Underwriter Visa Sponsorship Jobs in California
California is one of the most active states for underwriter visa sponsorship, with demand concentrated in the San Francisco Bay Area, Los Angeles, and Sacramento. Major insurers and financial institutions including Zurich, Chubb, and AIG maintain significant underwriting operations here, hiring across commercial, mortgage, and specialty lines.
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Get Access To All JobsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
ESSENTIAL DUTIES AND RESPONSIBLITIES:
- Project client claim data to develop budgets, calculate client rates, benefit costs, and IBNR reserves
- Review experience reporting for accuracy
- Collaborate with consultants and account teams to prepare and deliver client financial presentations
- Assess complex client risk, understanding the strategic implications of the competitive carrier/product marketplace, and make sound underwriting-based assumptions
- Manage and oversight of underwriting support team
- Renew and market carriers for assigned book of business
- Analyze / negotiate annual renewals and proposals from carriers for accuracy and financial reasonableness
- Analyze client demographics and other data to determine risk and appropriate carrier product solutions
- Assist with product/service quality improvement initiatives as needed
- Assists service team in educating clients regarding utilization, carrier reports, and third party vendor applications used to view claims and financial data
- Educates service team regarding experience reporting, utilization, carrier reports, self-funding options, etc.
KEY COMPETENCIES:
- Advanced knowledge of coverages and services regarding employee benefits
- Advanced knowledge of navigating the Internet as well as various Microsoft Office programs to include Windows, Outlook, Word, PowerPoint, and Excel
- Strong attention to detail and time management abilities
- Strong ability to multi-task and assign priorities
- Ability to work effectively and efficiently both with and without direct supervision
- Ability to work effectively and efficiently in a team environment as well as independently
- Good interpersonal communication skills
EDUCATION and/or EXPERIENCE:
Bachelor’s degree required
Minimum of seven years’ experience performing financial analysis at a benefits consulting or brokerage firm, or comparable experience with an insurance carrier, or TPA
Must have advanced working knowledge of a variety of Microsoft Office computer software applications to include Windows, Outlook, Word, PowerPoint, and Excel
Must be able to work in a fast-paced environment with demonstrated ability to juggle multiple competing tasks and demands
Must have a high level of interpersonal skills to handle sensitive and confidential situations. The position continually requires teamwork, responsiveness, demonstrated poise, tact, and diplomacy.
Must be comfortable presenting analysis directly to clients
CERTIFICATES, LICENSES, REGISTRATIONS:
- Life and Health License
- Valid Driver License
Salary and Benefits
The national average salary for this role is $100,000.00 - $120,000.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.
WHY EPIC:
EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:
- Generous Paid Time off
- Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
- Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
- Generous employee referral bonus program of $1,500 per hired referral
- Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
- Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
- Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
- Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
- Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
- 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
- EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
- We’re in the top 10 of property/casualty agencies according to “Insurance Journal”
EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
ESSENTIAL DUTIES AND RESPONSIBLITIES:
- Project client claim data to develop budgets, calculate client rates, benefit costs, and IBNR reserves
- Review experience reporting for accuracy
- Collaborate with consultants and account teams to prepare and deliver client financial presentations
- Assess complex client risk, understanding the strategic implications of the competitive carrier/product marketplace, and make sound underwriting-based assumptions
- Manage and oversight of underwriting support team
- Renew and market carriers for assigned book of business
- Analyze / negotiate annual renewals and proposals from carriers for accuracy and financial reasonableness
- Analyze client demographics and other data to determine risk and appropriate carrier product solutions
- Assist with product/service quality improvement initiatives as needed
- Assists service team in educating clients regarding utilization, carrier reports, and third party vendor applications used to view claims and financial data
- Educates service team regarding experience reporting, utilization, carrier reports, self-funding options, etc.
