Senior Software Development Engineer Jobs in Charlotte, NC
Senior Software Development Engineer jobs in Charlotte are concentrated in Uptown, South End, and Ballantyne, where fintech, banking technology, and enterprise software firms drive steady demand for senior-level engineers. Employers hiring right now include Wells Fargo, Scout Motors, and The Hartford. Scan the live roles below and apply to whichever ones fit.
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At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
This position will be responsible for the analysis, design, testing, development and maintenance of best in class software experiences. The candidate is a self-motivated individual who can collaborate with a team and across the organization. The candidate takes responsibility of the software artifacts produced adhering to U.S. Bank standards in order to ensure minimal impact to the customer experience. The candidate will be adept with the agile software development lifecycle and DevOps principles.
Essential Responsibilities:
Design, develop, test, deploy, and support highly scalable, secure, and resilient applications using Java, Spring Boot, Microservices, and Cloud-Native Architectures.
Lead the design and implementation of Blockchain Connectivity, Digital Asset Servicing, Tokenization, Custody Solutions, Settlement Processing, and Real-Time Payments.
Build and optimize Event-Driven Architectures, APIs, integration services, and high-volume transaction processing platforms.
Develop enterprise solutions for mission-critical financial systems with a focus on Scalability, Performance, Reliability, and Security.
Partner with business, product, architecture, operations, compliance, risk, and security teams to deliver innovative technical solutions.
Drive engineering excellence through Domain-Driven Design (DDD), API-First Development, DevOps, Automation, and Secure Coding Practices.
Lead architecture reviews, code reviews, technical design sessions, and governance activities to ensure alignment with enterprise standards.
Champion Site Reliability Engineering (SRE) principles, proactive monitoring, observability, and continuous platform improvement.
- Bachelor’s degree, or equivalent work experience
- Five to six years of relevant experience
Required Skills & Experience
Advanced expertise in Java, Spring Framework, Spring Boot, REST APIs, Microservices Architecture, and enterprise application development.
Strong experience building and deploying applications on Cloud Platforms with Containerization and Kubernetes.
Expertise in Event-Driven Systems using Apache Kafka or similar messaging technologies.
Deep understanding of Distributed Systems, Object-Oriented Design, Software Design Patterns, and Domain-Driven Design (DDD).
Experience designing and supporting High-Throughput, Low-Latency, and Mission-Critical Transaction Processing Systems.
Strong knowledge of CI/CD Pipelines, Infrastructure Automation, Observability, Monitoring, and modern DevOps Practices.
Understanding of Digital Assets, Blockchain Technologies, Tokenization Platforms, and Enterprise Blockchain Integration.
Knowledge of Stablecoins, Digital Wallets, Tokenized Asset Lifecycles, Custody Models, Settlement Workflows, and Blockchain-Based Transaction Processing.
Passion for Emerging Technologies, innovation, and continuous learning within the digital assets ecosystem.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,605.00 - $131,300.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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Senior Software Development Engineer Jobs in Charlotte: Frequently Asked Questions
How do I get a senior software development engineer job in Charlotte?
Charlotte's strongest hiring comes from its fintech and banking technology sector, centered in Uptown and South End, alongside enterprise software companies in Ballantyne and University City. Candidates who stand out here typically bring experience with distributed systems, cloud platforms, or financial data pipelines. Networking through local tech meetups and targeting the large financial institutions that anchor Charlotte's economy gives candidates a concrete edge in this market.
Which companies hire senior software development engineers in Charlotte?
Charlotte senior software development engineer roles are posted by Wells Fargo, Scout Motors, and The Hartford and others right now, based on current listings on Migrate Mate as of September 2026. Charlotte's market is anchored by large financial services firms alongside a growing cluster of healthcare technology and enterprise software companies, many headquartered in the Uptown and Ballantyne corridors.
Are there remote senior software development engineer jobs in Charlotte?
Yes, senior software development engineering is well suited to remote and hybrid arrangements given the desk-based, code-and-collaboration nature of the work. About 89% of senior software development engineer openings tied to Charlotte are remote or hybrid as of September 2026, reflecting broad adoption across the sector. Roles involving cloud infrastructure, backend services, and platform engineering tend to offer the most remote flexibility among Charlotte employers.
How can I get a senior software development engineer job in Charlotte with little or no experience?
The most realistic path into Charlotte's senior-level market without direct senior experience is landing a mid-level software engineer role at one of the city's large financial institutions or growing fintech firms, then building a record of technical ownership there. Charlotte employers in banking technology and healthcare IT frequently promote internally from mid-level positions. Contributing to open-source projects and earning cloud certifications helps candidates stand out when competing for those stepping-stone roles locally.
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