Commercial Lender Jobs
Commercial Lender jobs are open across community banks, credit unions, regional banks, and commercial finance companies, from junior analyst to senior and portfolio-level roles, with specializations in real estate lending, SBA lending, and business development. Find a role that fits from the openings below and apply directly.
Find Commercial Lender JobsOverview
Showing 5 of 72+ Commercial Lender jobs
INTRODUCTION
Originates loans, promotes the financial institution and its lending services to the community and helps to identify and serve the community’s financial needs through loan counseling.
DUTIES:
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Solicits loans. Informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations.
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Personally interviews all loan applicants.
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Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the requested three-business day period.
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Screens loan requests based on financial institution policies and on types of loans offered by the institution.
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Orders appraisals, credit reports, background checks, reference checks and other information as needed on residential loan applicants.
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Researches new legislation and regulations that may affect the financial institution’s lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
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Personally answers incoming phone calls and schedules appointments.
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Communicates complex approvals or denials to the borrower, real estate agents or builders.
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Maintains and submits a source-of-business log monthly to senior lender.
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Promotes and participates in the financial institution’s special credit programs and other CRA programs.
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Actively participates in local business and community activities and maintains close contact with community, customers, and prospects.
INTRODUCTION
Originates loans, promotes the financial institution and its lending services to the community and helps to identify and serve the community’s financial needs through loan counseling.
DUTIES:
-
Solicits loans. Informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations.
-
Personally interviews all loan applicants.
-
Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the requested three-business day period.
-
Screens loan requests based on financial institution policies and on types of loans offered by the institution.
-
Orders appraisals, credit reports, background checks, reference checks and other information as needed on residential loan applicants.
-
Researches new legislation and regulations that may affect the financial institution’s lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
-
Personally answers incoming phone calls and schedules appointments.
-
Communicates complex approvals or denials to the borrower, real estate agents or builders.
-
Maintains and submits a source-of-business log monthly to senior lender.
-
Promotes and participates in the financial institution’s special credit programs and other CRA programs.
-
Actively participates in local business and community activities and maintains close contact with community, customers, and prospects.
See All 72+ Commercial Lender Jobs
Jump back to the full list of openings and apply to any commercial lender role that fits.
Find Commercial Lender JobsCommercial Lender Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- USI Insurance Services14
- Aon4
- AutoZone4
- Valley Bank3
- Axtria - Ingenious Insights2
Top Industries Hiring
- Insurance20
- Banking & Financial Services13
- Consulting & Professional Services11
- Automotive6
- Construction & Real Estate4
What Employers Look For
The qualifications that appear most often in commercial lender jobs.
- Bachelor's degree in finance, business administration, or a related field
- Proven experience underwriting commercial loans or analyzing business financial statements
- Proficiency in credit analysis software and core banking platforms
- Strong knowledge of SBA lending guidelines, CRE, or C&I loan structures
- Established or demonstrable ability to grow and manage a commercial loan portfolio
- Relevant certifications such as the Credit Risk Certification or Graduate School of Banking completion
Tips for Your Commercial Lender Job Search
Quantify your loan portfolio on your resume
Hiring managers want to see the volume and quality of deals you've closed, not just your title. List total portfolio size, average deal size, and charge-off rates where you can. Numbers tell the story that job duties can't.
Highlight your credit analysis depth
Commercial lender resumes that stand out show hands-on underwriting experience, not just relationship management. Name the financial statement types you've analyzed, the industries you've underwritten, and any credit software you've used, such as Baker Hill or Moody's.
Target openings by institution size and loan type
A community bank commercial lender role and a regional bank C&I lending role demand different skills. Filter openings by institution type and loan category, SBA, CRE, or C&I, to find the positions that match your actual book of business.
Apply early to roles that fit
Migrate Mate lists commercial lender openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a deal story for your interview
Interviewers at banks routinely ask you to walk through a credit decision you made. Have a specific deal ready: the borrower type, the risk factors you identified, how you structured the loan, and the outcome. Generic answers about process won't close the deal.
Negotiate around portfolio ownership and territory
Base compensation is only part of the offer. Ask about book ownership if you leave, cross-sell revenue sharing, and whether your territory is protected. These terms affect your long-term earning power more than a signing bonus.
Commercial Lender Jobs: Frequently Asked Questions
Which companies are hiring the most commercial lenders?
The companies hiring the most commercial lenders right now include USI Insurance Services, Aon, and AutoZone, with the largest share of openings in Texas, New York, and California, based on current listings on Migrate Mate as of June 2026. Community and regional banks account for the bulk of active postings nationwide.
How many commercial lender jobs are remote?
About 26% of commercial lender openings are fully remote or hybrid as of June 2026, reflecting the relationship-driven nature of most lending roles. Portfolio management, credit review, and loan administration positions tend to offer the most remote flexibility, while business development and relationship manager roles typically require in-market presence.
How do you become a commercial lender?
Start with a finance or business degree, then gain foundational experience in credit analysis, loan operations, or retail banking to build your underwriting skills. Most commercial lenders move into the role after proving they can read financial statements, assess business risk, and structure deals. Completing a formal credit training program at a bank or earning a lending certification strengthens your candidacy significantly.
Can you get hired as a commercial lender with little experience?
Yes, entry-level commercial lender roles exist, particularly at community banks and credit unions that run internal credit analyst pipelines. Emphasize any experience analyzing business financials, even from internships or academic projects, and demonstrate familiarity with basic loan structures. Many institutions hire credit analysts with the explicit intent of developing them into full commercial lenders within a few years.
What does the commercial lender interview process look like?
The process typically starts with an HR screening call, followed by a hiring manager interview focused on your credit background and deal experience. A credit case study or financial statement analysis exercise is common at the second or third stage. Final rounds often include meetings with senior lenders or a credit committee, where you may be asked to walk through a real or hypothetical loan scenario from origination to approval.
Where can I find and apply to commercial lender jobs?
You can find and apply to commercial lender jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, location preference, and loan specialty, then apply directly to each position that fits.
See All 72+ Commercial Lender Jobs
Jump back to the full list of openings and apply to any commercial lender role that fits.
Find Commercial Lender Jobs