Mortgage Specialist Jobs in Connecticut

INTRODUCTION

WANTED: Experienced Senior Mortgage Underwriter with active DE, LAPP and SAR.

ABOUT THE JOB

This Jobot Job is hosted by: Stephen Niedringhaus. Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.

SALARY

Salary: $90,000 - $100,000 per year

A bit about us:

Remote is an Option

WANTED: Experienced Senior Mortgage Underwriter with active DE, LAPP and SAR. Strong FHA 203(k) renovation experience is a plus. Our client is seeking an experienced Senior Mortgage Underwriter with proven, hands-on expertise in FHA loans, especially 203(k) renovation loans (a strong plus), and VA mortgage programs. This role requires deep knowledge of government-backed lending, strong analytical judgment, and a commitment to high-quality, compliant underwriting. The ideal candidate is comfortable evaluating complex loan scenarios, mitigating risk, and ensuring strict adherence to VA, FHA (including 203(k)), and Conventional underwriting guidelines.

WHY JOIN US?

• Work Remotely!
• Competitive base pay with a tiered per-file bonus structure
• Benefits
• 401(k)
• Health, dental, and vision insurance
• Life insurance
• Paid time off
• Opportunities for career advancement and so much more...

JOB DETAILS

Key Responsibilities

• Review and analyze mortgage loan applications, credit reports, income documentation, asset statements, and appraisals for compliance with VA, FHA/203(k), and Conventional program requirements.
• Underwrite FHA 203(k) Standard and Limited renovation loans, including review of contractor bids, renovation budgets, feasibility studies, and required documentation.
• Evaluate borrower eligibility and creditworthiness in accordance with agency guidelines and investor overlays.
• Calculate income, assets, liabilities, and debt-to-income ratios following agency standards.
• Clearly communicate underwriting decisions, conditions, and stipulations to processors, loan originators, and internal stakeholders.
• Request, analyze, and validate supporting documentation to resolve discrepancies and ensure loan salability.
• Manage assigned pipeline to meet established service level agreements and turn-time expectations.
• Stay current on VA, FHA/203(k), and Conventional guideline updates, regulatory changes, and investor requirements.
• Partner with processing, compliance, and closing teams to ensure accurate loan delivery and efficient workflow.
• Guide loan originators on program guidelines, qualification scenarios, and documentation requirements.
• Participate in quality control audits and respond to internal and external review findings as needed.

QUALIFICATIONS

• Bachelor’s degree in business, finance, or a related field preferred; equivalent professional experience will be considered.
• 8+ years of mortgage underwriting experience, including direct, hands-on underwriting of FHA and VA loans.
• In-depth knowledge of agency guidelines, documentation requirements, and product nuances.
• Strong analytical, organizational, and decision-making skills with exceptional attention to detail.
• Excellent verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Proficiency with loan origination and underwriting systems.
• Active DE (Direct Endorsement) and/or SAR (Staff Appraisal Reviewer) designation required; a strong plus is experience with FHA 203(k).

PREFERRED QUALIFICATIONS

• Experience underwriting FHA, VA, and Conventional loans in a wholesale environment.
• Ability to interpret complex agency guidelines and apply them to real-world loan scenarios.
• Strong risk assessment and mitigation capabilities.
• Commitment to ethical lending practices and delivering a positive borrower experience.

If you are a Senior Underwriter with an active DE, SAR, and LAPP, do not wait! Apply today and/or email your latest resume to Stephen@Jobot.com.

Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.

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