Senior Level Payments Specialist Jobs
Senior level payments specialist jobs put experienced professionals in charge of payment architecture, compliance frameworks, and the cross-functional initiatives that drive how money moves through an organization. Openings are concentrated across Banking & Financial Services, Technology & Software, and Investment & Asset Management, with a mix of on-site, hybrid, and remote roles, and employers like JPMorganChase, Whatnot, and Citi hiring at this level now.
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Showing 5 of 93+ Senior Level Payments Specialist jobs
Overview
On the Fintech Invoicing & Payments team, we build the AI-native sales transaction experience for QuickBooks Online — the Platform where small businesses get paid. As a Senior Staff Software Engineer on the team, you will drive significant, end-to-end technology initiatives across both horizontal layers — from the React form a merchant sees to the MCP tool an agent calls to the GraphQL/STS write that lands in QuickBooks — executing with a boundaryless mindset and contributing well outside any single repo's ownership. The hard, domain-specific work here is making an LLM reliably and safely operate a real accounting system: writing tool descriptions and structured-content contracts precise enough that the model stops asking redundant clarifying questions yet never corrupts a ledger.
You'll partner across a highly matrixed set of stakeholders (Omni, the QBO monolith, payments, design, and external MCP-host partners) to translate customer behavior into durable, scalable, secure designs that balance short-term delivery against long-term architecture. Critically, you'll guide where AI genuinely helps and where it doesn't: you bring a deep, hands-on understanding of LLMs and prompt/tool-description engineering, agent orchestration (LangChain/LangGraph-style frameworks), and the evaluation tooling needed to validate accuracy and prevent regressions before they reach a customer's books.
Responsibilities
- Drives velocity in the organization by accelerating customer, business, and technology outcomes by identifying and driving key opportunities across the company.
- Drives significant technology initiatives end-to-end, including horizontal layers of the architecture.
- Understands customer behaviors and partners with cross-functional partners to influence and drive end-to-end solutions for customer problems.
- Drives design and implementation of durable software solutions that will solve critical customer problems in a fast-paced environment.
- Executes with a boundaryless mindset and contributes to solutions outside of their primary area of ownership.
- Knowledge of building AI native applications.
- Prior working experience in teams that have built AI native applications for 1+ years.
- Guides the applicability of AI to customer problems through a deep understanding of the value and limitations of AI technologies.
- Understands evaluation tools to validate and measure the accuracy of solutions.
- High-level understanding of how AI models work, the different types of AI models that exist, and their pros and cons.
- Understanding of the latest tools and technologies that apply AI to real-world applications.
- Creates robust, scalable, and secure technical designs, effectively implementing them to balance short-term and long-term objectives, ensuring high availability and optimal performance of applications.
- Passionate for continuous learning, experimenting, and applying cutting-edge technology and software paradigms to solve customer problems.
Qualifications
- Ability to drive velocity in a highly matrixed environment, partnering with numerous stakeholders.
- 10+ years of experience developing systems/software for large business environments.
- 7+ years of experience designing complex distributed systems, management products, or business applications.
- Full-stack development experience with AI technologies/tools and apply it to user experiences or backend solutions.
- Experience with AI technologies like SageMaker, Vert.x, LangChain, Large Language Models, Prompt Engineering, DialogFlow, Python.
Experience with at least one of the following:
- Front-end technologies like React, Angular.
- Back-end technologies like Java, Typescript, Spring, Express (NodeJS).
- Prior working experience in a cloud computing environment like AWS/GCP is highly desired.
- Prior experience working in teams that have built AI native applications for 1+ years BS/MS in Computer Science or related area.
- Explicit experience with coding using ChatGPT and Claude, including the development of custom plugins or applications.
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position in the Bay is: $220,500 - $298,500.
Overview
On the Fintech Invoicing & Payments team, we build the AI-native sales transaction experience for QuickBooks Online — the Platform where small businesses get paid. As a Senior Staff Software Engineer on the team, you will drive significant, end-to-end technology initiatives across both horizontal layers — from the React form a merchant sees to the MCP tool an agent calls to the GraphQL/STS write that lands in QuickBooks — executing with a boundaryless mindset and contributing well outside any single repo's ownership. The hard, domain-specific work here is making an LLM reliably and safely operate a real accounting system: writing tool descriptions and structured-content contracts precise enough that the model stops asking redundant clarifying questions yet never corrupts a ledger.
