Mortgage Underwriter Visa Sponsorship Jobs in Florida
Mortgage underwriter visa sponsorship jobs in Florida are concentrated in Miami, Tampa, and Orlando, where major lenders and financial institutions maintain large operations. Employers such as United Wholesale Mortgage, Rocket Mortgage, and regional banks actively hire underwriters across the state. Florida's high-volume purchase and refinance market drives steady demand for experienced underwriting professionals.
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Job Details
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
ROLE AND RESPONSIBILITIES
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
BASIC QUALIFICATIONS
What We’re Looking For
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
INTRODUCTION
Want to learn more about this role and Jobot? Click our Jobot logo and follow our LinkedIn page!
Job Details
This Jobot Job is hosted by: Brendan Thomas
Are you a fit? Easy Apply now by clicking the "Easy Apply" button and sending us your resume.
Salary: $95,000 - $110,000 per year
A bit about us:
We have been helping families build homes for over 70 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country. We are looking to add a Remote Fully Designated Mortgage Underwriter to our team.
Why join us?
Why You’ll Love Working Here
- Highly competitive compensation designed to reward performance
- Exclusive home purchase incentives plus additional employee perks
- Discounted mortgage and settlement services—real savings where it matters
- Comprehensive health, life, and disability coverage for peace of mind
- 401(k) plan to help you build long-term financial security
- Employee Stock Ownership Program —share in the company’s success
- Generous paid time off to truly unplug and recharge
- Robust onboarding, training, and ongoing support to set you up for success
- Exceptional retention and stability—a company that has never experienced a layoff
- Fast-track career growth—over 80% of leadership roles filled through internal promotion
- Genuine work/life balance in a supportive, people-first culture
- And plenty more benefits that make this a place people stay and grow
ROLE AND RESPONSIBILITIES
As a Senior Mortgage Underwriter, you’ll play a critical role in turning homeownership dreams into reality. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success. This role is primarily remote, with occasional onsite meetings as needed.
What You’ll Do
- Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines
- Submit files through automated underwriting systems and evaluate results
- Approve or pend loans and present qualifying files to loan committee
- Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files
- Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions
- Ensure accurate loan documentation and proper file maintenance
- Utilize office systems and tools to support efficient underwriting operations
BASIC QUALIFICATIONS
What We’re Looking For
- Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval
- Minimum 5 years of mortgage underwriting experience
- Strong customer service mindset with a collaborative, solution-oriented approach
- Proven ability to work cross-functionally with mortgage and lending partners
- Exceptional attention to detail and accuracy
- Strong organizational, planning, and time-management skills
- Comfort working in Microsoft Excel for data organization and analysis
- Experience with Encompass preferred (not required)
Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Want to learn more about this role and Jobot?
Click our Jobot logo and follow our LinkedIn page!
Mortgage Underwriter Job Roles in Florida
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Search Mortgage Underwriter Jobs in FloridaMortgage Underwriter Jobs in Florida: Frequently Asked Questions
Which companies sponsor visas for mortgage underwriters in Florida?
Large national lenders and regional banks with Florida operations are the most active sponsors for mortgage underwriter roles. Institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and United Wholesale Mortgage have filed H-1B visa Labor Condition Applications for finance and underwriting positions in the state. Smaller regional lenders and credit unions do sponsor occasionally, but their filing volume is lower and less consistent than the large national players.
What visa types realistically fit mortgage underwriter roles in Florida?
Mortgage underwriting qualifies as a specialty occupation under H-1B because the role typically requires a bachelor's degree in finance, economics, accounting, or a related field. Canadian and Mexican nationals should note that mortgage underwriter is not a USMCA-listed profession, so TN visa does not apply. F-1 students may work on OPT if the role relates to their field of study. For longer-term authorization, employer-sponsored EB-2 or EB-3 green card paths are available through PERM labor certification.
Which cities in Florida have the most mortgage underwriter sponsorship jobs?
Miami leads Florida for mortgage underwriter sponsorship activity, driven by its high transaction volume and the concentration of international and domestic lenders in the metro area. Tampa is a close second, home to several regional bank headquarters and mortgage servicing centers. Orlando and Jacksonville also post meaningful underwriter demand, particularly as population growth continues to fuel purchase mortgage activity across Central and Northeast Florida.
How to find mortgage underwriter visa sponsorship jobs in Florida?
Migrate Mate lists mortgage underwriter roles at Florida employers with verified visa sponsorship history, letting you search specifically by role and location rather than sorting through postings that may not lead to sponsorship. Filtering to Florida on Migrate Mate surfaces active lenders and financial institutions that have demonstrated H-1B filing history for underwriting positions, which is a practical starting point for targeting your applications to employers already familiar with the sponsorship process.
Are there any Florida-specific factors that affect visa sponsorship for mortgage underwriters?
Florida's high real estate transaction volume and large immigrant borrower population make experienced underwriters with multilingual skills particularly sought after, especially in Miami-Dade and Broward counties. State licensure is not typically required for underwriters at federally regulated institutions, which removes one barrier for internationally trained candidates. Florida's large financial services corridor along the I-4 and I-95 corridors also means multiple employers within commuting range, increasing the practical number of sponsoring employers a candidate can realistically target.
What is the prevailing wage for sponsored mortgage underwriter jobs in Florida?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.