Commercial Banking Analyst Internships
Commercial banking analyst internships give university students, recent graduates, and early-career switchers hands-on project experience analyzing credit risk and financial statements, mentorship from working commercial banking analysts, and, at many employers, a path toward a full-time offer. Openings are concentrated across {{top_industries_phrase}}, with SouthState Bank, PlainsCapital Bank, and Rockland Trust Company among the employers posting roles now.
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Our Commercial Banking Internship is designed to launch your banking career by giving you an immersive, hands-on look at how UMB powers businesses of every size, and you may be considered for the 2028 UMB Banker Development Program. You’ll step into the world of commercial banking and lending, where we help companies thrive through solutions like treasury management, commercial lending, payments and healthcare financial services.
Markets for UMB's 2028 Banker Development Program will be determined at a later date. However, the Commercial Banking Line of Business has several markets, and candidates willing to relocate to multiple markets are preferred. Markets could include:
Salt Lake City
Fresno
Albuquerque
Fort Worth
Denver
CO Springs
Des Moines
Kansas City
Lubbock/Midland/Odessa
Milwaukee/Madison
Minneapolis
Oklahoma City
Tulsa
Phoenix
St. Louis
Rockford
Springfield
Wichita
The Commercial Banking Internship will be part of UMB's Summer Internship Program starting on June 2nd, 2027 to August 6th, 2027. Interns may be provided housing in the Kansas City, MO area during this time frame, when applicable.
Over the course of the summer, you’ll learn key areas of the business, build relationships with experienced bankers and develop the research, analytical and client-facing skills that set top performers apart. You won’t just observe — you’ll contribute, present, ask questions and leave with a clear understanding of what a future in commercial banking can look like.
How you’ll make an impact:
- Engage directly with commercial bankers through 1:1 informational interviews to understand their career paths, client strategies and the realities of the banking industry.
- Analyze real business drivers. Learn how bankers manage portfolios, assess industries and make risk-smart decisions.
- Lead and present market research projects that inform how we approach opportunities across our Commercial Banking teams.
- Collaborate with our Credit Analysis team to understand how loans are evaluated, structured and approved.
- Sit in on cross-functional meetings to see how marketing, finance, operations and sales come together to support clients.
- Contribute to team assignments that mirror real banking workflows.
- Own ad hoc responsibilities that stretch your critical thinking, creativity and problem-solving skills.
You’re a great fit if you...
- Consider yourself a curious, driven and collaborative problem solver.
- Communicate clearly and confidently.
- Take initiative, ask smart questions and thrive in team environments.
- Bring proficiency in Excel, Outlook and Word.
- Are entering your Senior year with a major in business, finance, accounting, economics or a related field.
- Maintain a strong academic record.
Compensation Range:
$33,786 - $49,698
The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
#LI-BW1
Our Commercial Banking Internship is designed to launch your banking career by giving you an immersive, hands-on look at how UMB powers businesses of every size, and you may be considered for the 2028 UMB Banker Development Program. You’ll step into the world of commercial banking and lending, where we help companies thrive through solutions like treasury management, commercial lending, payments and healthcare financial services.
Markets for UMB's 2028 Banker Development Program will be determined at a later date. However, the Commercial Banking Line of Business has several markets, and candidates willing to relocate to multiple markets are preferred. Markets could include:
Salt Lake City
Fresno
Albuquerque
Fort Worth
Denver
CO Springs
Des Moines
Kansas City
Lubbock/Midland/Odessa
Milwaukee/Madison
Minneapolis
Oklahoma City
Tulsa
Phoenix
St. Louis
Rockford
Springfield
Wichita
The Commercial Banking Internship will be part of UMB's Summer Internship Program starting on June 2nd, 2027 to August 6th, 2027. Interns may be provided housing in the Kansas City, MO area during this time frame, when applicable.
Over the course of the summer, you’ll learn key areas of the business, build relationships with experienced bankers and develop the research, analytical and client-facing skills that set top performers apart. You won’t just observe — you’ll contribute, present, ask questions and leave with a clear understanding of what a future in commercial banking can look like.
How you’ll make an impact:
- Engage directly with commercial bankers through 1:1 informational interviews to understand their career paths, client strategies and the realities of the banking industry.
- Analyze real business drivers. Learn how bankers manage portfolios, assess industries and make risk-smart decisions.
- Lead and present market research projects that inform how we approach opportunities across our Commercial Banking teams.
- Collaborate with our Credit Analysis team to understand how loans are evaluated, structured and approved.
- Sit in on cross-functional meetings to see how marketing, finance, operations and sales come together to support clients.
- Contribute to team assignments that mirror real banking workflows.
