Personal Lines Underwriter Visa Sponsorship Jobs in Illinois
Personal lines underwriter visa sponsorship jobs in Illinois are concentrated in Chicago, where major insurers like Allstate, CNA Financial, and Zurich North America maintain large underwriting operations. The state's dense insurance carrier presence, particularly along the Chicago metro corridor, makes Illinois one of the stronger markets for international candidates seeking sponsored underwriting roles.
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OMS National Insurance Company (OMSNIC) is a nationally recognized medical professional liability insurer dedicated exclusively to protecting oral and maxillofacial surgeons and dental specialists. Our mission is clear and purposeful: to serve as trusted advocates for highly skilled professionals when it matters most.
We are seeking an experienced excess and surplus lines underwriter to join OMSNIC as Surplus Lines MPL Underwriter. This is a growth opportunity for an underwriter who wants to build a career in the E&S marketplace. Reporting to the Manager, Underwriting – Surplus Lines, you will serve as a trusted partner to wholesale brokers while building a profitable book of non-admitted medical professional liability business.
Essential Duties and Responsibilities
Underwriting and policy management
- Manage the surplus lines submission, quoting and binding process for new business, within established time frames
- Independently evaluate insurability for risks outside standard admitted guidelines, including practice- and facility-based exposures
- Classify and price accounts using Company rating tools, and develop terms, conditions and pricing for non-admitted risks, using E&S freedom of rate and form, including manuscript wording, endorsements and exclusions
- Manage renewals with a focus on retaining profitable accounts, using loss history and experience and loss rating, in collaboration with Actuarial as needed
- Manage endorsements, midterm requests and policy audits within established time frames
- Follow the Letter of Authority without exception, and refer risks exceeding authority to management or the appropriate Company committee in time for review
Broker relationships
- Build and manage relationships with wholesale and surplus lines brokers, and clearly communicate underwriting decisions
- Lead strategic marketing calls and participate in renewal meetings with brokers, insureds and prospects
- Provide accurate, timely quotes and information, and creatively manage problem resolution and coverage negotiations
- Travel to broker offices, industry events and conferences as needed
Portfolio management and market intelligence
- Monitor submission activity, quote and bind ratios, retention and loss ratio against production and profitability goals
- Analyze portfolio performance and recommend underwriting, pricing, process and product improvements
- Track competitor products, E&S market trends and evolving MPL risk exposures, and share insights with underwriting leadership
- Collaborate with Claims, Actuarial and Finance to inform underwriting decisions and portfolio strategy
Compliance and mentoring
- Maintain compliant, audit-ready underwriting files
- Stay current on surplus lines eligibility, licensing and filing requirements across assigned states, including the Nonadmitted and Reinsurance Reform Act (NRRA) and home-state filing rules
- Monitor support staff’s work, and provide technical guidance, coaching and mentoring to support staff and less experienced underwriters
Competencies
- Clear, concise written and oral communication, with confident presentation, negotiation and listening skills
- Strong analytical and financial skills to analyze loss data, make recommendations, and prepare both detailed reports and high-level summaries
- Sound underwriting judgment on complex, non-standard exposures, and the ability to help refine underwriting processes and guidelines for those risks
- Proven relationship management expertise with wholesale and surplus lines brokers, including long-distance relationships
- Detail oriented and able to work independently, with strong time management skills and the flexibility to meet hard deadlines as workload requires
- Proficiency with Microsoft Office (especially Excel pivot tables and lookups), rating and document management systems, and AI tools such as Claude, with the ability to quickly learn new technology
Education and Experience
- Bachelor’s degree preferred in business, economics, risk management, insurance or a related field, or an equivalent combination of education and experience
- 3–5 years’ experience underwriting E&S or non-admitted professional liability, ideally medical professional liability, with a proven record of sound risk assessment and underwriting decisions
- Working knowledge of medical professional liability coverage, policy wording, terms, conditions and underwriting guidelines; experience with dental risks and established E&S wholesale broker relationships a plus
- Property and casualty license preferred, or ability to obtain, plus surplus lines licensing as required by assigned states
- CPCU, RPLU, AIC, ARM or similar designation, or progress toward one, preferred
Work Environment
- Performs work in an office environment (hybrid opportunity at manager’s discretion)
- Travel to broker offices, industry events and conferences as needed
Salary
$77,000–$96,000
The salary range represents the entirety of the pay grade for this role. Final salary will be based on the candidate’s skills, years of experience, and qualifications.
