Underwriting Analyst Jobs in USA with Visa Sponsorship
Underwriting analysts who need visa sponsorship are in a strong position: the role qualifies as a specialty occupation under H-1B visa and E-3 visa classifications, and financial services firms regularly sponsor candidates with degrees in finance, economics, actuarial science, or a related quantitative field. For detailed occupation requirements, see the O*NET profile.
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Get Access To All JobsJob Req Id:
26955128
Location(s):
New York, New York, United States
Job Type:
Hybrid
Posted:
Apr. 29, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Credit Underwriting Analyst within Citi’s Institutional Credit Management (“ICM”) Credit Underwriting ABS team works with senior Underwriters and the ABS business team in the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Analyst supports senior Underwriters in reviewing terms, structures, collateral, models, and documentation of such transactions secured by various asset types (including auto, credit card, unsecured consumer loans). Responsibilities will include:
Responsibilities:
- Work proactively with the Origination team on pre-screening of new deal opportunities, initial collateral analysis, preliminary financial analysis, and preparation of “greenlight” memoranda.
- Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
- Propose internal risk ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines.
- Prepare drafts of credit approval memos for review by senior Underwriters and submit for approval by Risk constituents via internal processes and system workflows.
- Review servicer reports for collateral eligibility, covenant compliance, data integrity and Borrowing Base coverage. Note deteriorating asset performance. Keep abreast of asset industry and market trends and borrower-specific events.
- Provide the Origination team with requested historical asset performance data and other ad hoc credit related requests.
- Validate Borrowing Base model for each new deal and subsequent changes.
- Act as maker/checker for various internal databases; oversee the accuracy/completeness of pertinent data and ensure changes to the facilities are reflected uniformly across internal systems.
- Play an integral role in the credit approval process for deal post-closing amendment, consent and waiver requests.
- Coordinate with the Audit manager and senior Underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
- Maintain organized credit files for credit, regulatory, and compliance purposes.
- Prepare and present Quarterly Portfolio Reviews to business management and Risk.
Qualifications
- Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
- Proficiency in Excel & Power Point.
- Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Keen sense of ownership; diligence; ability to multi-task; eagerness to learn and advance.
- The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Origination team to mitigate credit and operational risks.
Additional Qualifications:
- 1-3 years relevant Securitization / Consumer ABS experience
- Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
- Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
- Ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
- Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills.
Education:
Bachelor’s/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$86,330.00 - $120,470.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Job Req Id:
26955128
Location(s):
New York, New York, United States
Job Type:
Hybrid
Posted:
Apr. 29, 2026
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
The Credit Underwriting Analyst within Citi’s Institutional Credit Management (“ICM”) Credit Underwriting ABS team works with senior Underwriters and the ABS business team in the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Analyst supports senior Underwriters in reviewing terms, structures, collateral, models, and documentation of such transactions secured by various asset types (including auto, credit card, unsecured consumer loans). Responsibilities will include:
Responsibilities:
- Work proactively with the Origination team on pre-screening of new deal opportunities, initial collateral analysis, preliminary financial analysis, and preparation of “greenlight” memoranda.
- Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
- Propose internal risk ratings, update applicable scorecards, monitor limits, oversee data accuracy to ensure compliance with business and institutional guidelines.
- Prepare drafts of credit approval memos for review by senior Underwriters and submit for approval by Risk constituents via internal processes and system workflows.
- Review servicer reports for collateral eligibility, covenant compliance, data integrity and Borrowing Base coverage. Note deteriorating asset performance. Keep abreast of asset industry and market trends and borrower-specific events.
- Provide the Origination team with requested historical asset performance data and other ad hoc credit related requests.
- Validate Borrowing Base model for each new deal and subsequent changes.
- Act as maker/checker for various internal databases; oversee the accuracy/completeness of pertinent data and ensure changes to the facilities are reflected uniformly across internal systems.
- Play an integral role in the credit approval process for deal post-closing amendment, consent and waiver requests.
- Coordinate with the Audit manager and senior Underwriters on audit related matters (e.g., scope revisions, timely review); support senior Underwriters to follow up, negotiate and implement remedial actions with servicers for any major exceptions noted in the audits.
