Commercial Lines Underwriter Visa Sponsorship Jobs in Michigan
Commercial lines underwriter visa sponsorship jobs in Michigan are concentrated in the Detroit metro area, home to major insurers like Accident Fund Insurance, Auto-Owners Insurance in Lansing, and Frankenmuth Mutual. Michigan's large manufacturing, automotive, and construction sectors drive steady commercial insurance demand, creating consistent openings for underwriters with property, casualty, and specialty lines experience.
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Job Title:
Associate Underwriter
Number of Positions:
1
Location:
Okemos, MI
Location Specifics:
Hybrid Position
Job Summary:
At Delta Dental of Michigan, Ohio, and Indiana we work to improve oral health through benefit plans, advocacy and community support, and we amplify this mission by investing in initiatives that build healthy, smart, vibrant communities. We are one of the largest dental plan administrators in the country, and are part of the Delta Dental Plans Association, which operates two of the largest dental networks in the nation.
At Delta Dental, we celebrate our All In culture. It’s a mindset, feeling and attitude we wrap around all that we do – from taking charge of our careers, to helping colleagues and lending a hand in the community.
Position Description
Performs underwriting functions to support Enterprise goals and objectives including new business and an assigned book of business on cases less than 500 subscribers.
Primary Job Responsibilities
- Develops an overall understanding of insurance concepts, dental and/or vision terminology, benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures.
- Evaluates risk, develops and approves renewal rates, and approves contracts for assigned book of business, consistent with approved rating formulas and methodologies.
- Determines and defines eligibility and approves new business rates, proposals and contracts.
- Responds to inter-departmental requests and manages a book of business to ensure new sales, retention and profitability expectations are met.
- Meets internal quality and turn around metrics.
Perform other related assigned duties as necessary to complete the Primary Job Responsibilities as described above.
Minimum Requirements:
Position requires an associate’s degree in accounting, business administration, finance, mathematics, or a related field and two years of experience analyzing data and using mathematical and algebraic theories and formulas. A bachelor’s degree in mathematics or a related field preferred. Will accept any suitable combination of education, training, or experience.
Position requires knowledge of mathematical and algebraic theories and formulas and word processing and spreadsheet applications; strong analytical skills; strong organizational skills; strong verbal and written communication skills; and the ability to work independently and as part of a team. Occasional travel is required.
The company will provide equal employment and advancement opportunity within the context of its unique business environment without regard to race, color, religion, gender, gender identity, gender expression, age, national origin, familial status, citizenship, genetic information, disability, sex, sexual orientation, marital status, pregnancy, height, weight, military status, or any other status protected under federal, state, or local law or ordinance.
Commercial Lines Underwriter Job Roles in Michigan
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Search Commercial Lines Underwriter Jobs in MichiganCommercial Lines Underwriter Jobs in Michigan: Frequently Asked Questions
Which companies in Michigan sponsor visas for commercial lines underwriters?
Michigan insurers with documented visa sponsorship history for underwriting roles include Auto-Owners Insurance in Lansing, Accident Fund Insurance Company of America in Lansing, and Frankenmuth Mutual in Frankenmuth. Detroit-area offices of national carriers such as Zurich North America, Chubb, and Travelers also file sponsorship petitions for commercial lines positions. Sponsorship patterns vary by role level and business volume, so confirming directly with each employer's HR team is advisable.
Which visa types realistically fit commercial lines underwriter roles in Michigan?
The H-1B visa is the primary visa for commercial lines underwriters, as the role qualifies as a specialty occupation requiring a bachelor's degree in a related field such as finance, business, or risk management. The employer files a Labor Condition Application and I-129 petition with USCIS. The H-1B is subject to an annual cap and selection process. Canadian and Mexican nationals do not have a USMCA TN visa pathway for this role. F-1 students may use OPT to work during and after their degree program. Employer-sponsored green cards through the EB-2 or EB-3 category are also a longer-term pathway, typically requiring PERM labor certification.
Which cities in Michigan have the most commercial lines underwriter sponsorship jobs?
Lansing is Michigan's strongest market for commercial underwriting sponsorship, anchored by Auto-Owners Insurance and Accident Fund Insurance, both headquartered there. Detroit and its suburbs, including Southfield and Troy, host regional offices of national carriers and specialty insurers. Grand Rapids is a secondary hub, particularly for mid-market carriers serving West Michigan's manufacturing corridor. Frankenmuth, while smaller, is notable for Frankenmuth Mutual's commercial lines operations.
How to find commercial lines underwriter visa sponsorship jobs in Michigan?
Migrate Mate lists Michigan commercial lines underwriter roles specifically filtered to employers with verified visa sponsorship history, so you can search without sorting through postings from companies that do not sponsor. You can search by city, so narrowing to Lansing, Detroit, or Grand Rapids is straightforward. Migrate Mate's data reflects employers that have filed for underwriting and related finance roles, making it a practical starting point for international candidates.
Are there state-specific or role-specific factors that affect commercial lines underwriter sponsorship in Michigan?
Michigan's outsized automotive and manufacturing industries create strong demand for commercial property and casualty underwriters with industrial risk experience, which can make candidates with that specialty more attractive to local employers. Michigan also has proximity to several large universities with risk management and actuarial programs, including Michigan State University and the University of Michigan, which some insurers use as hiring pipelines. Professional designations such as the CPCU are valued and can support a specialty occupation argument in an H-1B petition.
What is the prevailing wage for sponsored commercial lines underwriter jobs in Michigan?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.