KEY COMPETENCIES:
- Advanced knowledge of coverages and services regarding employee benefits
- Advanced knowledge of navigating the Internet as well as various Microsoft Office programs to include Windows, Outlook, Word, PowerPoint, and Excel
- Strong attention to detail and time management abilities
- Strong ability to multi-task and assign priorities
- Ability to work effectively and efficiently both with and without direct supervision
- Ability to work effectively and efficiently in a team environment as well as independently
- Good interpersonal communication skills
EDUCATION and/or EXPERIENCE:
Bachelor’s degree required
Minimum of seven years’ experience performing financial analysis at a benefits consulting or brokerage firm, or comparable experience with an insurance carrier, or TPA
Must have advanced working knowledge of a variety of Microsoft Office computer software applications to include Windows, Outlook, Word, PowerPoint, and Excel
Must be able to work in a fast-paced environment with demonstrated ability to juggle multiple competing tasks and demands
Must have a high level of interpersonal skills to handle sensitive and confidential situations. The position continually requires teamwork, responsiveness, demonstrated poise, tact, and diplomacy.
Must be comfortable presenting analysis directly to clients
CERTIFICATES, LICENSES, REGISTRATIONS:
- Life and Health License
- Valid Driver License
Salary and Benefits
The national average salary for this role is $100,000.00 - $120,000.00 in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.
WHY EPIC:
EPIC has over 60 offices and 3,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:
- Generous Paid Time off
- Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
- Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
- Generous employee referral bonus program of $1,500 per hired referral
- Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
- Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
- Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
- Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
- Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
- 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!
- EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation
- We’re in the top 10 of property/casualty agencies according to “Insurance Journal”
EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
California Applicants - View your privacy rights at: https://www.epicbrokers.com/wp-content/uploads/2025/01/epic-ca-employee-privacy-notice.pdf.
Underwriter Job Roles in California
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Search Underwriter Jobs in CaliforniaUnderwriter Jobs in California: Frequently Asked Questions
Which companies sponsor visas for underwriters in California?
Large national and global carriers with California operations are the most consistent sponsors for underwriter roles. Companies like Zurich North America, Chubb, AIG, Travelers, and several Lloyd's syndicates with U.S. offices have filed H-1B Labor Condition Applications for underwriting positions. Regional specialty insurers focused on technology, life sciences, and entertainment industries also sponsor, particularly in the Bay Area and Los Angeles markets.
Which visa types are most common for underwriter roles in California?
The H-1B is the most common visa category for underwriters in California, as the role typically requires at least a bachelor's degree in finance, business, economics, or a related field, meeting the specialty occupation standard. Candidates with relevant degrees from Canadian or Mexican institutions may qualify under TN status. Underwriters with extraordinary recognition in their specialty may explore the O-1, though that path is uncommon for most applicants.
Which cities in California have the most underwriter sponsorship jobs?
San Francisco and the broader Bay Area generate the highest volume of underwriter sponsorship activity, driven by concentration of technology companies requiring specialized tech and cyber liability underwriting. Los Angeles follows closely, with strong demand in entertainment, real estate, and commercial lines. Sacramento sees activity in mortgage and agricultural underwriting given its role as the state capital and proximity to Central Valley agribusiness.
How to find underwriter visa sponsorship jobs in California?
Migrate Mate filters job listings specifically by visa sponsorship availability, making it easier to identify California underwriter roles where employers are open to sponsoring. Rather than sorting through general job listings, you can browse underwriter positions already tagged for sponsorship in California markets including San Francisco, Los Angeles, and Sacramento, focusing your search on companies with an established pattern of H-1B filings in insurance and financial services.
Are there any California-specific considerations for underwriters seeking visa sponsorship?
California's Department of Insurance regulates certain underwriting activities, and some roles require state-specific licensing that can add a step for internationally trained candidates. The state's concentration in technology, entertainment, and life sciences creates demand for specialty underwriters that may be harder to fill domestically, which can make employers more willing to sponsor in those niches. Prevailing wage requirements for H-1B filings in the Bay Area are among the highest in the country, which employers factor into sponsorship decisions.
What is the prevailing wage for sponsored underwriter jobs in California?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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