Remote Fraud Operations Analyst Jobs
Remote fraud operations analyst jobs are open across the U.S. at remote-first fintechs, digital banks, and distributed e-commerce and payments teams that need around-the-clock fraud detection without a physical operations center. Employers hiring remotely right now include Xapads, Koalafi, and RCB Bank. See the openings below and apply to the ones that match your experience.
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Showing 5 of 10+ Remote Fraud Operations Analyst jobs
This is a remote role that may only be hired in the following locations: Jacksonville, FL, Raleigh, NC or Phoenix, AZ. Candidates must reside within a commutable distance to one of these locations.
The Senior Fraud Governance Analyst position will play a key role in the development, implementation, and documentation (including refreshes) of the Bank's Enterprise Fraud Governance & Program framework. This role serves as the connection point and subject matter expert on fraud risks and controls for first line business partners; working with both first line and second line functions to strengthen and ensure compliance with regulatory expectations, Bank Policies, and Standards. Additionally, this role will support the completion of risk assessments, and documentation of inherent and residual risk, compensating controls, stakeholder communications, approvals, and monitoring of remediation plans, and reporting of program activities.
- Residing in the first line, this position exists to support the design, communication, implementation and execution of Enterprise Fraud Management’s Fraud Program and mandates. This role is critical to ensuring consistent execution of Fraud Governance oversight, Fraud Program responsibilities, regulatory compliance, monitoring and issue management, including Audit response and remediation and regular communications with senior leadership.
- Leads delivery, collaborates, and supports stakeholders in the identification of risks and assessment of fraud controls as part of routine Risk and Identity Theft assessments.
- Collaborate with first line partners in the identification of controls, risks, operational gaps and deficiencies, outlining Self-Identified issues, mitigation plans and execution and escalating issues as appropriate.
- Supports the development of analysis and reports to aid in the monitoring and reporting of fraud risks
- Regularly reviews governance processes, recommends, and may lead implementation of changes to ensure continuous improvement and adherence to regulatory requirements.
- Leverages subject matter expertise to identify and manage risks and ensure compliance with industry standards and regulations.
- Actively participates and contributes to various working groups and in developing fraud training and awareness for both internal and external customers.
- Engages in professional networks (e.g., ABA, IAFCI, NACHA, ACFE, etc.) to stay informed about current and emerging fraud trends and issues.
- Stays familiar with regulatory requirements as needed for Enterprise Fraud.
- Contributes to data analysis, identifies trends, and summarizes information concisely to enable actionable reporting.
- Completes all other assigned tasks that may include: scheduling meetings & documenting Fraud Risk Committee minutes to distribute as necessary and maintaining accurate and up to date records, roadmaps, and procedures.
Qualifications:
Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Bank Operations including Branch Operations, Fraud Prevention, or Financial Crimes Investigation
Preferred Licenses or Certifications: Certified Fraud Examiner (CFE)
Preferred Skills:
- 6+ years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management or Audit.
- Familiarity with regulatory guidance pertaining to enterprise risk and operational risk (e.g., FDIC, FRB, OCC, CFPB, etc.).
- Experience in financial Governance, Risk and Compliance (GRC).
- Proficient in Operations Risk platform such as Archer.
- Experience working in complex and changing business and operating environments.
- Ability to interact and communicate effectively with various levels of management.
- Strong project management skills with demonstrated ability to manage expectations and deliver results with a high degree of accuracy and ability to meet delivery timeframes.
- Exceptional interpersonal and communication skills, both verbal and written.
- Proficient skills with the Microsoft Suite, including CoPilot, Word, Excel, PowerPoint, and Outlook.
- Collaborative and experience balancing multiple projects and priorities while maintaining a focus on timelines and deliverables.
- Experience with preparing for external audits and compiling materials to regulators as needed.
Additional Information:
This is a remote role that may only be hired in the following locations: Jacksonville, FL, Raleigh, NC or Phoenix, AZ. Candidates must reside within a commutable distance to one of these locations.
The Senior Fraud Governance Analyst position will play a key role in the development, implementation, and documentation (including refreshes) of the Bank's Enterprise Fraud Governance & Program framework. This role serves as the connection point and subject matter expert on fraud risks and controls for first line business partners; working with both first line and second line functions to strengthen and ensure compliance with regulatory expectations, Bank Policies, and Standards. Additionally, this role will support the completion of risk assessments, and documentation of inherent and residual risk, compensating controls, stakeholder communications, approvals, and monitoring of remediation plans, and reporting of program activities.
- Residing in the first line, this position exists to support the design, communication, implementation and execution of Enterprise Fraud Management’s Fraud Program and mandates. This role is critical to ensuring consistent execution of Fraud Governance oversight, Fraud Program responsibilities, regulatory compliance, monitoring and issue management, including Audit response and remediation and regular communications with senior leadership.
- Leads delivery, collaborates, and supports stakeholders in the identification of risks and assessment of fraud controls as part of routine Risk and Identity Theft assessments.
- Collaborate with first line partners in the identification of controls, risks, operational gaps and deficiencies, outlining Self-Identified issues, mitigation plans and execution and escalating issues as appropriate.
