Remote Claims Adjuster Jobs
Remote claims adjuster jobs are open across the U.S. in property and casualty insurance, workers' compensation, auto, and health insurance, at carriers, third-party administrators, and insurtech firms running fully distributed claims teams. Employers hiring remotely right now include Gallagher, Sedgwick, and EMC Insurance. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 68+ Remote Claims Adjuster jobs
As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
As a member of our claims team, utilize your knowledge of Workers Compensation to independently investigate, evaluate and resolve assigned claims of a more complex nature in order to achieve appropriate outcomes. In this position you will administer and resolve highest risk management expectations claims in a timely manner in accordance with legal statues, policy provisions, and company guidelines.
Responsibilities:
- Promptly investigate all assigned claims with minimal supervision, including those of a more complex nature
- Determine coverage, compensability, potential for subrogation recovery, and second injury fund (when applicable)
- Alert Supervisor and Special Investigations Unit to potentially suspect claims
- Ensure timely denial or payment of benefits in accordance with jurisdictional requirements
- Establish appropriate reserves with documented rationale, maintain and adjust reserves over the life of the claim to reflect changes in exposure
- Negotiate claims settlements with client approval
- Establish and implement appropriate action plans for case resolution including medical and disability management, litigation management, negotiation and disposition
- Work collaboratively with Lodestar nurse professionals to develop and execute return to work strategies
- Select and manage service vendors to achieve appropriate balance between allocated expense and loss outcome
- Maintain a working knowledge of jurisdictional requirements and applicable case law for each state serviced
- Demonstrate technical proficiency through timely, consistent execution of best claim practices
- Communicate effectively, verbally and in writing with internal and external parties on a wide variety of claims and account issues
- Provide a high degree of customer service to clients, including face to face interactions during claims reviews, stewardship meetings and similar account-specific sessions
- Authorize treatment based on the practiced protocols established by statute or the Lodestar Managed Care department
- Assist Lodestar clients by suggesting panel provider information in accordance with applicable state statutes.
- Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
#LI-Remote
Requirements:- MA License and experience handling claims in MA and NJ Required.
- Bachelor's degree, or four or more years of equivalent work experience required in an insurance related industry required
- At least 3-5 years' experience handling lost time workers compensation claims required; past experience with MA and NJ jurisdictions required
- Associate in Claims (AIC) Designation or similar professional designation desired.
- Active license required or ability to obtain license within 90 days of employment in mandated states.
- Familiarity with medical terminology and/or Workers' Compensation
- Strong organizational skills with demonstrated ability to work independently and deal effectively with multiple tasks simultaneously
- Proven critical thinking skills that demonstrate analysis/judgment and sound decision making with focus on attention to details
- Strong verbal, written communication skills and customer service skills
- Computer literacy, including working knowledge of MS Office Product Suite, i.e. Word, Excel, PowerPoint.
- Ability to travel for business purposes, approximately less than 10%.
See All 68 Remote Claims Adjuster Jobs
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Find Remote Claims Adjuster JobsRemote Claims Adjuster Job Market
Who's Hiring
- Gallagher26
- Sedgwick4
- EMC Insurance4
- PMA Companies3
- Farmer's Union Insurance3F
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in remote claims adjuster jobs.
- Active property and casualty adjuster license in the required state or states
- Experience investigating and settling auto, property, or liability claims
- Proficiency with claims management software such as Guidewire or Xactimate
- Strong written communication for coverage letters, reports, and denial notices
- Bachelor's degree in business, finance, or a related field, or equivalent experience
- Ability to interpret policy language and apply coverage determinations independently
Tips for Your Remote Claims Adjuster Job Search
Apply early to remote roles that fit
Migrate Mate lists remote claims adjuster openings from across the U.S. in one place, so you can find roles that match your license type, claims specialty, and experience level and apply directly without sorting through unrelated postings.
Lead with your independent caseload record
Remote hiring managers want proof you can manage claims without in-person supervision. Quantify your average caseload size, cycle times, and closure rates on your resume so employers can see you've handled volume independently before.
Demonstrate written communication clearly
Remote claims work runs on written documentation, emails, and virtual correspondence with claimants and counsel. Write your cover letter and follow-up messages as if they're a live sample of how you'll communicate on the job, because remote hiring teams read them that way.
Highlight the claims software you know
Employers hiring remotely expect adjusters to be self-sufficient in tools like Xactimate, Guidewire, or ClaimCenter from the start. Name every platform you've used in your resume and specify the claims types you handled in each system.
Remote Claims Adjuster Jobs: Frequently Asked Questions
How do I get a remote claims adjuster job?
Target carriers, third-party administrators, and insurtech companies that run distributed claims operations, as these employers are most likely to hire adjusters who never set foot in an office. Remote hiring managers screen hard for self-direction, clear written communication, and the ability to manage a caseload without in-person oversight. Holding an active adjuster license in your state, strong experience with claims management software, and a resume that shows independent case resolution all give you a real edge.
Which companies hire remote claims adjusters?
Companies hiring remote claims adjusters right now include Gallagher, Sedgwick, and EMC Insurance, based on current remote listings on Migrate Mate as of November 2026. The employers most consistently hiring for remote claims roles include national insurance carriers, third-party administrators, and insurtech firms that have built their claims operations around distributed teams.
Can you get a remote claims adjuster job with no experience?
Yes, but remote entry-level claims roles are harder to land because employers expect you to handle a caseload independently from day one without an office to fall back on. Your best paths in are insurtech startups hiring junior adjusters, carrier training programs that run remotely, or starting in a claims support or examiner-assistant role. Showing completed claims coursework, a state adjuster license, and familiarity with claims software closes the gap fast.
Do you need a degree for remote claims adjuster jobs?
Not always. Many remote claims adjuster roles list a degree as preferred rather than required, and employers weight your adjuster license, claims software proficiency, and demonstrated case-handling ability more heavily than your educational background. Candidates who can show a clean record of resolved claims, low cycle times, and strong written communication often move ahead of degree holders who lack hands-on experience.
Which industries hire the most remote claims adjusters?
Remote claims adjuster roles concentrate in Insurance, based on current remote listings on Migrate Mate as of November 2026. These sectors hire claims adjusters remotely because their claims volume is high, their processes are documentation-driven, and their teams are built to function across multiple time zones without a central office.
See All 68 Remote Claims Adjuster Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Claims Adjuster Jobs