Mortgage Underwriter Visa Sponsorship Jobs in New Jersey
Mortgage underwriter visa sponsorship jobs in New Jersey are concentrated along the state's dense financial corridor, with employers in Newark, Jersey City, and Parsippany actively hiring. Major lenders, regional banks, and mortgage servicers across NJ sponsor international candidates through H-1B visa and employment-based green card pathways for underwriting roles requiring analytical and credit assessment expertise.
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Job details:
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
Job Details
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
What We’re Looking For
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories.
It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
INTRODUCTION
Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!
Job details:
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
Job Details
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
What We’re Looking For
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories.
It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
Mortgage Underwriter Job Roles in New Jersey
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Search Mortgage Underwriter Jobs in New JerseyMortgage Underwriter Jobs in New Jersey: Frequently Asked Questions
Which companies sponsor visas for mortgage underwriters in New Jersey?
New Jersey-based financial institutions and mortgage lenders with active sponsorship histories include large national banks with regional operations in Newark and Jersey City, along with dedicated mortgage servicers headquartered in Parsippany and Mount Laurel. Companies with established H-1B LCA filing histories for finance and analytical roles are your most reliable targets. Reviewing OFLC public disclosure data by employer and job title helps identify which NJ firms have sponsored underwriting positions previously.
Which visa types realistically fit mortgage underwriter roles in New Jersey?
Mortgage underwriting qualifies as a specialty occupation requiring a bachelor's degree in finance, economics, accounting, or a related field, making H-1B the primary visa pathway. Employers file a Labor Condition Application with the DOL and then petition USCIS. H-1B1 visa applies to Chilean and Singaporean nationals. F-1 students may work via OPT while seeking employer sponsorship. For longer-term options, EB-2 and EB-3 employment-based green cards are available through PERM labor certification.
How to find mortgage underwriter visa sponsorship jobs in New Jersey?
Migrate Mate is the most direct way to find mortgage underwriter visa sponsorship jobs in New Jersey. The platform lists employers with verified sponsorship histories, searchable by role and location across NJ's financial hubs. Filtering to mortgage underwriter positions in cities like Newark, Jersey City, and Parsippany lets you identify companies that have already demonstrated willingness to sponsor international candidates, saving significant research time compared to general job searches.
Which cities in New Jersey have the most mortgage underwriter sponsorship jobs?
Newark and Jersey City lead in mortgage underwriter sponsorship activity, driven by proximity to New York City's financial sector and the presence of large bank regional offices. Parsippany and Florham Park host several mortgage servicers and financial services firms that sponsor underwriting talent. Mount Laurel in South Jersey also has a notable cluster of mortgage operations. These cities collectively account for the majority of NJ's sponsored underwriting positions.
Are there state-specific factors that affect mortgage underwriter visa sponsorship in New Jersey?
New Jersey's dense concentration of financial services firms, particularly along the Hudson waterfront and in Morris County, creates consistent demand for underwriting professionals. NJ's proximity to major New York City financial institutions means many sponsors maintain back-office underwriting operations in the state. Candidates with credentials in FHA, VA, or conventional loan guidelines are particularly sought after. NJ state licensing requirements for mortgage professionals may also affect role classifications relevant to sponsorship eligibility.
What is the prevailing wage for sponsored mortgage underwriter jobs in New Jersey?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.