- Own ad hoc responsibilities that stretch your critical thinking, creativity and problem-solving skills.
You’re a great fit if you...
- Consider yourself a curious, driven and collaborative problem solver.
- Communicate clearly and confidently.
- Take initiative, ask smart questions and thrive in team environments.
- Bring proficiency in Excel, Outlook and Word.
- Are entering your Senior year with a major in business, finance, accounting, economics or a related field.
- Maintain a strong academic record.
Compensation Range:
$33,786 - $49,698
The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
#LI-BW1
Commercial Banking Analyst Internship Market
Who's Hiring
Tips for Your Commercial Banking Analyst Internship Search
Apply for summer roles in the fall
Large banks and financial institutions close their summer commercial banking analyst intern cohorts months before the program starts, often by November or December. Smaller regional banks and co-op programs post closer to their start dates. Check listings throughout the year so you catch openings from both types of employers.
Build a project portfolio before you apply
Intern recruiting teams expect limited work history, so give them something concrete to assess. Document two or three projects, a financial model, a credit analysis write-up, or a case study, noting the tools you used and linking to the work where possible. That portfolio is your strongest proof of capability at the intern stage.
Work your campus network alongside direct applications
Campus career fairs surface structured programs tied to your university, and professors or career center staff often know which employers recruit from your school before roles post publicly. Apply directly to companies running smaller cohorts at the same time, since combining both channels widens the pool of roles you can realistically reach.
Practice your technical screen out loud before interviews
Commercial banking analyst intern screens typically involve a financial modeling exercise, a credit analysis prompt, or a case discussion testing your reasoning on loan structures and risk. Practice working through these problems out loud, explaining your logic as you go, since interviewers weigh how you think through the problem as much as the final answer.
Target structured summer analyst programs early
Major banks run formal summer analyst programs built to train people new to commercial banking, with cohort-based learning and dedicated mentorship. These programs recruit in the fall and fill their seats before general postings go live. Identify the ones that match your background and submit your application in the first wave.
Set your work-type filter before you start searching
On-site roles are 50% of the commercial banking analyst internships listed here. Decide what you can commit to before you start reviewing openings, then filter by location and work type so you spend your time on roles you can actually accept.
Commercial Banking Analyst Internships: Frequently Asked Questions
How do I get a commercial banking analyst internship?
Lead with coursework and projects rather than work history, since recruiting teams expect limited experience at the intern level. Build a concrete artifact recruiters can assess, such as a documented credit analysis, a financial model, or a case study with your methodology and conclusions. Combine direct applications with campus career fairs, where recruiters often move faster for students they meet in person.
Can a commercial banking analyst internship turn into a full-time job?
Many employers extend return offers to strong interns, but conversion is never guaranteed. What actually drives it is performance on real client work, available headcount on the team, and how early you understand the return-offer timeline. Focus on delivering quality analysis and building relationships throughout the internship rather than counting on a specific outcome.
When should I apply for commercial banking analyst internships?
Earlier than most candidates expect. Large banks and financial institutions recruit summer interns the preceding fall, often closing applications before the calendar year turns. Smaller companies, regional banks, and co-op programs post closer to their start dates, so openings appear year-round. Checking listings regularly gives you the best chance of catching both waves.
Are commercial banking analyst internships paid?
Most professional commercial banking analyst internships in the United States are paid. Compensation varies by company size, industry segment, and location, and listings show it where the employer chooses to disclose it. Reviewing individual postings is the clearest way to understand what a specific role offers.
What should a commercial banking analyst internship resume include?
Lead with two or three complete, documented projects, naming the tools you used and where recruiters can see the work, such as a linked financial model, a published credit memo, or a case study write-up. Add relevant coursework in finance, accounting, or economics. Keep the resume to one page, since intern reviewers prioritize clarity over comprehensiveness.
Are there remote commercial banking analyst internships?
Yes. Remote and hybrid roles make up 50% of the commercial banking analyst internship listings here, with the rest on-site. Remote cohorts fill fast, so apply early and filter by work type to see those openings before they close.
What is a commercial banking summer analyst program?
Summer analyst programs are structured ten-to-twelve week cohorts at larger banks designed specifically for students new to commercial banking. They include formal training, rotating project assignments, and direct exposure to credit underwriting and client work. These programs recruit heavily in the fall for the following summer and are competitive, so applying in the first wave matters.
Can international students get commercial banking analyst internships?
Yes. F-1 students can intern through CPT while enrolled or through OPT work authorization after finishing a degree, and the employer does not have to file anything for either, so many companies are open to international interns. Confirm your eligibility and timing with your university's international student office before accepting an offer.
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