Mortgage Underwriter Visa Sponsorship Jobs in Tennessee
Mortgage underwriter visa sponsorship jobs in Tennessee are concentrated in Nashville, Memphis, and Knoxville, where financial institutions, mortgage companies, and regional banks actively hire. Employers such as Regions Bank, First Horizon, and Avenue Bank have established underwriting operations in the state. Tennessee's growing housing market and financial services sector support steady demand for experienced mortgage underwriters seeking employer sponsorship.
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Get Access To All JobsINTRODUCTION
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Job Details
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
ROLE AND RESPONSIBILITIES
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
BASIC QUALIFICATIONS
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
INTRODUCTION
Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!
Job Details
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
ROLE AND RESPONSIBILITIES
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
BASIC QUALIFICATIONS
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
Mortgage Underwriter Job Roles in Tennessee
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Search Mortgage Underwriter Jobs in TennesseeMortgage Underwriter Jobs in Tennessee: Frequently Asked Questions
Which visa types realistically fit mortgage underwriter roles in Tennessee?
Mortgage underwriting qualifies as a specialty occupation under the H-1B visa, since the role typically requires a bachelor's degree in finance, economics, or a related field. The H-1B is the most common sponsorship path for this role. Canadian and Mexican nationals cannot use the TN visa for mortgage underwriting, as it is not a USMCA-listed profession. F-1 students may work through OPT while pursuing full sponsorship. Employer-sponsored green cards through the EB-2 or EB-3 category are also available for longer-term pathways.
Which companies sponsor visas for mortgage underwriters in Tennessee?
Tennessee's financial services sector includes employers with documented visa sponsorship history for finance and underwriting roles. Regions Bank, headquartered in Birmingham with major operations in Memphis, First Horizon Bank based in Memphis, and national mortgage servicers with Tennessee offices such as Mr. Cooper have all sponsored H-1B visa workers in finance-related positions. Larger institutions with high loan volumes are generally more likely to have established immigration compliance programs capable of supporting sponsorship.
Which cities in Tennessee have the most mortgage underwriter sponsorship jobs?
Nashville leads Tennessee for mortgage underwriter job volume, driven by its rapid population growth and an active residential lending market. Memphis is the second-largest hub, anchored by First Horizon Bank and a concentration of regional lenders. Knoxville has a smaller but growing financial services presence tied to University of Tennessee-area economic activity. Franklin and Brentwood, suburbs of Nashville, also host mortgage company offices and underwriting teams that periodically sponsor skilled foreign workers.
How to find mortgage underwriter visa sponsorship jobs in Tennessee?
Migrate Mate is the most direct way to search for mortgage underwriter visa sponsorship jobs in Tennessee. The platform shows employers with verified sponsorship filing history, so you can focus on companies already familiar with the H-1B process for finance roles. Filter by Tennessee and the mortgage underwriter role to see current openings at institutions actively hiring. This saves significant time compared to approaching employers without confirmed sponsorship capability.
Are there any state-specific considerations for mortgage underwriters seeking visa sponsorship in Tennessee?
Tennessee does not impose a state income tax on wages, which affects total compensation comparisons when evaluating offers from employers in other states. Mortgage underwriters in Tennessee must comply with the Tennessee Department of Financial Institutions regulations, and some employer roles may require NMLS registration, which is available to workers with valid employment authorization. Nashville's rapidly expanding housing market has increased underwriting demand, and several national mortgage companies have relocated or expanded operations there, broadening sponsorship opportunities.
What is the prevailing wage for sponsored mortgage underwriter jobs in Tennessee?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.