Remote Commercial Lender Jobs
Remote commercial lender jobs are open across the U.S. at remote-first firms and distributed financial teams hiring for portfolio management, credit analysis, and business development. Employers hiring remotely right now include Quaint Oak Bank, Stearns Bank NA, and Columbia Bank (NJ). Scan the live roles below and apply to whichever ones fit.
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See related jobsAt Stearns Bank, we’re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, we’re currently looking for a Commercial Lender This position is a Connected Mobile Work Environment position.
BENEFITS
Stearns Bank understands and respects that everyone is managing unique career, family, and wellness needs. That’s why we offer industry-leading benefits to employees to help them live healthy lives and bring their full selves to work every day. Benefits may vary for part-time positions. Some of those benefits include:
- Employee Stock Ownership Plan & 401k Plan
- Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)
- 12-week Paid Parental Leave and Medical Leave: With a cap of 20 weeks for eligible team members who qualify for both Medical and Parental Leave related to the birth of a child
- $5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, Down Payment Assistance, Health Insurance Premiums
- PTO from 13 to 23 days depending on tenure. Cashout and Carryover options
- 10 Days Sick Time
- 11 Paid Holidays
- 4 Days Volunteer Time
- 2 Days Self Allowance Time
- Tuition Assistance
For this position, we anticipate an annual salary between $140,000 – 175,000 Final employment offers will be dependent upon the selected candidate’s relevant qualifications and experience.
JOB SUMMARY
Develop and manage lending relationships for the purpose of generating loan requests that meet established lending requirements, which provide maximum profitability to the bank with a minimum risk. Including managing a loan portfolio for the express purpose of increasing balances and profit, and decreasing past dues, charge-offs, and other loan problems. Ability to work within the bank’s national lending platform under various programs.
RESPONSIBILITIES
- Develop an on-going personal business development plan that utilizes a structured calling program that generates an agreed-to minimum of new loan growth and fee generation based on business unit KPIs.
- Collect necessary information from loan applicants so that loan requests can be understood and properly underwritten; respond to the credit department’s questions pertaining to the underwriting process to determine the credit worthiness of loan applicants.
- Will provide information as requested on status of loans in process and approved but not closed (pipeline and backlog report).
- Make timely decisions on loan applications within granted authorities.
- Is responsible for the accuracy of loan grading, documentation, performance, clearing of exceptions, and follow-up on all loans in assigned portfolio.
- Will actively work existing customer base for referrals that garners new business from prospects and existing customers alike.
- Maintain a list of delinquent accounts within the personal portfolio and maintain a log of collection efforts. Contact delinquent accounts via telephone, personal visits or correspondence. Forward irreconcilable accounts for collector action or pursuing legal action.
- Monitor loan repayment for loans in assigned portfolio and take necessary action to collect past due loans.
- Participate in community activities for the purpose of increasing the bank’s visibility and seeking out new business opportunities.
- Promote bank services, seek out referral opportunities (including consumer loans), answer customer questions, and direct customers to the appropriate personnel for assistance.
- Effectively use bank systems and other technology to the fullest extent of their capabilities to include lead tracking, opportunities, file notes, underwriting, processing, closings, and servicing workflows.
- Maintain a working knowledge of all legal and regulatory compliance issues as they pertain to this position.
- Loss prevention and security as applicable to this position.
REQUIREMENTS
- Occasionally lift and/or move up to 25 lbs.
- Ability to understand and follow instructions in English.
- Ability to sit for extended periods of time, twist, bend, sit, walk use hands to twist, handle or feel objects, tools or controls, such as computer mouse, computer keyboard, calculator, stapler, telephone, staple puller, etc., reach with hands and arms, balance, stoop, kneel, talk or hear.
- Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus.
QUALIFICATIONS
- Bachelor’s degree from a four-year college or university preferred but will consider experience in lieu of degree.
- Proven track record in commercial lending, specifically for commercial and commercial real estate loan requests.
- Relationship management skills for commercial, small business, and personal relationships.
- Highly developed analytical and underwriting expertise and a credit quality focus.
- Portfolio management experience required.
- Strong oral and written communication skills.
- Proficient computer skills.