- Maintain organized credit files for credit, regulatory, and compliance purposes.
- Prepare and present Quarterly Portfolio Reviews to business management and Risk.
Qualifications
- Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
- Proficiency in Excel & Power Point.
- Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Keen sense of ownership; diligence; ability to multi-task; eagerness to learn and advance.
- The ability to work independently within a team environment to meet deadlines and the initiative to inquire/escalate with other members of the Underwriting or Origination team to mitigate credit and operational risks.
Additional Qualifications:
- 1-3 years relevant Securitization / Consumer ABS experience
- Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
- Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.
- Ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.
- Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills.
Education:
Bachelor’s/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$86,330.00 - $120,470.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
See all 41+ Underwriting Analyst jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Underwriting Analyst roles.
Get Access To All JobsTips for Finding Visa Sponsorship as an Underwriting Analyst
Target firms with established sponsorship track records
Large insurers, reinsurers, and banks file LCAs for underwriting analysts regularly. Focus your search on companies with documented H-1B or E-3 filings in financial services, not just general openings that mention sponsorship as an afterthought.
Align your degree to the role description
Underwriting analysts typically require a degree in finance, economics, actuarial science, mathematics, or statistics. If your degree is adjacent, be prepared to document how your coursework directly supports the technical requirements of the role.
Quantify your risk assessment and portfolio work
Sponsors want analysts who can demonstrate measurable impact. Document specific underwriting decisions you supported, loss ratio improvements, or portfolio reviews you contributed to. Concrete numbers strengthen both your application and the employer's petition.
Understand the LCA requirement before your offer stage
Your employer must file a Labor Condition Application with the Department of Labor before sponsoring your visa. Knowing this process helps you set realistic timelines with hiring managers and avoids surprises during the offer and onboarding stages.
Prepare for specialty occupation scrutiny in your offer letter
USCIS reviews whether the role genuinely requires a degree in a specific field. Ensure your offer letter details the specialized duties, the required field of study, and why a general bachelor's degree would not satisfy the position's technical demands.
Underwriting Analyst jobs are hiring across the US. Find yours.
Find Underwriting Analyst JobsFrequently Asked Questions
Does an underwriting analyst role qualify for H-1B sponsorship?
Yes, underwriting analyst positions typically qualify as specialty occupations under H-1B because the role requires theoretical and practical application of finance, economics, or actuarial science. USCIS looks for offer letters specifying that a degree in a directly related field is required, not merely preferred. Generic language like 'bachelor's degree in any field' can create problems, so the job description matters significantly.
Which visa types do employers use to sponsor underwriting analysts?
H-1B is the most common path, subject to the annual cap and lottery. Australian citizens can use the E-3 visa, which bypasses the lottery entirely and is processed directly at a U.S. consulate. L-1 applies if you're transferring from an overseas office of the same employer. Each path has different timelines, costs, and eligibility requirements, so your situation determines which applies.
What degree do I need for an employer to sponsor my underwriting analyst visa?
Most sponsoring employers require a bachelor's degree in finance, economics, actuarial science, mathematics, statistics, or a closely related quantitative field. Degrees in business administration may be accepted if your coursework is heavily quantitative. A mismatched degree, such as one in communications or history, will make it very difficult for an employer to support a specialty occupation petition without substantial documentation of equivalent experience.
How do I find underwriting analyst jobs that offer visa sponsorship?
Migrate Mate is built specifically for international candidates and filters for roles open to visa sponsorship, including underwriting analyst positions at insurers, reinsurers, and financial institutions. Searching on general platforms often means you can't tell which employers are genuinely willing to sponsor until late in the process, which wastes time when you're working against an OPT or grace period deadline.
Are underwriting analyst roles commonly approved by USCIS for H-1B?
Underwriting analyst petitions have a reasonable approval track record when the job description is well-drafted and the degree field is clearly aligned. Approvals become harder when the role is described broadly or the stated duties overlap with general business analysis. Firms in insurance and reinsurance with experienced immigration counsel typically file stronger petitions. Roles at large, established financial services employers tend to face less scrutiny than those at smaller or newer companies.
What is the prevailing wage requirement for sponsored Underwriting Analyst jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.
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