Personal Lines Underwriter Visa Sponsorship Jobs in Maryland
Personal lines underwriter visa sponsorship jobs in Maryland are concentrated in the Baltimore metro, home to major carriers like CNA, Travelers, and regional insurers serving the Mid-Atlantic market. Maryland's dense concentration of insurance company regional offices and proximity to federal government contractors creates steady demand for underwriters who assess auto, homeowners, and umbrella policy risk.
Find Personal Lines Underwriter JobsOverview
Showing 4 of 6+ Personal Lines Underwriter Jobs in Maryland with Visa Sponsorship
See all Personal Lines Underwriter Jobs in Maryland with Visa Sponsorship
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Personal Lines Underwriter Jobs in Maryland with Visa Sponsorship.
Get Access To All JobsPosition Summary
The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio.
What will your job entail?
Job Responsibilities:
- Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
- Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.
- Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts.
- Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
- Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
- Provides premium forecasts and business plans to support budget and performance targets.
- Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.
- Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.
- Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.
- Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends.
- Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.
Work Experience and Education:
- Bachelor’s degree or Master’s degree in Risk Management, Actuarial and Business Administration required. Any other related discipline or commensurate work experience considered.
- 5+ years of experience in Property and Casualty Underwriting.
Licenses & Certifications:
- Must meet minimum requirements for state P&C and/or surplus line licenses.
- Chartered Property Casualty Underwriter (CPCU) is a plus.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $85,855.00 - $100,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website.
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com.
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Position Summary
The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio.
What will your job entail?
Job Responsibilities:
- Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.
- Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.
- Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts.
- Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.
- Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.
- Provides premium forecasts and business plans to support budget and performance targets.
- Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.
- Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.
- Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.
- Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends.
- Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.
Work Experience and Education:
- Bachelor’s degree or Master’s degree in Risk Management, Actuarial and Business Administration required. Any other related discipline or commensurate work experience considered.
- 5+ years of experience in Property and Casualty Underwriting.
Licenses & Certifications:
- Must meet minimum requirements for state P&C and/or surplus line licenses.
- Chartered Property Casualty Underwriter (CPCU) is a plus.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
The target salary range for this position is $85,855.00 - $100,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website.
We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com.
The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Personal Lines Underwriter Job Roles in Maryland
See all Personal Lines Underwriter Jobs in Maryland
Sign up for free to filter by visa type, set job alerts, and find employers with verified sponsorship history.
Search Personal Lines Underwriter Jobs in MarylandPersonal Lines Underwriter Jobs in Maryland: Frequently Asked Questions
Which companies sponsor visas for personal lines underwriters in Maryland?
Maryland-based carriers and regional offices with documented H-1B visa sponsorship history for underwriting roles include Travelers, CNA, Erie Indemnity, and Nationwide. Baltimore serves as a Mid-Atlantic hub for several of these insurers. Sponsorship activity is most consistent at mid-to-large carriers with dedicated underwriting departments, where the specialty occupation degree requirement is easier to satisfy for the H-1B classification.
Which visa types realistically cover personal lines underwriter roles in Maryland?
Personal lines underwriting typically qualifies as an H-1B specialty occupation when the employer requires a bachelor's degree in a directly related field such as finance, risk management, or actuarial science. Canadian and Mexican nationals do not have a TN visa pathway for this role, as underwriter is not a USMCA-listed profession. F-1 students may work through OPT for up to 12 months. EB-2 or EB-3 green card sponsorship is available for longer-term hires through PERM labor certification.
Which cities in Maryland have the most personal lines underwriter sponsorship jobs?
Baltimore is by far the primary market, housing regional insurance offices for multiple national carriers along with specialty insurers serving the Chesapeake Bay coastal and flood exposure market. Annapolis and Bethesda also see activity, particularly from insurers serving government contractors and high-net-worth households in the D.C. suburbs. Columbia, in Howard County, is a secondary hub given its concentration of financial services employers.
How to find personal lines underwriter visa sponsorship jobs in Maryland?
Migrate Mate lists Maryland employers with verified visa sponsorship history for personal lines underwriter roles, so you can focus your applications on companies that have actually filed for similar positions. Filtering by role and state surfaces active opportunities at Baltimore-area carriers and regional offices, cutting out employers unlikely to sponsor. Using a targeted platform saves time compared to applying broadly to companies with no documented sponsorship track record.
Are there any Maryland-specific factors that affect personal lines underwriter sponsorship?
Maryland's coastal geography creates heightened demand for underwriters with flood, windstorm, and tidal surge risk expertise, particularly for policies in Chesapeake Bay communities. The state insurance market is regulated by the Maryland Insurance Administration, and employers often prefer candidates familiar with Mid-Atlantic exposure characteristics. University of Maryland and Towson University produce finance and risk management graduates who feed into local underwriting pipelines, strengthening the talent pool employers draw from when sponsoring international hires.
What is the prevailing wage for sponsored personal lines underwriter jobs in Maryland?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.