Mortgage Underwriter Visa Sponsorship Jobs in Michigan
Mortgage underwriter visa sponsorship jobs in Michigan are concentrated in the Detroit metro, with active hiring from regional banks, credit unions, and national lenders such as United Wholesale Mortgage in Pontiac, Rocket Mortgage in Detroit, and Flagstar Bank in Troy. Grand Rapids and Lansing also support steady underwriting demand through community lenders and mortgage companies serving Michigan's residential market.
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Job Title:
Associate Underwriter
Number of Positions:
1
Location:
Okemos, MI
Location Specifics:
Hybrid Position
Job Summary:
At Delta Dental of Michigan, Ohio, and Indiana we work to improve oral health through benefit plans, advocacy and community support, and we amplify this mission by investing in initiatives that build healthy, smart, vibrant communities. We are one of the largest dental plan administrators in the country, and are part of the Delta Dental Plans Association, which operates two of the largest dental networks in the nation.
At Delta Dental, we celebrate our All In culture. It’s a mindset, feeling and attitude we wrap around all that we do – from taking charge of our careers, to helping colleagues and lending a hand in the community.
Position Description
Performs underwriting functions to support Enterprise goals and objectives including new business and an assigned book of business on cases less than 500 subscribers.
Primary Job Responsibilities
- Develops an overall understanding of insurance concepts, dental and/or vision terminology, benefits, risk assessment, underwriting guidelines, contract language and the underwriting process and procedures.
- Evaluates risk, develops and approves renewal rates, and approves contracts for assigned book of business, consistent with approved rating formulas and methodologies.
- Determines and defines eligibility and approves new business rates, proposals and contracts.
- Responds to inter-departmental requests and manages a book of business to ensure new sales, retention and profitability expectations are met.
- Meets internal quality and turn around metrics.
Perform other related assigned duties as necessary to complete the Primary Job Responsibilities as described above.
Minimum Requirements:
Position requires an associate’s degree in accounting, business administration, finance, mathematics, or a related field and two years of experience analyzing data and using mathematical and algebraic theories and formulas. A bachelor’s degree in mathematics or a related field preferred. Will accept any suitable combination of education, training, or experience.
Position requires knowledge of mathematical and algebraic theories and formulas and word processing and spreadsheet applications; strong analytical skills; strong organizational skills; strong verbal and written communication skills; and the ability to work independently and as part of a team. Occasional travel is required.
The company will provide equal employment and advancement opportunity within the context of its unique business environment without regard to race, color, religion, gender, gender identity, gender expression, age, national origin, familial status, citizenship, genetic information, disability, sex, sexual orientation, marital status, pregnancy, height, weight, military status, or any other status protected under federal, state, or local law or ordinance.
Mortgage Underwriter Job Roles in Michigan
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Search Mortgage Underwriter Jobs in MichiganMortgage Underwriter Jobs in Michigan: Frequently Asked Questions
Which companies sponsor visas for mortgage underwriters in Michigan?
Michigan's largest mortgage employers, including United Wholesale Mortgage in Pontiac, Rocket Mortgage in Detroit, and Flagstar Bank in Troy, have documented histories of sponsoring work visas for professional roles. Regional credit unions and national bank branches operating in the Detroit metro and Grand Rapids markets also sponsor qualified underwriters. Checking an employer's H-1B visa Labor Condition Application filing history is the most reliable way to confirm prior sponsorship activity.
What visa types realistically fit mortgage underwriter roles in Michigan?
Mortgage underwriting qualifies as a specialty occupation because the role requires a bachelor's degree in finance, business, economics, or a closely related field. That makes the H-1B the primary visa path, with H-1B1 visa available to Chilean and Singaporean nationals and E-3 visa available to Australian nationals. F-1 students may work through OPT while seeking employer sponsorship. A green card through the EB-2 or EB-3 employment-based category is a long-term option once an employer sponsors a PERM labor certification.
Which cities in Michigan have the most mortgage underwriter sponsorship jobs?
The Detroit metro area, including Troy, Pontiac, and Southfield, accounts for the largest concentration of mortgage underwriter sponsorship activity in Michigan, driven by major lenders headquartered there. Grand Rapids is a secondary hub with growing activity from regional banks and mortgage companies serving West Michigan. Lansing sees steady demand from state-chartered banks and credit unions, and Ann Arbor occasionally has openings tied to financial services firms with university-area operations.
How to find mortgage underwriter visa sponsorship jobs in Michigan?
Migrate Mate lists Michigan mortgage underwriter roles at employers with verified visa sponsorship histories, so you can focus your search on companies that have sponsored roles in this field before. Filter by the Michigan market to surface active openings in Detroit, Grand Rapids, and other Michigan metros. Migrate Mate's data is specific enough to show which lenders and financial institutions have filed for underwriting positions, saving time you would otherwise spend vetting each employer individually.
Are there any Michigan-specific considerations for mortgage underwriter visa sponsorship?
Michigan's mortgage industry is unusually concentrated, with United Wholesale Mortgage ranking among the largest wholesale lenders in the country and operating primarily out of Pontiac. This concentration means a significant share of Michigan underwriting jobs exist within a small number of large employers, which can simplify the sponsorship search. Michigan does not impose additional state licensing requirements that would restrict visa holders from working as underwriters, so federal and employer-level sponsorship processes apply in the same way as in other states.
What is the prevailing wage for sponsored mortgage underwriter jobs in Michigan?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.