Claims Adjuster Jobs
Claims Adjuster jobs are open across insurance carriers, third-party administrators, and government agencies, at every level from entry-level trainee to senior and supervisory, with specializations in auto, property, and workers' compensation. Scan the live roles below and apply to whichever ones fit.
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Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements.
Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.
This is a field-based role for Las Vegas, NV. Candidates currently living in this location or willing to self-relocate are encouraged to apply.
What you'll do:
- Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
- Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
- Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
- Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
- Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
- Maintains accurate, thorough, and current claim file documentation throughout the claims process.
- Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
- Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
- May be assigned CAT deployment travel with minimal notice during designated CATs.
- Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
- Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
- Adjusts complex claims with attorney involvement.
- Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
- May require travel to resolve claims, attend training, and conduct in-person inspections.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
- High School Diploma or General Equivalency Diploma required.
- 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
- Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
- Proficient knowledge of residential construction.
- Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
- Proficient negotiation, investigation, communication, and conflict resolution skills.
- Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
- Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
- Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
What sets you apart:
- US military experience through military service or a military spouse/domestic partner
- 5 years of prior field experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.)
- Prior experience adjusting property claims using virtual technologies
- Prior property field adjuster experience handling DWG, APS and ALE adjustments
- Industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
- Xactimate Level 1 and/or Level 2 certification
- Prior deployments in support of catastrophes
- Currently hold an active Adjuster License
- Currently reside within or have the ability to self-relocate to Las Vegas, NV
Physical Demand Requirements:
- May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
- May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver’s license.
- May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
- May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.
Compensation range: The salary range for this position is: $69,920.00 - $133,620.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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Find Claims Adjuster JobsClaims Adjuster Job Market
Who's Hiring
- Gallagher28

- Liberty Mutual Insurance28

- USAA25

- Farmers Insurance24

- Progressive21

Top Industries Hiring
- Insurance
- Government & Public Sector
What Employers Look For
The qualifications that appear most often in claims adjuster jobs.
- Active property and casualty adjuster license in the required state or states
- Experience investigating and settling auto, property, or liability claims
- Proficiency with claims management software such as Guidewire or Xactimate
- Strong written communication for coverage letters, reports, and denial notices
- Bachelor's degree in business, finance, or a related field, or equivalent experience
- Ability to interpret policy language and apply coverage determinations independently
Tips for Your Claims Adjuster Job Search
Tailor your resume to claim types
Hiring managers scan for the specific line of business, auto, property, liability, or workers' comp. Lead each bullet with the claim type you handled and pair it with an outcome, like cycle time reduced or litigation avoided, so reviewers immediately see your fit.
List your adjuster licenses by state
Many postings require an active adjuster license in a specific state before day one. Put your license numbers, issuing states, and expiration dates in a dedicated credentials section near the top so they're never missed during an applicant tracking system screening pass.
Apply early to roles that fit
Migrate Mate lists claims adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Target postings that match your software stack
Carriers use very different claims management platforms, Guidewire, Duck Creek, Xactimate, and others. When a posting names a specific system you know well, call it out explicitly in your cover letter and resume so it surfaces during keyword filtering.
Prepare field examples for behavioral rounds
Interviewers for adjuster roles almost always ask about a disputed claim, a coverage-denial decision, or a high-pressure negotiation. Prepare two or three tight stories using real claim scenarios, policy issue, investigation steps, resolution, and outcome, before any first-round call.
Negotiate your territory and caseload upfront
Before accepting an offer, ask about average caseload per adjuster, geographic territory if the role is field-based, and whether catastrophe deployment is expected. These factors affect workload and travel demands as much as base pay, and they're negotiable at the offer stage.
Claims Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most claims adjusters?
The companies hiring the most claims adjusters right now include Gallagher, Liberty Mutual Insurance, and USAA, with the largest share of openings in Texas, Arizona, and California, based on current listings on Migrate Mate as of November 2026. Volume tends to spike after major weather events, so catastrophe-heavy markets often see hiring surges with short posting windows.
How many claims adjuster jobs are remote?
About 93% of claims adjuster openings are fully remote or hybrid as of November 2026, with remote arrangements most common in desk-adjuster and commercial liability roles. Field adjuster positions, which require in-person property inspections, are almost always on-site or local travel-based and rarely offered as remote.
How do you become a claims adjuster?
Start by earning a property and casualty adjuster license in your state, which typically requires completing a pre-licensing course and passing a state exam. Build foundational knowledge in insurance policy language, then pursue an entry-level claims trainee or examiner role at a carrier or third-party administrator. Many adjusters add specialty credentials like the AIC or CPCU designation as their career advances.
Can I get hired as a claims adjuster with no experience?
Yes, many carriers hire candidates with no direct claims experience into structured trainee programs, particularly for auto and property lines. A relevant degree, strong analytical skills, and a state adjuster license significantly improve your odds. Highlighting customer service, conflict resolution, or any investigative work, even from unrelated fields, helps demonstrate the judgment the role requires.
What does the claims adjuster interview process look like?
Most employers run a phone screen focused on your license status and claims background, followed by one or two video or in-person rounds. Expect behavioral questions about how you handled a disputed claim, a coverage denial, or a difficult claimant interaction. Some carriers add a written exercise where you review a mock claim file and draft a coverage position or settlement recommendation.
Where can I find and apply to claims adjuster jobs?
You can find and apply to claims adjuster jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the available roles, find the ones that match your license, claim type, and experience level, and apply directly to each listing that fits.
See All 219+ Claims Adjuster Jobs
Find roles that match your experience and apply in just a few clicks.
Find Claims Adjuster Jobs