Benefits
- Medical, Dental, and Vision Insurance
- 401(k)
- Short and Long-term disability
- Life Insurance
- Employee Assistance Program
- Long-term incentive plan
- Educational Assistance and rewards program
- Paid Time Off
- Paid Holidays
- Paid parental leave
- Home office stipend
OMSNIC is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics.
Job Description
OMS National Insurance Company (OMSNIC) is a nationally recognized medical professional liability insurer dedicated exclusively to protecting oral and maxillofacial surgeons and dental specialists. Our mission is clear and purposeful: to serve as trusted advocates for highly skilled professionals when it matters most.
We are seeking an experienced excess and surplus lines underwriter to join OMSNIC as Surplus Lines MPL Underwriter. This is a growth opportunity for an underwriter who wants to build a career in the E&S marketplace. Reporting to the Manager, Underwriting – Surplus Lines, you will serve as a trusted partner to wholesale brokers while building a profitable book of non-admitted medical professional liability business.
Essential Duties and Responsibilities
Underwriting and policy management
- Manage the surplus lines submission, quoting and binding process for new business, within established time frames
- Independently evaluate insurability for risks outside standard admitted guidelines, including practice- and facility-based exposures
- Classify and price accounts using Company rating tools, and develop terms, conditions and pricing for non-admitted risks, using E&S freedom of rate and form, including manuscript wording, endorsements and exclusions
- Manage renewals with a focus on retaining profitable accounts, using loss history and experience and loss rating, in collaboration with Actuarial as needed
- Manage endorsements, midterm requests and policy audits within established time frames
- Follow the Letter of Authority without exception, and refer risks exceeding authority to management or the appropriate Company committee in time for review
Broker relationships
- Build and manage relationships with wholesale and surplus lines brokers, and clearly communicate underwriting decisions
- Lead strategic marketing calls and participate in renewal meetings with brokers, insureds and prospects
- Provide accurate, timely quotes and information, and creatively manage problem resolution and coverage negotiations
- Travel to broker offices, industry events and conferences as needed
Portfolio management and market intelligence
- Monitor submission activity, quote and bind ratios, retention and loss ratio against production and profitability goals
- Analyze portfolio performance and recommend underwriting, pricing, process and product improvements
- Track competitor products, E&S market trends and evolving MPL risk exposures, and share insights with underwriting leadership
- Collaborate with Claims, Actuarial and Finance to inform underwriting decisions and portfolio strategy
Compliance and mentoring
- Maintain compliant, audit-ready underwriting files
- Stay current on surplus lines eligibility, licensing and filing requirements across assigned states, including the Nonadmitted and Reinsurance Reform Act (NRRA) and home-state filing rules
- Monitor support staff’s work, and provide technical guidance, coaching and mentoring to support staff and less experienced underwriters
Competencies
- Clear, concise written and oral communication, with confident presentation, negotiation and listening skills
- Strong analytical and financial skills to analyze loss data, make recommendations, and prepare both detailed reports and high-level summaries
- Sound underwriting judgment on complex, non-standard exposures, and the ability to help refine underwriting processes and guidelines for those risks
- Proven relationship management expertise with wholesale and surplus lines brokers, including long-distance relationships
- Detail oriented and able to work independently, with strong time management skills and the flexibility to meet hard deadlines as workload requires
- Proficiency with Microsoft Office (especially Excel pivot tables and lookups), rating and document management systems, and AI tools such as Claude, with the ability to quickly learn new technology
Education and Experience
- Bachelor’s degree preferred in business, economics, risk management, insurance or a related field, or an equivalent combination of education and experience
- 3–5 years’ experience underwriting E&S or non-admitted professional liability, ideally medical professional liability, with a proven record of sound risk assessment and underwriting decisions
- Working knowledge of medical professional liability coverage, policy wording, terms, conditions and underwriting guidelines; experience with dental risks and established E&S wholesale broker relationships a plus
- Property and casualty license preferred, or ability to obtain, plus surplus lines licensing as required by assigned states
- CPCU, RPLU, AIC, ARM or similar designation, or progress toward one, preferred
Work Environment
- Performs work in an office environment (hybrid opportunity at manager’s discretion)
- Travel to broker offices, industry events and conferences as needed
Salary
$77,000–$96,000
The salary range represents the entirety of the pay grade for this role. Final salary will be based on the candidate’s skills, years of experience, and qualifications.
