Mortgage Specialist Jobs in Texas
Mortgage Specialist jobs in Texas are among the most active in the country, concentrated in residential lending, commercial real estate, and home equity products, with openings at every level from loan officer assistant through senior mortgage consultant. The strongest hiring is in Houston, Dallas-Fort Worth, and Austin, where major lenders including Wells Fargo, Chase, and Prosperity Bank maintain significant Texas operations. Demand is highest for specialists with expertise in FHA and VA loans, jumbo lending, and TRID compliance. Find a role that fits below and apply directly.
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About Us
HomeTown Lending is a fast-growing independent mortgage brokerage focused on delivering a seamless, efficient, and transparent loan experience. We are seeking an experienced Mortgage Closer & QC Specialist to join our high-performance operations team.
Position Overview
We’re looking for a detail-oriented, deadline-driven Mortgage Closer & QC Specialist who has hands-on experience closing and balancing mortgage loans. This dual-role position is critical to ensuring that all loans are properly prepared for closing, funds are disbursed accurately, and quality control reviews are completed post-close.
Responsibilities: Closing & Balancing
- Prepare and deliver complete, compliant closing packages using our LOS (Arive).
- Balance the Closing Disclosure (CD) with title/escrow prior to funding.
- Confirm wire instructions, borrower cash-to-close, and final figures.
- Coordinate with title companies and loan officers to meet closing deadlines.
- Review and approve funding conditions for same-day disbursements.
- Ensure timely delivery of closing documents to all parties.
Post-Close Quality Control
- Conduct detailed post-close audits to verify documentation and compliance.
- Confirm that signed closing documents are accurate and complete.
- Identify and correct deficiencies prior to delivery to investors (e.g., UWM).
- Ensure data consistency between LOS, disclosures, and final loan documents.
- Assist with suspense resolution and loan purchase conditions.
Qualifications
- 2+ years of experience in mortgage closing and CD balancing is required.
- Strong knowledge of TRID, CD reconciliation, and investor guidelines.
- Familiarity with Arive LOS and UWM or other wholesale investor platforms.
- Comfortable working in a fast-paced, high-volume environment.
- Meticulous attention to detail and excellent organizational skills.
- Strong communication skills and a proactive problem-solver mindset.
Tools You'll Use
- Arive LOS
- UWM & wholesale investor portals
- Adobe / DocuSign
- Google Workspace or Microsoft Office
Job Type: Full-time
Pay: $40,000.00 - $50,000.00 per year
Work Location: In person
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Where Texas roles are concentrated, by current openings.
Mortgage Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
What Texas Employers Look For
The qualifications that appear most often in mortgage specialist jobs across Texas.
- Active Texas Mortgage Loan Originator license through the NMLS required
- Experience with loan origination software such as Encompass or Calyx Point
- Proven ability to manage a pipeline of residential mortgage applications
- Strong knowledge of FHA, VA, conventional, and jumbo loan guidelines
- Ability to build and maintain referral relationships with Texas real estate agents
- Bachelor's degree in finance, business, or a related field preferred
Mortgage Specialist Jobs in Texas: Frequently Asked Questions
How do you become a mortgage specialist in Texas?
To become a mortgage specialist in Texas, you must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, regulated by the Texas Department of Savings and Mortgage Lending. The process requires completing pre-licensing education, passing the SAFE MLO National Test, submitting fingerprints for a background check, and registering your license in Texas. Most employers also expect a background in finance, banking, or real estate.
How much do mortgage specialists make in Texas?
Mortgage specialists in Texas earn a median of about $66,370 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $34,150 for the lowest 10% to over $135,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire mortgage specialists in Texas?
Employers hiring mortgage specialists in Texas right now include FocusOne, Newrez, and Citizens, based on current listings on Migrate Mate as of November 2026. Texas's large and growing housing market means both national banks and regional lenders maintain consistent hiring pipelines across the state's major metropolitan areas.
Which Texas cities have the most mortgage specialist jobs?
Dallas, Houston, and Texas have the most mortgage specialist openings in Texas. Houston and Dallas-Fort Worth drive the bulk of demand because of their size, rapid population growth, and concentration of major bank branches and independent mortgage companies, while Austin's sustained real estate expansion has made it a strong hiring market for residential lending specialists.
Are there remote mortgage specialist jobs in Texas?
Yes, and they're more common than in many financial roles. About 0% of mortgage specialist openings tied to Texas are remote or hybrid as of November 2026, reflecting the document-driven and phone-based nature of much of the work. The parts of the role most suited to remote work include processing applications, reviewing disclosures, and managing borrower communications.
How can I get hired as a mortgage specialist in Texas with little or no experience?
The most realistic entry path is starting as a loan officer assistant or mortgage processor at a Texas community bank or credit union, where on-the-job training is common before you hold your own pipeline. Large Texas-based lenders and regional banks often bring in candidates from teller, customer service, or banking operations roles. Completing your NMLS pre-licensing education before applying gives you a concrete edge, even without closed-loan experience.
Where can I find and apply to mortgage specialist jobs in Texas?
You can find and apply to mortgage specialist jobs in Texas on Migrate Mate, which lists current openings across the state. Search the listings to find roles that match your experience level and location, then apply directly to the ones that fit.
See All 12 Mortgage Specialist Jobs in Texas
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