Credit Risk Analyst Jobs in USA with Visa Sponsorship
Credit risk analysts are strong H-1B visa sponsorship candidates. The role qualifies as a specialty occupation requiring a bachelor's degree in finance, economics, or a related field, and financial services firms routinely sponsor both H-1B and O-1 visas for qualified analysts. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsLocation:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 12/09/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
LI-Hybrid
Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 12/09/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Get Access To All JobsTips for Finding Visa Sponsorship as a Credit Risk Analyst
Target banks and large financial institutions first
Large banks, credit card companies, and consumer finance firms file H-1B petitions at high volumes. They have established immigration counsel, streamlined sponsorship processes, and are familiar with the LCA and I-129 requirements for analyst roles.
Emphasize your quantitative and modeling skills
USCIS scrutinizes whether the role genuinely requires a specialized degree. Highlighting statistical modeling, credit scoring, and risk-weighted asset work demonstrates the specialized knowledge that supports a strong specialty occupation argument in your petition.
A finance, economics, or statistics degree strengthens your case
Credit risk analyst roles most reliably qualify as specialty occupations when paired with a directly related degree. A general business degree can work but may require additional documentation showing the degree is standard for the position.
CFA or FRM credentials can reinforce your petition
Professional designations like the CFA or FRM signal specialized expertise beyond a bachelor's degree. While not required, they add credibility to the employer's position description and strengthen the argument that the role demands specialized knowledge.
Fintech and lending startups sponsor too, not just banks
Non-bank lenders, fintech platforms, and credit analytics firms actively sponsor H-1B visas for risk analysts. These employers sometimes move faster through the process and may offer more flexibility than large institutional employers during hiring.
Browse Migrate Mate to find verified sponsoring employers
Not every employer lists sponsorship willingness upfront. Migrate Mate filters credit risk analyst roles by visa sponsorship availability, so you can focus your applications on employers who have already committed to sponsoring international candidates.
Frequently Asked Questions
Does a credit risk analyst role qualify for H-1B sponsorship?
Yes. Credit risk analyst is widely recognized as a specialty occupation because it typically requires at least a bachelor's degree in finance, economics, statistics, or a closely related field. USCIS has approved H-1B visa petitions for this title across banking, consumer lending, and fintech. The strength of the petition depends on how well the employer's job description ties the duties to a specific degree requirement.
Which degree fields best support an H-1B petition for this role?
Finance, economics, statistics, mathematics, and accounting are the strongest degree matches. These fields align directly with credit risk duties like probability of default modeling, portfolio analysis, and regulatory capital calculations. A general business administration degree can qualify but may face more scrutiny from USCIS, particularly if the job description doesn't require a specific field of study.
Do financial services employers commonly sponsor visas for risk analysts?
Yes. Banks, credit unions, insurance companies, and non-bank lenders are among the most active H-1B sponsors in the financial sector. Risk and quantitative analyst roles appear consistently in DOL LCA disclosure data. Fintech companies have also increased sponsorship activity significantly. You can browse currently sponsoring employers on Migrate Mate, which lists roles filtered by confirmed sponsorship.
Can I qualify for an O-1A visa as a credit risk analyst?
It's possible but difficult at the analyst level. The O-1A requires demonstrated extraordinary ability, typically evidenced through publications, industry awards, speaking engagements, or a high salary relative to peers. Senior risk professionals with published research, model patents, or recognized contributions to credit methodology have a more credible path. Most analysts at the mid-level pursue H-1B first and consider O-1A after building a stronger record.
What happens to my visa status if I'm laid off as a sponsored credit risk analyst?
If you're on H-1B status, you have a 60-day grace period from your last day of employment to find a new sponsoring employer, change visa status, or depart the U.S. Your new employer must file an H-1B transfer petition before or shortly after you start. Acting quickly is critical since the 60-day window doesn't extend. An immigration attorney can help you assess your options if a layoff occurs.
What is the prevailing wage requirement for sponsored Credit Risk Analyst jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.