Benefits
- Medical, Dental, and Vision Insurance
- 401(k)
- Short and Long-term disability
- Life Insurance
- Employee Assistance Program
- Long-term incentive plan
- Educational Assistance and rewards program
- Paid Time Off
- Paid Holidays
- Paid parental leave
- Home office stipend
OMSNIC is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics.
Personal Lines Underwriter Job Roles in Illinois
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Search Personal Lines Underwriter Jobs in IllinoisPersonal Lines Underwriter Jobs in Illinois: Frequently Asked Questions
Which companies sponsor visas for personal lines underwriters in Illinois?
Illinois-based insurers with active sponsorship histories include Allstate (headquartered in Northbrook), CNA Financial, Zurich North America, and Kemper Corporation, all of which maintain underwriting teams in the Chicago metro. Larger carriers tend to file H-1B visa petitions more consistently than regional or specialty insurers, making them the most likely starting point for international candidates targeting personal lines underwriting roles in the state.
Which visa types realistically fit personal lines underwriter roles in Illinois?
Personal lines underwriter positions typically qualify as specialty occupations requiring a bachelor's degree in a directly related field such as finance, business, or risk management, making the H-1B the most common path. Canadian and Mexican nationals do not have a TN visa option for this role, as underwriter is not listed on the USMCA profession schedule. F-1 students may use OPT to work in a qualifying underwriting role while pursuing longer-term sponsorship. EB-2 and EB-3 employment-based green cards are also available for candidates with a sponsoring employer willing to pursue permanent residence.
Which cities in Illinois have the most personal lines underwriter sponsorship jobs?
The vast majority of personal lines underwriter sponsorship activity in Illinois is concentrated in the Chicago metro area, including Chicago itself, Northbrook, Schaumburg, and Oak Brook. These suburbs host regional and national headquarters for several major carriers. Outside the metro, Springfield and Peoria have smaller insurance markets with more limited sponsorship activity, making the greater Chicago area the practical focus for international candidates.
How to find personal lines underwriter visa sponsorship jobs in Illinois?
Migrate Mate lists personal lines underwriter roles in Illinois specifically filtered to employers with verified visa sponsorship histories, so you can focus your search on companies that have filed for similar positions before. Rather than sorting through general postings, Migrate Mate surfaces Illinois-based underwriting opportunities at carriers whose past H-1B and employment-based filings indicate a genuine pattern of sponsoring underwriting talent.
Are there state-specific factors that affect personal lines underwriter sponsorship in Illinois?
Illinois has one of the highest concentrations of insurance company headquarters in the United States, which creates a steadier pipeline of underwriting roles than most other states. The University of Illinois and DePaul University produce finance and risk management graduates who feed into this market, and some carriers actively recruit from these programs. Illinois also has no state-level restrictions on work visa sponsorship, so federal H-1B rules govern the process entirely for employers in the state.
What is the prevailing wage for sponsored personal lines underwriter jobs in Illinois?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.