Entry Level Mortgage Specialist Jobs
New grad mortgage specialist jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship background or coursework in finance and lending can matter more than a long resume. Most openings are on-site roles across Banking & Financial Services, Investment & Asset Management, and Consulting & Professional Services, with employers like Wells Fargo, First Community Credit Union - Houston, TX, and PNC Financial Services hiring at this level now.
Find JobsOverview
Open roles194+
Top stateCalifornia
Top employerWells Fargo
Top cityRemote
Work type89% On-site
Top industryBanking
Showing 5 of 194+ Entry Level Mortgage Specialist jobs
Mortgage Servicing Compliance Specialist II
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New 1m ago
PENNYMAC
Mortgage Servicing Compliance Specialist II
Carrollton, Texas
New 1m ago
Mortgage Loan Servicing Specialist
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New 1m ago
Voya Financial
Mortgage Loan Servicing Specialist
Atlanta, Georgia
New 1m ago
Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Chandler, AZ
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New 1m ago
Bank of America
Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Chandler, AZ
Chandler, Arizona
New 1m ago
Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Plano, TX
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New 1m ago
Bank of America
Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Plano, TX
Plano, Texas
New 1m ago
F
Mortgage Operations Specialist
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F
New 1m ago
First Bankers Trust Group
Mortgage Operations Specialist
Quincy, Illinois
New 1m ago
New 1m ago
Mortgage Servicing Compliance Specialist II
PENNYMAC·Carrollton, Texas
Job functions:
$50k - $75k/yr
2+ yrs exp.
Full Time
1,001-5,000 employees
Job Description
PENNYMAC:
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day:
The Mortgage Servicing Compliance Specialist II will:
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:
To learn more about our benefits visit:
For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information
Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:
Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.Salary: $50,000 - $75,000 Work Model: OFFICE
Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Mortgage Servicing Compliance Specialist II is responsible for implementing new and updated regulations and investor requirements; assessing the impact to written, automated and manual policies and procedures. This position requires an understanding of mortgage servicing regulations and their practical application.
The Mortgage Servicing Compliance Specialist II will:
- Perform independent inline and post-mortem quality assurance (QA) testing on loan servicing files to ensure compliance with investor, federal, and state regulations (including RESPA and TILA), as well as company policies and procedures.
- Review critical and non-critical data entry to assess accuracy and compliance. Identify, document, and report findings to responsible lines of business.
- Work with the Servicing Compliance Program Manager and Quality Assurance team to identify new or changed regulatory requirements and assess impact
- Review line of business rebuttals and determine final disposition. Verify corrective actions are taken on flagged errors.
- Independently researches, interprets, and analyzes complex federal and state mortgage servicing regulations (e.g., RESPA, TILA, ECOA, FCRA, SCRA, FDCPA, CFPB guidelines, investor guidelines like Fannie Mae, Freddie Mac, FHA, VA)
- Translates regulatory requirements into actionable business processes and procedures
- Perform other related duties as required and assigned
- Demonstrate behaviors which are aligned with the organization’s desired culture and values
- Possess technical proficiency in regulatory compliance matters and regulations
- Ability to analyze and assess risk based on potential impact to Pennymac for non compliance
- Proficient in Word, Excel and Power Point
- Must be a team player with strong attention to detail and able to work independently
- Proven track record at delivering timely and accurate information in a fast-paced environment
- Excellent critical thinking, problem solving, mathematical skills and sound judgment
- Financial Services and, if possible, mortgage industry experience preferred
- Strong business acumen and ability to interface with executive
As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:
- Comprehensive Medical, Dental, and Vision
- Paid Time Off Programs including vacation, holidays, illness, and parental leave
- Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
- Retirement benefits, life insurance, 401k match, and tuition reimbursement
- Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
- We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities.
To learn more about our benefits visit:
https://pennymacnews.page.link/benefits
For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information
Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:
- Lower in range - Building skills and experience in the role
- Mid-range - Experience and skills align with proficiency in the role
- Higher in range - Experience and skills add value above typical requirements of the role
Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
PENNYMAC
Mortgage Servicing Compliance Specialist II
Carrollton, Texas
New 1m ago1,001-5,000 employees
Job functions:
$50k - $75k/yr
2+ yrs exp.
Full Time
Job Description
PENNYMAC:
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day:
The Mortgage Servicing Compliance Specialist II will:
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:
To learn more about our benefits visit:
For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information
Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:
Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.Salary: $50,000 - $75,000 Work Model: OFFICE
Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Mortgage Servicing Compliance Specialist II is responsible for implementing new and updated regulations and investor requirements; assessing the impact to written, automated and manual policies and procedures. This position requires an understanding of mortgage servicing regulations and their practical application.