You'll partner across a highly matrixed set of stakeholders (Omni, the QBO monolith, payments, design, and external MCP-host partners) to translate customer behavior into durable, scalable, secure designs that balance short-term delivery against long-term architecture. Critically, you'll guide where AI genuinely helps and where it doesn't: you bring a deep, hands-on understanding of LLMs and prompt/tool-description engineering, agent orchestration (LangChain/LangGraph-style frameworks), and the evaluation tooling needed to validate accuracy and prevent regressions before they reach a customer's books.
Responsibilities
- Drives velocity in the organization by accelerating customer, business, and technology outcomes by identifying and driving key opportunities across the company.
- Drives significant technology initiatives end-to-end, including horizontal layers of the architecture.
- Understands customer behaviors and partners with cross-functional partners to influence and drive end-to-end solutions for customer problems.
- Drives design and implementation of durable software solutions that will solve critical customer problems in a fast-paced environment.
- Executes with a boundaryless mindset and contributes to solutions outside of their primary area of ownership.
- Knowledge of building AI native applications.
- Prior working experience in teams that have built AI native applications for 1+ years.
- Guides the applicability of AI to customer problems through a deep understanding of the value and limitations of AI technologies.
- Understands evaluation tools to validate and measure the accuracy of solutions.
- High-level understanding of how AI models work, the different types of AI models that exist, and their pros and cons.
- Understanding of the latest tools and technologies that apply AI to real-world applications.
- Creates robust, scalable, and secure technical designs, effectively implementing them to balance short-term and long-term objectives, ensuring high availability and optimal performance of applications.
- Passionate for continuous learning, experimenting, and applying cutting-edge technology and software paradigms to solve customer problems.
Qualifications
- Ability to drive velocity in a highly matrixed environment, partnering with numerous stakeholders.
- 10+ years of experience developing systems/software for large business environments.
- 7+ years of experience designing complex distributed systems, management products, or business applications.
- Full-stack development experience with AI technologies/tools and apply it to user experiences or backend solutions.
- Experience with AI technologies like SageMaker, Vert.x, LangChain, Large Language Models, Prompt Engineering, DialogFlow, Python.
Experience with at least one of the following:
- Front-end technologies like React, Angular.
- Back-end technologies like Java, Typescript, Spring, Express (NodeJS).
- Prior working experience in a cloud computing environment like AWS/GCP is highly desired.
- Prior experience working in teams that have built AI native applications for 1+ years BS/MS in Computer Science or related area.
- Explicit experience with coding using ChatGPT and Claude, including the development of custom plugins or applications.
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position in the Bay is: $220,500 - $298,500.
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Find JobsSenior Level Payments Specialist Job Market
Who's Hiring
- JPMorganChase19
- Whatnot9
- Citi7
- Intuit5
- Airbnb4
Top Industries Hiring
- Banking & Financial Services40
- Technology & Software27
- Investment & Asset Management25
- Fintech21
- Retail15
Senior Level Payments Specialist Jobs: Frequently Asked Questions
How do I get a senior level payments specialist job?
Employers at this level look for demonstrated ownership of complex payment systems, such as end-to-end implementations of ACH, card networks, or real-time payment rails. Candidates who stand out typically bring a history of leading cross-functional projects, managing vendor relationships, and mentoring junior team members. Showcasing measurable outcomes, like reduced settlement times or improved fraud loss rates, gives your application a clear edge.
Which companies hire senior level payments specialists?
Companies hiring senior level payments specialists right now include JPMorganChase, Whatnot, and Citi, based on current listings on Migrate Mate as of July 2026. Hiring at this level tends to come from financial institutions, fintech platforms, and large enterprises managing high transaction volumes who need experienced professionals to own critical payment operations.
Are there remote senior level payments specialist jobs?
Yes, remote and hybrid opportunities are common at the senior level. About 52% of senior level payments specialist openings are remote or hybrid as of July 2026, reflecting how many organizations have normalized distributed work for experienced contributors who can operate independently and lead initiatives without on-site oversight.
What makes a payments specialist role senior level?
Senior level payments specialist roles are defined by ownership and scope rather than task execution. These positions involve setting the direction for payment strategy, making architectural decisions across systems, managing relationships with payment networks or processors, and mentoring less experienced colleagues. Candidates are expected to operate with minimal supervision and influence outcomes across departments, not just within a single team or workflow.
Which industries hire the most senior level payments specialists?
Senior Level payments specialist roles concentrate in Banking & Financial Services, Technology & Software, and Investment & Asset Management, based on current listings on Migrate Mate as of July 2026. These sectors drive demand because they process high transaction volumes, face strict regulatory requirements, or are actively modernizing legacy payment infrastructure, all of which call for experienced specialists who can lead the work.