- Excellent customer service skills.
THE COMPANY
As a Star Tribune Top Workplaces award recipient and an award recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota, Stearns takes pride in their team and holds their employees in extremely high regard. We offer a competitive salary and benefit package including our Employee Stock Ownership Program-one of the best long-term incentive programs in the nation. To learn more about Stearns Bank, visit www. StearnsBank.com
EQUAL OPPORTUNITY EMPLOYER /AFFIRMATIVE ACTION PLAN
At Stearns Bank, we’re helping people, entrepreneurs, small businesses, and local communities nationwide reach their full financial potential. Sound like something you want to be a part of? If so, we’re currently looking for a Commercial Lender This position is a Connected Mobile Work Environment position.
BENEFITS
Stearns Bank understands and respects that everyone is managing unique career, family, and wellness needs. That’s why we offer industry-leading benefits to employees to help them live healthy lives and bring their full selves to work every day. Benefits may vary for part-time positions. Some of those benefits include:
- Employee Stock Ownership Plan & 401k Plan
- Healthcare (Medical, Dental, Vision, Telehealth, Life insurance)
- 12-week Paid Parental Leave and Medical Leave: With a cap of 20 weeks for eligible team members who qualify for both Medical and Parental Leave related to the birth of a child
- $5,000 Family Care Reimbursement: Childcare, Elder Care, Student Loan Debt, Pet expenses, Down Payment Assistance, Health Insurance Premiums
- PTO from 13 to 23 days depending on tenure. Cashout and Carryover options
- 10 Days Sick Time
- 11 Paid Holidays
- 4 Days Volunteer Time
- 2 Days Self Allowance Time
- Tuition Assistance
For this position, we anticipate an annual salary between $140,000 – 175,000 Final employment offers will be dependent upon the selected candidate’s relevant qualifications and experience.
JOB SUMMARY
Develop and manage lending relationships for the purpose of generating loan requests that meet established lending requirements, which provide maximum profitability to the bank with a minimum risk. Including managing a loan portfolio for the express purpose of increasing balances and profit, and decreasing past dues, charge-offs, and other loan problems. Ability to work within the bank’s national lending platform under various programs.
RESPONSIBILITIES
- Develop an on-going personal business development plan that utilizes a structured calling program that generates an agreed-to minimum of new loan growth and fee generation based on business unit KPIs.
- Collect necessary information from loan applicants so that loan requests can be understood and properly underwritten; respond to the credit department’s questions pertaining to the underwriting process to determine the credit worthiness of loan applicants.
- Will provide information as requested on status of loans in process and approved but not closed (pipeline and backlog report).
- Make timely decisions on loan applications within granted authorities.
- Is responsible for the accuracy of loan grading, documentation, performance, clearing of exceptions, and follow-up on all loans in assigned portfolio.
- Will actively work existing customer base for referrals that garners new business from prospects and existing customers alike.
- Maintain a list of delinquent accounts within the personal portfolio and maintain a log of collection efforts. Contact delinquent accounts via telephone, personal visits or correspondence. Forward irreconcilable accounts for collector action or pursuing legal action.
- Monitor loan repayment for loans in assigned portfolio and take necessary action to collect past due loans.
- Participate in community activities for the purpose of increasing the bank’s visibility and seeking out new business opportunities.
- Promote bank services, seek out referral opportunities (including consumer loans), answer customer questions, and direct customers to the appropriate personnel for assistance.
- Effectively use bank systems and other technology to the fullest extent of their capabilities to include lead tracking, opportunities, file notes, underwriting, processing, closings, and servicing workflows.
- Maintain a working knowledge of all legal and regulatory compliance issues as they pertain to this position.
- Loss prevention and security as applicable to this position.
REQUIREMENTS
- Occasionally lift and/or move up to 25 lbs.
- Ability to understand and follow instructions in English.
- Ability to sit for extended periods of time, twist, bend, sit, walk use hands to twist, handle or feel objects, tools or controls, such as computer mouse, computer keyboard, calculator, stapler, telephone, staple puller, etc., reach with hands and arms, balance, stoop, kneel, talk or hear.
