Credit Risk Manager Jobs in Utah

INTRODUCTION

Job Duties: Associate, Credit Risk with Goldman Sachs & Co. LLC in Salt Lake City, Utah. Responsible for approving transactions, setting credit exposure limits, monitoring adherence to those limits, measuring credit exposure and losses from counterparty default. Manage risk levels through the analysis of the business and financial profile of the firm's trading counterparties, including independent review and ongoing monitoring of the quality of the loan and derivative portfolio and testing/validating Credit Risk’s ratings, processes and methodologies. Conduct in-depth analyses related to causes and effects of credit events and conduct sector and/or regional (i.e. country) based concentration analyses. Assess the credit and financial strength of the firm's Financial Institution counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors. Determine and manage the firm's credit risk appetite across derivatives, loans, funding and deposits for a portfolio of Financial Institution counterparts. Approve derivative and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses.

ROLE AND RESPONSIBILITIES

Job Requirements: Master’s degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and one (1) year of experience in job offered or a related role; OR Bachelor’s degree (U.S. or foreign equivalent) in Finance, Accounting, Economics, or a related field and three (3) years of experience in job offered or a related role. Prior experience must include one (1) year with master’s degree or three (3) years with bachelor’s degree with the following: assessing the credit and financial strength of the financial institution’s counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors; determine and manage the Firm’s credit risk appetite across; performing credit underwriting of lending transactions, contributing to credit recommendations, and supporting the capital approval process; determine and manage the firm's credit risk appetite across derivatives, loans, funding and deposits for a portfolio of Financial Institution counterparts; presenting findings and recommendations to senior management and answer questions relating to credit analysis performed; and monitoring industry subsectors based on market indicators, regulatory guidance, rating agency commentary, and counterparty surveillance and reporting information and its impact to senior management.

BENEFITS

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care
We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs
Read more about the full suite of class-leading benefits our firm has to offer.

CORPORATE TITLE

Associate

OFFICE LOCATION(S)

Salt Lake City

DIVISION

Risk Division

©The Goldman Sachs Group, Inc., 2026. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.