruptions. Be ready to describe your home office, your internet setup, and how you manage distractions during calls and video walkthroughs.
Demonstrate written communication skills concretely
Remote auto claims adjusters document everything in writing, from coverage decisions to claimant correspondence. Bring a sample denial letter, a coverage summary, or a claim note you've written to interviews, or describe the written workflows you've used so hiring managers can assess your clarity without seeing you in person.
Remote Auto Claims Adjuster Jobs: Frequently Asked Questions
How do I get a remote auto claims adjuster job?
Target insurers and third-party administrators that run fully distributed claims operations, since they're built to onboard and manage adjusters without an office. Remote hiring managers screen heavily for self-direction, clear written communication, and comfort handling claimants and vendors over phone and email without in-person backup. A state adjuster license, familiarity with estimating platforms like Mitchell or CCC, and a home office setup that meets carrier standards all give you a concrete edge.
Which companies hire remote auto claims adjusters?
Employers currently hiring remote auto claims adjusters include Gallagher, EMC Insurance, and Federated Insurance, per current remote listings on Migrate Mate as of November 2026. The bulk of remote auto claims roles come from national personal-lines insurers, regional carriers with distributed teams, and independent adjusting firms that staff claims across multiple states.
Can you get a remote auto claims adjuster job with no experience?
Yes, but remote entry roles are harder to land because you're expected to manage claimants, coverage questions, and vendor coordination independently from day one. Some national carriers run structured remote trainee programs that bring on candidates with only a state license and no prior claims experience. Completing a licensed adjuster course, earning your state license, and showing strong written communication skills can open those doors even without a claims history behind you.
Do you need a degree for remote auto claims adjuster jobs?
Not always. Most remote auto claims adjuster roles require a state adjuster license rather than a college degree, and many carriers treat the two as interchangeable entry credentials. Employers weight hands-on claims handling, estimating platform proficiency, and a clean licensing record more heavily than a diploma, especially for remote roles where output and communication quality are what hiring managers can actually observe.
Which industries hire the most remote auto claims adjusters?
Remote auto claims adjuster roles concentrate in Insurance, based on current remote listings on Migrate Mate as of November 2026. Those sectors rely on distributed claims teams to handle high volumes across multiple states without requiring adjusters to report to a physical office.
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