Credit Risk Manager Jobs in Texas
Credit Risk Manager jobs in Texas are in strong demand, concentrated in banking and financial services, commercial lending, energy finance, and insurance, with openings at every level from analyst-track associates through senior directors and VPs of risk. Houston, Dallas, and San Antonio anchor most of the hiring, where institutions such as JPMorgan Chase, Wells Fargo, and Frost Bank maintain major operations and credit teams. Loan portfolio management, model validation, and regulatory compliance are the sub-areas drawing the most consistent interest from Texas employers. Find a role that fits below and apply directly.
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See related jobsThis is a hybrid role and you must be located in, or willing to relocate to, Dallas or San Francisco for the position.
About the Role
The Credit team's mission is to protect company revenue while enabling sustainable business growth through effective credit risk management, working capital optimization, and strong partnership with commercial teams.
As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow, profitability, and risk mitigation, while enabling Uber to grow safely and efficiently.
- Manage and control global exposure with a team of three direct reports.
- Approved Credit limits for all new UBER customers across all business lines.
- Resolve ad hoc requests: Credit limit increase, Changes on method payment, Review and approved Payment term extensions, Payment Plans, Calculate Late Payment fees for overdue accounts, provide Finance analysis for customers Financial statements (P&L, Balance sheet, Cash flow)
- Monitor Customers' creditworthiness to control and minimize UBER AR exposure.
- Partner with different teams as Sales, Operations, Finance, Revenue Accounting, and IT across different lines of Business and with a global scope.
- Manage Credit Agencies and External collection agencies.
- Manage the AFDA calculation.
Basic Qualifications
- 8+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.
- Stakeholder Management & Negotiation
- Leadership & Team Management.
- Experience working with ERP systems (e.g., Oracle) and data/reporting tools (e.g., Tableau)
Preferred Qualifications
- 10+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.
- Credit Risk & Financial Analysis.
- Process Improvement & Automation.
- Problem Solving & Decision-Making.
- Strong understanding of credit policies, financial controls, and compliance frameworks
Compensation
For Dallas, TX-based roles: The base salary range for this role is USD$126,000 per year - USD$140,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,500 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. All full-time employees are eligible to participate in a 401(k) plan. You will also be eligible for various benefits. More details can be found at the following link https://jobs.uber.com/en/benefits.
This is a hybrid role and you must be located in, or willing to relocate to, Dallas or San Francisco for the position.
About the Role
The Credit team's mission is to protect company revenue while enabling sustainable business growth through effective credit risk management, working capital optimization, and strong partnership with commercial teams.
As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow, profitability, and risk mitigation, while enabling Uber to grow safely and efficiently.
- Manage and control global exposure with a team of three direct reports.
- Approved Credit limits for all new UBER customers across all business lines.
- Resolve ad hoc requests: Credit limit increase, Changes on method payment, Review and approved Payment term extensions, Payment Plans, Calculate Late Payment fees for overdue accounts, provide Finance analysis for customers Financial statements (P&L, Balance sheet, Cash flow)
- Monitor Customers' creditworthiness to control and minimize UBER AR exposure.
- Partner with different teams as Sales, Operations, Finance, Revenue Accounting, and IT across different lines of Business and with a global scope.
- Manage Credit Agencies and External collection agencies.
- Manage the AFDA calculation.
Basic Qualifications
- 8+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.
- Stakeholder Management & Negotiation
- Leadership & Team Management.
- Experience working with ERP systems (e.g., Oracle) and data/reporting tools (e.g., Tableau)
Preferred Qualifications
- 10+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.
- Credit Risk & Financial Analysis.
- Process Improvement & Automation.
- Problem Solving & Decision-Making.
- Strong understanding of credit policies, financial controls, and compliance frameworks
Compensation
For Dallas, TX-based roles: The base salary range for this role is USD$126,000 per year - USD$140,000 per year. For San Francisco, CA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,500 per year. For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. All full-time employees are eligible to participate in a 401(k) plan. You will also be eligible for various benefits. More details can be found at the following link https://jobs.uber.com/en/benefits.
See All 5 Credit Risk Manager Jobs in Texas
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Find Credit Risk Manager JobsCredit Risk Manager Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Credit Risk Manager Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
- Scotiabank2
- Freddie Mac1
- Regions Bank1
- Uber1
Top Industries Hiring
- Banking & Financial Services2
- Technology & Software1
What Texas Employers Look For
The qualifications that appear most often in credit risk manager jobs across Texas.
- Bachelor's degree in finance, economics, accounting, or a related quantitative field required
- Professional certification such as FRM, CFA, or CRC strongly preferred by Texas employers
- Three or more years of credit analysis, underwriting, or risk assessment experience expected
- Proficiency in SQL, SAS, Python, or similar tools for portfolio data analysis and modeling
- Demonstrated knowledge of federal and state banking regulations including OCC and FDIC guidelines
- Strong written communication skills for presenting risk findings to senior leadership and committees
Credit Risk Manager Jobs in Texas: Frequently Asked Questions
How do you become a credit risk manager in Texas?
Most credit risk managers in Texas start with a bachelor's degree in finance, economics, or accounting, then build several years of experience in credit analysis or underwriting before moving into management. Texas does not require a state-issued license for this role, but earning a globally recognized credential such as the Financial Risk Manager designation or the Chartered Financial Analyst charter significantly strengthens candidacy. Large Texas banks and financial institutions generally promote from within their credit analyst pipelines.
How much do credit risk managers make in Texas?
Credit risk managers in Texas earn a median of about $103,760 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $64,250 for the lowest 10% to over $159,220 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit risk managers in Texas?
Employers hiring credit risk managers in Texas right now include Scotiabank, Freddie Mac, and Regions Bank, based on current listings on Migrate Mate as of June 2026. Texas's concentration of major bank regional headquarters, energy-sector lenders, and large insurance carriers creates consistent demand for experienced credit risk professionals across the state.
Which Texas cities have the most credit risk manager jobs?
Houston, Austin, and Dallas have the most credit risk manager openings in Texas. Houston leads because of its dense concentration of energy-finance lenders, commercial banks, and global financial institutions, while Dallas draws hiring through its large corporate headquarters base and regional bank operations, and San Antonio benefits from the strong presence of Frost Bank and USAA's financial services divisions.
Are there remote credit risk manager jobs in Texas?
Yes, and more than most finance roles, since credit risk work is primarily analytical and desk-based. About 20% of credit risk manager openings tied to Texas are remote or hybrid as of June 2026, reflecting broader flexibility in risk and compliance functions. Portfolio monitoring, model review, and policy development are the sub-functions most commonly offered on a remote basis, while roles requiring direct client or committee interaction tend to stay on-site.
How can I get hired as a credit risk manager in Texas with little or no experience?
The most realistic entry path is landing a credit analyst or junior underwriter role at a Texas bank or credit union, which directly feeds into risk management tracks. Large Texas employers such as Frost Bank, JPMorgan Chase's Houston and Dallas operations, and regional community banks regularly hire credit analyst associates as entry-level pipeline roles. Pursuing an FRM or CFA Level I while working demonstrates commitment and accelerates promotion, and familiarity with commercial loan software or risk modeling tools provides a concrete edge over other candidates without prior management experience.
Where can I find and apply to credit risk manager jobs in Texas?
You can find and apply to credit risk manager jobs in Texas on Migrate Mate, which lists current Texas openings updated regularly. Find the roles that fit your experience and apply directly to each one.
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