- Specific vision abilities required by the job include close vision, distance vision, peripheral vision, depth perception and the ability to adjust focus.
QUALIFICATIONS
- Bachelor’s degree from a four-year college or university preferred but will consider experience in lieu of degree.
- Proven track record in commercial lending, specifically for commercial and commercial real estate loan requests.
- Relationship management skills for commercial, small business, and personal relationships.
- Highly developed analytical and underwriting expertise and a credit quality focus.
- Portfolio management experience required.
- Strong oral and written communication skills.
- Proficient computer skills.
- Excellent customer service skills.
THE COMPANY
As a Star Tribune Top Workplaces award recipient and an award recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota, Stearns takes pride in their team and holds their employees in extremely high regard. We offer a competitive salary and benefit package including our Employee Stock Ownership Program-one of the best long-term incentive programs in the nation. To learn more about Stearns Bank, visit www. StearnsBank.com
EQUAL OPPORTUNITY EMPLOYER /AFFIRMATIVE ACTION PLAN
See All 5 Remote Commercial Lender Jobs
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Find Remote Commercial Lender JobsRemote Commercial Lender Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in remote commercial lender jobs.
- Bachelor's degree in finance, business administration, or a related field
- Proven experience underwriting commercial loans or analyzing business financial statements
- Proficiency in credit analysis software and core banking platforms
- Strong knowledge of SBA lending guidelines, CRE, or C&I loan structures
- Established or demonstrable ability to grow and manage a commercial loan portfolio
- Relevant certifications such as the Credit Risk Certification or Graduate School of Banking completion
Tips for Your Remote Commercial Lender Job Search
Apply early to remote roles that fit
Migrate Mate lists remote commercial lender openings from across the U.S. in one place, so you can find roles that match your background and apply directly. Remote roles fill fast, so checking for new postings regularly gives you a real advantage.
Show your remote work setup upfront
Remote lenders manage sensitive client conversations and credit decisions from home. Call out your dedicated workspace, secure internet connection, and any video conferencing or loan origination software you already use. Employers screen for this before the first interview.
Build a written communication sample
Remote commercial lending runs on written updates, credit memos, and async client communication. Prepare a concise credit summary or deal memo you can share as a work sample. It signals that you can close deals and manage borrower relationships without relying on in-person contact.
Target distributed lending teams directly
Remote-first online lenders, SBA-focused lenders, and fintech companies have built entire distributed credit teams. Searching by team structure, not just job title, helps you find employers whose remote workflow is already mature and where you won't be the only person working off-site.
Remote Commercial Lender Jobs: Frequently Asked Questions
How do I get a remote commercial lender job?
Target remote-first banks, credit unions, online lenders, and fintech companies that have built distributed lending teams. Remote commercial lender hiring screens heavily for self-direction, strong written communication, and the ability to manage a loan portfolio without in-person oversight. Candidates who can demonstrate pipeline management, credit underwriting experience, and comfort with video-based client relationships stand out most in remote hiring processes.
Which companies hire remote commercial lenders?
Employers currently hiring remote commercial lenders include Quaint Oak Bank, Stearns Bank NA, and Columbia Bank (NJ), per current remote listings on Migrate Mate as of September 2026. Remote commercial lender roles tend to come from online banks, fintech lenders, SBA-focused lenders, and credit unions that have adopted distributed team structures.
Can you get a remote commercial lender job with no experience?
Yes, but remote entry-level commercial lender roles are competitive because employers expect you to manage credit decisions and client relationships independently from day one. Online lenders and fintech companies are the most likely to hire junior remote candidates. Showing familiarity with credit analysis fundamentals, financial modeling, and async communication tools can substitute for formal work history and open the door to entry-level remote roles.
Do you need a degree for remote commercial lender jobs?
Not always. Many remote employers value demonstrated credit underwriting skills, a history of managing loan portfolios, and verifiable client results over a specific degree. A finance, business, or economics background helps and is preferred at larger institutions, but community banks, credit unions, and fintech lenders hiring remotely often weigh hands-on lending experience and proven deal flow more heavily than formal credentials.
See All 5 Remote Commercial Lender Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Commercial Lender Jobs