Credit Risk Manager Jobs
Credit Risk Manager jobs are open across banking, fintech, insurance, and asset management, from analyst-track and mid-level to director, with specializations in consumer credit, commercial lending, and model validation. Find a role that fits from the openings below and apply directly.
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This position plays an integral role in shaping the expansion of our clients auto finance business. It is a strategic blend of analytics leadership, business development, and cross-functional collaboration, heavily aligned with sales, risk, and technology teams. It's an ideal position for someone who can blend technical analytics, strategic planning, and leadership. You’ll be the key analytical partner to the Head of Auto Sales and help define and scale a growing dealer-focused business line.
Responsibilities
- Previous trck record in subprime consumer lending, fintech, payments, or another regulated financial services technology environment.
- Familiarity with credit decisioning, underwriting strategy, or fraud detection
- Experience working in a regulated financial services environment
- Exposure to A/B testing, experimentation frameworks, or champion/challenger strategies
Requirements:
- Bachelor’s in a quantitative field (Engineering, Statistics, Economics, Computer Science, or similar) - Master’s or PhD preferred.
- 8+ years in consumer lending risk analytics
- 5+ years leading analytics teams and aligning with strategic business goals
- Proficiency in SQL, SAS, and/or Python
This position plays an integral role in shaping the expansion of our clients auto finance business. It is a strategic blend of analytics leadership, business development, and cross-functional collaboration, heavily aligned with sales, risk, and technology teams. It's an ideal position for someone who can blend technical analytics, strategic planning, and leadership. You’ll be the key analytical partner to the Head of Auto Sales and help define and scale a growing dealer-focused business line.
Responsibilities
- Previous trck record in subprime consumer lending, fintech, payments, or another regulated financial services technology environment.
- Familiarity with credit decisioning, underwriting strategy, or fraud detection
- Experience working in a regulated financial services environment
- Exposure to A/B testing, experimentation frameworks, or champion/challenger strategies
Requirements:
- Bachelor’s in a quantitative field (Engineering, Statistics, Economics, Computer Science, or similar) - Master’s or PhD preferred.
- 8+ years in consumer lending risk analytics
- 5+ years leading analytics teams and aligning with strategic business goals
- Proficiency in SQL, SAS, and/or Python
Credit Risk Manager Jobs by Experience Level
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Find Credit Risk Manager JobsCredit Risk Manager Job Market
Who's Hiring
- JPMorganChase38
- Citi6
- Valley Bank5
- State Street5
- Citizens4
Top Industries Hiring
- Banking & Financial Services35
- Investment & Asset Management14
- Fintech6
- Technology & Software5
- Energy3
What Employers Look For
The qualifications that appear most often in credit risk manager jobs.
- Bachelor's degree in finance, economics, accounting, or a related quantitative field
- Proficiency in credit analysis, financial statement review, and risk rating frameworks
- Experience with credit risk models, scorecards, or loss forecasting methodologies
- Familiarity with regulatory requirements such as CECL, Basel III, or SR 11-7
- Advanced skills in SQL, Python, SAS, or Excel for portfolio data analysis
- FRM, CFA, or equivalent professional certification preferred for senior-level roles
Tips for Your Credit Risk Manager Job Search
Quantify your loss mitigation outcomes
Hiring managers in credit risk want numbers, not duties. Replace phrases like 'managed credit portfolio' with specific results: default rates reduced, exposure limits set, or reserve calculations refined. Concrete outcomes separate your resume from generic risk summaries.
Highlight model validation and regulatory fluency
Openings frequently require familiarity with SR 11-7 model risk guidance, CECL accounting standards, or Basel framework concepts. If you've worked through a model validation cycle or a regulatory exam, name it explicitly. Vague 'regulatory experience' won't pass a screener.
Target roles by portfolio type, not just title
Credit risk manager openings vary sharply by asset class. A commercial real estate role demands different skills than a revolving consumer credit book. Filter your search by keywords like 'C&I lending,' 'retail credit,' or 'structured finance' to match your actual experience.
Apply early to roles that fit
Migrate Mate lists credit risk manager openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a technical case study round
Many credit risk interviews include a live credit memo exercise or a take-home portfolio analysis. Practice walking through a borrower's financial statements, identifying covenant triggers, and recommending a credit decision with a clear rationale before your first screen.
Negotiate around total compensation structure
Credit risk roles at banks and fintechs often include deferred compensation, equity, or performance-linked bonuses tied to portfolio metrics. Before accepting an offer, ask how variable pay is calculated and what the historical payout range has been for the role you're stepping into.
Credit Risk Manager Jobs: Frequently Asked Questions
Which companies are hiring the most credit risk managers?
The companies hiring the most credit risk managers right now include JPMorganChase, Citi, and Valley Bank, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of August 2026. Demand is concentrated in large commercial banks, regional lenders, and growth-stage fintech companies expanding their risk functions.
How many credit risk manager jobs are remote?
About 51% of credit risk manager openings are fully remote or hybrid as of August 2026, with remote availability highest in model validation, credit policy, and portfolio analytics roles. Positions tied to direct client underwriting or commercial banking relationship management are more likely to require in-office presence at least part of the week.
How do you become a credit risk manager?
Most credit risk managers start in analyst roles focused on credit underwriting, financial statement analysis, or loan review, building familiarity with risk rating systems and portfolio reporting. Moving into a manager role typically requires leading a credit decision process end to end, mentoring junior analysts, and demonstrating fluency with model outputs and regulatory expectations. Earning an FRM or CFA strengthens your candidacy for senior positions.
Can you get a credit risk manager job with limited experience?
Breaking into credit risk management with limited experience is realistic if you can demonstrate applied analytical skills. Roles like credit analyst, loan review officer, or risk reporting associate are common entry points. Building proficiency in financial statement analysis, SQL, and a credit framework like CAMELS or internal risk ratings makes your application competitive even without a formal management title on your resume.
What does the credit risk manager interview process look like?
The process typically starts with a recruiter screen focused on your portfolio background and team size, followed by a hiring manager interview covering credit philosophy and specific risk scenarios you've managed. A technical round often includes a credit memo case study or a portfolio stress-test exercise. Final rounds usually involve meeting senior leadership or risk committee members who assess your judgment on borderline credit decisions.
Where can I find and apply to credit risk manager jobs?
You can find and apply to credit risk manager jobs on Migrate Mate, which lists current openings from across the United States in one place. Search for roles that match your portfolio background and experience level, then apply directly to each listing that fits.
See All 183+ Credit Risk Manager Jobs
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