Underwriter Visa Sponsorship Jobs in California
California is one of the most active states for underwriter visa sponsorship, with demand concentrated in the San Francisco Bay Area, Los Angeles, and Sacramento. Major insurers and financial institutions including Zurich, Chubb, and AIG maintain significant underwriting operations here, hiring across commercial, mortgage, and specialty lines.
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Vice President, Commercial Underwriter - CRE & C&I
Location:
San Jose
What you'll do:
As a Commercial Underwriter III - Commercial you'll be responsible for underwriting complex loan requests and renewals for working capital lines of credit, commercial real estate loans, term loans, formula based lines of credit, traditional asset based lines of credit and other Bank lending products. You'll build internal relationships by working with lending officers on credit matters and loans involving unusual situations or requiring close scrutiny. One of your key responsibilities is to review the loan structure, financial spreads, entity structures, collateral, market data and reports to understand inherent risks and prepare a recommendation to Credit Administration in the form of opportunity memos, loan presentations, administrative action memos, and annual reviews. May mentor junior analysts in financial analysis, loan structure, appropriate covenant conditions and identifying risks and tangible mitigating factors to credit risk.
- Perform special financial statement analyses, typically involving complex and interlocking relationships.
- Provide credit information and references for customers, loan officers, or other agencies as requested.
- Perform pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
- Gather and analyze all information necessary to present a financing request to senior management or Loan Committee for approval; may meet with existing or potential customers; visiting sites of loans; negotiate loan terms and conditions; refer and recommend acceptance to Credit Administration.
What you'll need:
- 6+ years of related experience.
- Bachelor's degree or equivalent experience required.
- Advanced experience underwriting for commercial industries, owner-occupied and investor CRE.
- Advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Advanced speaking and writing communication skills.
Compensation:
Salary range for new hires is generally $129,995.00 - $160,581.00 for San Jose, CA. Salary range for new hires is generally $129,995.00 - $160,581.00 for San Francisco, CA. Salary range for new hires is generally $129,995.00 - $160,581.00 for Oakland, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Job Title:
Vice President, Commercial Underwriter - CRE & C&I
Location:
San Jose
What you'll do:
As a Commercial Underwriter III - Commercial you'll be responsible for underwriting complex loan requests and renewals for working capital lines of credit, commercial real estate loans, term loans, formula based lines of credit, traditional asset based lines of credit and other Bank lending products. You'll build internal relationships by working with lending officers on credit matters and loans involving unusual situations or requiring close scrutiny. One of your key responsibilities is to review the loan structure, financial spreads, entity structures, collateral, market data and reports to understand inherent risks and prepare a recommendation to Credit Administration in the form of opportunity memos, loan presentations, administrative action memos, and annual reviews. May mentor junior analysts in financial analysis, loan structure, appropriate covenant conditions and identifying risks and tangible mitigating factors to credit risk.
- Perform special financial statement analyses, typically involving complex and interlocking relationships.
- Provide credit information and references for customers, loan officers, or other agencies as requested.
- Perform pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
- Gather and analyze all information necessary to present a financing request to senior management or Loan Committee for approval; may meet with existing or potential customers; visiting sites of loans; negotiate loan terms and conditions; refer and recommend acceptance to Credit Administration.
What you'll need:
- 6+ years of related experience.
- Bachelor's degree or equivalent experience required.
- Advanced experience underwriting for commercial industries, owner-occupied and investor CRE.
- Advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Advanced speaking and writing communication skills.
Compensation:
Salary range for new hires is generally $129,995.00 - $160,581.00 for San Jose, CA. Salary range for new hires is generally $129,995.00 - $160,581.00 for San Francisco, CA. Salary range for new hires is generally $129,995.00 - $160,581.00 for Oakland, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Underwriter Job Roles in California
See all 69+ Underwriter Jobs in California
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Search Underwriter Jobs in CaliforniaUnderwriter Jobs in California: Frequently Asked Questions
Which companies sponsor visas for underwriters in California?
Large national and global carriers with California operations are the most consistent sponsors for underwriter roles. Companies like Zurich North America, Chubb, AIG, Travelers, and several Lloyd's syndicates with U.S. offices have filed H-1B visa Labor Condition Applications for underwriting positions. Regional specialty insurers focused on technology, life sciences, and entertainment industries also sponsor, particularly in the Bay Area and Los Angeles markets.
Which visa types are most common for underwriter roles in California?
The H-1B is the most common visa category for underwriters in California, as the role typically requires at least a bachelor's degree in finance, business, economics, or a related field, meeting the specialty occupation standard. Candidates with relevant degrees from Canadian or Mexican institutions may qualify under TN visa status. Underwriters with extraordinary recognition in their specialty may explore the O-1 visa, though that path is uncommon for most applicants.
Which cities in California have the most underwriter sponsorship jobs?
San Francisco and the broader Bay Area generate the highest volume of underwriter sponsorship activity, driven by concentration of technology companies requiring specialized tech and cyber liability underwriting. Los Angeles follows closely, with strong demand in entertainment, real estate, and commercial lines. Sacramento sees activity in mortgage and agricultural underwriting given its role as the state capital and proximity to Central Valley agribusiness.
How to find underwriter visa sponsorship jobs in California?
Migrate Mate filters job listings specifically by visa sponsorship availability, making it easier to identify California underwriter roles where employers are open to sponsoring. Rather than sorting through general job listings, you can browse underwriter positions already tagged for sponsorship in California markets including San Francisco, Los Angeles, and Sacramento, focusing your search on companies with an established pattern of H-1B filings in insurance and financial services.
Are there any California-specific considerations for underwriters seeking visa sponsorship?
California's Department of Insurance regulates certain underwriting activities, and some roles require state-specific licensing that can add a step for internationally trained candidates. The state's concentration in technology, entertainment, and life sciences creates demand for specialty underwriters that may be harder to fill domestically, which can make employers more willing to sponsor in those niches. Prevailing wage requirements for H-1B filings in the Bay Area are among the highest in the country, which employers factor into sponsorship decisions.
What is the prevailing wage for sponsored underwriter jobs in California?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.