The Mortgage Servicing Compliance Specialist II will:
- Perform independent inline and post-mortem quality assurance (QA) testing on loan servicing files to ensure compliance with investor, federal, and state regulations (including RESPA and TILA), as well as company policies and procedures.
- Review critical and non-critical data entry to assess accuracy and compliance. Identify, document, and report findings to responsible lines of business.
- Work with the Servicing Compliance Program Manager and Quality Assurance team to identify new or changed regulatory requirements and assess impact
- Review line of business rebuttals and determine final disposition. Verify corrective actions are taken on flagged errors.
- Independently researches, interprets, and analyzes complex federal and state mortgage servicing regulations (e.g., RESPA, TILA, ECOA, FCRA, SCRA, FDCPA, CFPB guidelines, investor guidelines like Fannie Mae, Freddie Mac, FHA, VA)
- Translates regulatory requirements into actionable business processes and procedures
- Perform other related duties as required and assigned
- Demonstrate behaviors which are aligned with the organization’s desired culture and values
- Possess technical proficiency in regulatory compliance matters and regulations
- Ability to analyze and assess risk based on potential impact to Pennymac for non compliance
- Proficient in Word, Excel and Power Point
- Must be a team player with strong attention to detail and able to work independently
- Proven track record at delivering timely and accurate information in a fast-paced environment
- Excellent critical thinking, problem solving, mathematical skills and sound judgment
- Financial Services and, if possible, mortgage industry experience preferred
- Strong business acumen and ability to interface with executive
As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:
- Comprehensive Medical, Dental, and Vision
- Paid Time Off Programs including vacation, holidays, illness, and parental leave
- Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
- Retirement benefits, life insurance, 401k match, and tuition reimbursement
- Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
- We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities.
To learn more about our benefits visit:
https://pennymacnews.page.link/benefits
For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information
Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:
- Lower in range - Building skills and experience in the role
- Mid-range - Experience and skills align with proficiency in the role
- Higher in range - Experience and skills add value above typical requirements of the role
Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
See All 194+ Entry Level Mortgage Specialist Jobs
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Find JobsEntry Level Mortgage Specialist Job Market
Who's Hiring
- Wells Fargo68
- First Community Credit Union - Houston, TX12
- PNC Financial Services11
- New American Funding10
- Leidos8
Top Industries Hiring
- Banking & Financial Services86
- Investment & Asset Management71
- Consulting & Professional Services9
- Insurance5
- Construction & Real Estate3
Entry Level Mortgage Specialist Jobs: Frequently Asked Questions
How do I get an entry level mortgage specialist job?
Employers hiring at the entry level look for candidates with a basic understanding of loan products, lending regulations, and borrower documentation. Coursework in finance, banking, or real estate gives you a foundation, and any internship or customer-facing experience in financial services strengthens your application. A state mortgage loan originator license or active enrollment in the licensing process is a standout credential that many entry level postings reward.
Which companies hire entry level mortgage specialists?
Companies hiring entry level mortgage specialists right now include Wells Fargo, First Community Credit Union - Houston, TX, and PNC Financial Services, based on current listings on Migrate Mate as of July 2026. At this level, hiring comes from a wide range of employers, including regional banks, credit unions, independent mortgage companies, and large national lenders that run structured onboarding programs for candidates new to the field.
Are there remote entry level mortgage specialist jobs?
Yes, though on-site and hybrid roles still make up the majority at the entry level. About 11% of entry level mortgage specialist openings are remote or hybrid as of July 2026, reflecting the shift toward digital loan processing and virtual client consultations across the mortgage industry. Filtering by work setting on Migrate Mate lets you see which current openings match your preference.
Are these new grad mortgage specialist jobs?
Yes, these listings include new grad, recent graduate, and junior mortgage specialist roles. A posting is new-grad friendly when it welcomes zero to two years of experience, counts internships or practicum work toward qualifications, or accepts a strong academic background in place of direct work history. Look for language like "will train," "entry level," or "no prior mortgage experience required" as reliable signals that a role suits a new grad applicant.
Which industries hire the most entry level mortgage specialists?
Entry Level mortgage specialist roles concentrate in Banking & Financial Services, Investment & Asset Management, and Consulting & Professional Services, based on current listings on Migrate Mate as of July 2026. These sectors drive hiring at the entry level because they process high volumes of purchase and refinance loans and rely on growing their specialist teams with candidates they can train on proprietary systems and compliance standards from the start.