- Supports the development of analysis and reports to aid in the monitoring and reporting of fraud risks
- Regularly reviews governance processes, recommends, and may lead implementation of changes to ensure continuous improvement and adherence to regulatory requirements.
- Leverages subject matter expertise to identify and manage risks and ensure compliance with industry standards and regulations.
- Actively participates and contributes to various working groups and in developing fraud training and awareness for both internal and external customers.
- Engages in professional networks (e.g., ABA, IAFCI, NACHA, ACFE, etc.) to stay informed about current and emerging fraud trends and issues.
- Stays familiar with regulatory requirements as needed for Enterprise Fraud.
- Contributes to data analysis, identifies trends, and summarizes information concisely to enable actionable reporting.
- Completes all other assigned tasks that may include: scheduling meetings & documenting Fraud Risk Committee minutes to distribute as necessary and maintaining accurate and up to date records, roadmaps, and procedures.
Qualifications:
Minimum Required Education and Experience: Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Bank Operations including Branch Operations, Fraud Prevention, or Financial Crimes Investigation
Preferred Licenses or Certifications: Certified Fraud Examiner (CFE)
Preferred Skills:
- 6+ years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management or Audit.
- Familiarity with regulatory guidance pertaining to enterprise risk and operational risk (e.g., FDIC, FRB, OCC, CFPB, etc.).
- Experience in financial Governance, Risk and Compliance (GRC).
- Proficient in Operations Risk platform such as Archer.
- Experience working in complex and changing business and operating environments.
- Ability to interact and communicate effectively with various levels of management.
- Strong project management skills with demonstrated ability to manage expectations and deliver results with a high degree of accuracy and ability to meet delivery timeframes.
- Exceptional interpersonal and communication skills, both verbal and written.
- Proficient skills with the Microsoft Suite, including CoPilot, Word, Excel, PowerPoint, and Outlook.
- Collaborative and experience balancing multiple projects and priorities while maintaining a focus on timelines and deliverables.
- Experience with preparing for external audits and compiling materials to regulators as needed.
Additional Information:
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Find JobsRemote Fraud Operations Analyst Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in remote fraud operations analyst jobs.
- One to three years of experience in fraud detection, investigations, or risk operations
- Proficiency in SQL or data querying tools for transaction analysis
- Familiarity with case management or fraud detection platforms such as NICE Actimize or Pega
- Strong analytical skills with experience identifying patterns in large data sets
- Knowledge of AML, BSA, or chargeback regulations depending on industry
- Bachelor's degree in finance, criminal justice, business, or a related field
Tips for Your Remote Fraud Operations Analyst Job Search
Apply early to remote roles that fit
Migrate Mate lists remote fraud operations analyst openings from across the U.S. in one place. Check it regularly and apply directly to roles that match your skills and experience before postings fill.
Show your async investigation workflow
Remote fraud teams run on written updates, not verbal debriefs. Walk through a past case in your resume or cover letter using written narration, the same way you would document it in a remote ticketing or case management system.
Get fluent in remote fraud tooling
Remote employers screen for direct experience with transaction monitoring platforms, identity verification APIs, and collaborative case management tools. Name the specific systems you have used and what you accomplished with them, not just the category.
Prepare for remote-first screening calls
Remote fraud operations interviews often start with a written take-home scenario or a video call where you walk through a real investigation. Practice explaining your decision logic out loud and in writing, since remote employers evaluate communication as much as technical judgment.
Remote Fraud Operations Analyst Jobs: Frequently Asked Questions
How do I get a remote fraud operations analyst job?
Target remote-first fintechs, digital lenders, and payments platforms, which are the companies most likely to have fully distributed fraud teams. Remote employers screen for self-direction, clear written communication, and hands-on experience with case management tools, transaction monitoring systems, and rule-based fraud detection platforms. Demonstrating that you can investigate and document cases independently, without a supervisor nearby, gives you a real edge.
Which companies hire remote fraud operations analysts?
Companies hiring remote fraud operations analysts right now include Xapads, Koalafi, and RCB Bank, based on current remote listings on Migrate Mate as of November 2026. These tend to be remote-first fintechs, digital banks, and distributed payments and e-commerce firms that run fraud operations across multiple time zones and locations.
Can you get a remote fraud operations analyst job with no experience?
Yes, but remote entry roles are harder to land because you need to work independently from day one, with minimal oversight. Some digital banks and BPO-style fraud vendors hire entry-level analysts remotely. You can strengthen your case by completing a fraud analytics or financial crimes certification, showing proficiency with case management tools, and demonstrating clear written communication skills through a portfolio or work sample.
Do you need a degree for remote fraud operations analyst jobs?
Not always. Many remote employers value demonstrated skills and results over a specific degree, especially for mid-level and senior roles. What carries the most weight is hands-on experience with transaction monitoring, chargeback analysis, or identity verification tools, combined with a record of closing cases accurately and efficiently. Certifications in fraud examination or financial crimes compliance can substitute for or complement a degree.
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