Mortgage Specialist Jobs in Texas
Mortgage Specialist jobs in Texas are among the most active in the country, concentrated in residential lending, commercial real estate, and home equity products, with openings at every level from loan officer assistant through senior mortgage consultant. The strongest hiring is in Houston, Dallas-Fort Worth, and Austin, where major lenders including Wells Fargo, Chase, and Prosperity Bank maintain significant Texas operations. Demand is highest for specialists with expertise in FHA and VA loans, jumbo lending, and TRID compliance. Find a role that fits below and apply directly.
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Who We Are
At Newrez, we bring big thinkers and caring doers together to make home happen. We’re a team built on heart and hustle, united by a commitment to show up for our customers, our communities, and each other. We believe that when our people thrive, homeowners thrive - and that’s why we invest in your growth, wellbeing, and ability to make an impact.
Every day, we work to exceed the expectations of our residential mortgage borrowers and business partners through superior service, simple processes, and clear communication. We do this by empowering our employees, encouraging innovative solutions and recognizing great performance.
Primary Function
The Mortgage Insurance Claims Specialist II will be responsible for timely and accurate claims filing, as well as the compilation of complete claims packages, related to MI, government, and/or investor (GSE) reimbursement claims. This includes claims related post-sale functions such as property preservation and eviction updates, conveyance of title, title delivery, compilation of required documentation, and adherence to GSE (Freddie and Fannie) servicing requirements during the reimbursement timeframe, as well as responding appropriately to inquiries and requests from both internal and external sources.
Principal Duties
- Review and monitor timelines for claim due dates and other claim related deliverables.
- Perform a forensic review of servicing from date of default to claim filing to determine key data elements and claimable expenses to maximize recovery of losses and incentives.
- Review all servicing notes, monthly servicing reporting, timelines, supporting document, and claims detail to ensure all documentation is accurate and sufficient.
- Monitor and communicate servicing updates as required to maintain claim eligibility and adherence to guidelines.
- Perform post-sale servicing functions as required by the guidelines for MI, investor, and HUD/VA/USDA including responding accurately and timely to requests for information and documentation.
- Research and resolve issues that arise as a part of the post-sale and claim timelines.
- Reconcile claims proceeds and file supplemental claims as needed, and track deferments.
- Effectively manage time-dependent deliverables for multiple claim types.
- Identify trends affecting efficiency, quality, and accuracy of claims.
- Assist in the completion of special and seasonal projects, such as audit or year-end.
- Perform other duties as assigned by management.
Education and Experience Requirements
- High School Diploma or equivalent required.
- College degree preferred.
- 3+ years’ claims filing experience is required.
- Default-related mortgage servicing experience is required.
Knowledge, Skill, and Ability Requirements
- Knowledge of FHA/VA/USDA default servicing guidelines required.
- Proficient in Microsoft Office including, Outlook, Word, and Excel.
- Proven or other Claim System experience preferred.
- Familiar with GSE and government loan servicing guidelines.
- Experience reviewing processes, reports, and/or documents with a strong attention to detail.
- Ability to develop strong working relationships with key stakeholders, vendors, and peers.
- Excellent problem resolution and organizational skills.
- Excellent interpersonal and communication skills, written and verbal.
- Self-motivated with ability to work under timelines without direct supervision.
Additional Information:
While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Microsoft Authenticator. Employment will be contingent on this requirement.
Why Newrez
We’re a great place to work because we invest in what matters: your career, your community, your wellbeing, and your future. Our total rewards package is designed to support your whole self.
Company Benefits:
We offer benefits, programs, and perks that support you in every aspect of your life.
Medical, dental, and vision insurance
Health Savings Account with employer contribution
401(k) Retirement plan with employer match
Paid Maternity Leave/Parental Bonding Leave/Caregiver Leave
Adoption Assistance
Tuition & Certification reimbursement
Employee Mortgage Loan Program
The Newrez Employee Emergency and Disaster Fund is a program to support our team members experiencing hardships
Newrez NOW:
Through Newrez NOW, our Corporate Social Responsibility program, you’ll have opportunities to give back, lead, and make a difference.
1 company-paid Volunteer Time Off day (with over 40,000 volunteer hours contributed since our inception)
Matching Gifts Program - dollar-for-dollar up to $1,000
Access to grants, nonprofit resources, and volunteer opportunities
More than $6,000,000 donated since 2020
1 in 5 employees participates in at least one Employee Resource Group (ERG)
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
See All 11 Mortgage Specialist Jobs in Texas
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Find Mortgage Specialist JobsMortgage Specialist Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Mortgage Specialist Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Banking & Financial Services
What Texas Employers Look For
The qualifications that appear most often in mortgage specialist jobs across Texas.
- Active Texas Mortgage Loan Originator license through the NMLS required
- Experience with loan origination software such as Encompass or Calyx Point
- Proven ability to manage a pipeline of residential mortgage applications
- Strong knowledge of FHA, VA, conventional, and jumbo loan guidelines
- Ability to build and maintain referral relationships with Texas real estate agents
- Bachelor's degree in finance, business, or a related field preferred
Mortgage Specialist Jobs in Texas: Frequently Asked Questions
How do you become a mortgage specialist in Texas?
To become a mortgage specialist in Texas, you must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, regulated by the Texas Department of Savings and Mortgage Lending. The process requires completing pre-licensing education, passing the SAFE MLO National Test, submitting fingerprints for a background check, and registering your license in Texas. Most employers also expect a background in finance, banking, or real estate.
How much do mortgage specialists make in Texas?
Mortgage specialists in Texas earn a median of about $66,370 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $34,150 for the lowest 10% to over $135,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire mortgage specialists in Texas?
Employers hiring mortgage specialists in Texas right now include Newrez, PENNYMAC, and Susser bank, based on current listings on Migrate Mate as of September 2026. Texas's large and growing housing market means both national banks and regional lenders maintain consistent hiring pipelines across the state's major metropolitan areas.
Which Texas cities have the most mortgage specialist jobs?
Plano, Coppell, and Austin have the most mortgage specialist openings in Texas. Houston and Dallas-Fort Worth drive the bulk of demand because of their size, rapid population growth, and concentration of major bank branches and independent mortgage companies, while Austin's sustained real estate expansion has made it a strong hiring market for residential lending specialists.
Are there remote mortgage specialist jobs in Texas?
Yes, and they're more common than in many financial roles. About 33% of mortgage specialist openings tied to Texas are remote or hybrid as of September 2026, reflecting the document-driven and phone-based nature of much of the work. The parts of the role most suited to remote work include processing applications, reviewing disclosures, and managing borrower communications.
How can I get hired as a mortgage specialist in Texas with little or no experience?
The most realistic entry path is starting as a loan officer assistant or mortgage processor at a Texas community bank or credit union, where on-the-job training is common before you hold your own pipeline. Large Texas-based lenders and regional banks often bring in candidates from teller, customer service, or banking operations roles. Completing your NMLS pre-licensing education before applying gives you a concrete edge, even without closed-loan experience.
Where can I find and apply to mortgage specialist jobs in Texas?
You can find and apply to mortgage specialist jobs in Texas on Migrate Mate, which lists current openings across the state. Search the listings to find roles that match your experience level and location, then apply directly to the ones that fit.
See All 11 Mortgage Specialist Jobs in Texas
Find roles in Texas that match your experience and apply in just a few clicks.
Find Mortgage Specialist Jobs