Commercial Claims Adjuster Jobs
Commercial claims adjuster jobs are open across insurance carriers, third-party administrators, and self-insured corporations, at every level from entry-level to senior and team lead, with specializations in property, liability, and auto claims. Find a role that fits below and apply directly.
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Showing 5 of 215+ Commercial Claims Adjuster jobs
Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress.
As a claims adjuster specialist, you'll play a critical role managing attorney represented bodily injury (BI) claims. An ideal candidate will have experience managing an inventory independently, experience assessing and evaluating liability, coverage, and damages, as well as working independently and directly with attorneys to negotiate and settle claims. By joining our organization, you'll have the support of a collaborative team that will help you grow your claims career. Read on to learn more about some of the day-to-day responsibilities.
This is a hybrid role. You'll be expected to report to an office about four days per month for important meetings, training, and collaboration and will have the benefit of continued coaching from a supportive team. If you prefer an in-office environment, you're welcome to work in the office more than four days per month.
Duties & responsibilities
- Determines coverage and liability
- Negotiate with claimants or their attorneys
- Settle claims and set reserves
- Estimates cost of treatment or compensation for those injured in accidents
- Analyze and interpret medical reports, follow-up with no-fault parties, and manage claims process to ensure efficient resolution
- Interview, collect and document information from various people such as claimants, agents/brokers, attorneys, and police
Must-have qualifications
- Four years of relevant work experience with one year in claims handling
- {OR} Associate's degree and three years relevant work experience with one year in claims handling
- {OR} Bachelor's degree and one year in claims handling
- This position requires a valid driver's license and auto insurance.
Preferred skills
- Auto and/or commercial insurance experience
- Experience handling Injury claims
Compensation
- Salary is commensurate with experience and based on geographical location. Salary range for Indiana and downstate Illinois offices: $63,100 - $81,600/year. Salary range for Chicago-area offices: $69,400 - $89,800/year.
- Gainshare annual cash incentive payment up to 16% of your eligible earnings based on company performance
Benefits
- 401(k) with dollar-for-dollar company match up to 6%
- Medical, dental & vision, including free preventative care
- Wellness & mental health programs
- Health care flexible spending accounts, health savings accounts, & life insurance
- Paid time off, including volunteer time off
- Paid & unpaid sick leave where applicable, as well as short & long-term disability
- Parental & family leave; military leave & pay
- Diverse, inclusive & welcoming culture with Employee Resource Groups
- Career development & tuition assistance
Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.
Equal Opportunity Employer
Applicants must be authorized to work for any employer in the U.S. without the need or potential need, of current or future sponsorship for employment. Progressive does not hire candidates with (e.g., F-1 CPT, OPT, or STEM OPT, H-1B, O-1, E-3, TN) statuses for this role.
We'll consider qualified applicants with arrest and conviction records. Note that federal law may prohibit individuals with certain felony convictions from working in the insurance industry unless they have obtained the required regulatory authorization.
For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://careers.progressive.com/pages/how-we-hire-faq-job-scams/
Disclaimer
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress.
As a claims adjuster specialist, you'll play a critical role managing attorney represented bodily injury (BI) claims. An ideal candidate will have experience managing an inventory independently, experience assessing and evaluating liability, coverage, and damages, as well as working independently and directly with attorneys to negotiate and settle claims. By joining our organization, you'll have the support of a collaborative team that will help you grow your claims career. Read on to learn more about some of the day-to-day responsibilities.
This is a hybrid role. You'll be expected to report to an office about four days per month for important meetings, training, and collaboration and will have the benefit of continued coaching from a supportive team. If you prefer an in-office environment, you're welcome to work in the office more than four days per month.
Duties & responsibilities
- Determines coverage and liability
- Negotiate with claimants or their attorneys
- Settle claims and set reserves
- Estimates cost of treatment or compensation for those injured in accidents
- Analyze and interpret medical reports, follow-up with no-fault parties, and manage claims process to ensure efficient resolution
- Interview, collect and document information from various people such as claimants, agents/brokers, attorneys, and police
Must-have qualifications
- Four years of relevant work experience with one year in claims handling
- {OR} Associate's degree and three years relevant work experience with one year in claims handling
- {OR} Bachelor's degree and one year in claims handling
- This position requires a valid driver's license and auto insurance.
Preferred skills
- Auto and/or commercial insurance experience
- Experience handling Injury claims
Compensation
- Salary is commensurate with experience and based on geographical location. Salary range for Indiana and downstate Illinois offices: $63,100 - $81,600/year. Salary range for Chicago-area offices: $69,400 - $89,800/year.
- Gainshare annual cash incentive payment up to 16% of your eligible earnings based on company performance
Benefits
- 401(k) with dollar-for-dollar company match up to 6%
- Medical, dental & vision, including free preventative care
- Wellness & mental health programs
- Health care flexible spending accounts, health savings accounts, & life insurance
- Paid time off, including volunteer time off
- Paid & unpaid sick leave where applicable, as well as short & long-term disability
- Parental & family leave; military leave & pay
- Diverse, inclusive & welcoming culture with Employee Resource Groups
- Career development & tuition assistance
Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.
Equal Opportunity Employer
Applicants must be authorized to work for any employer in the U.S. without the need or potential need, of current or future sponsorship for employment. Progressive does not hire candidates with (e.g., F-1 CPT, OPT, or STEM OPT, H-1B, O-1, E-3, TN) statuses for this role.
We'll consider qualified applicants with arrest and conviction records. Note that federal law may prohibit individuals with certain felony convictions from working in the insurance industry unless they have obtained the required regulatory authorization.
For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://careers.progressive.com/pages/how-we-hire-faq-job-scams/
Disclaimer
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
See All 215+ Commercial Claims Adjuster Jobs
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Find JobsCommercial Claims Adjuster Job Market
Who's Hiring
- Gallagher28
- Liberty Mutual Insurance27
- Farmers Insurance23
- USAA22
- Progressive20
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in commercial claims adjuster jobs.
- Active adjuster license in one or more states required or expected at hire
- Experience handling commercial property, general liability, or auto claims
- Proficiency with claims management systems such as Guidewire or Xactimate
- Strong written communication for coverage letters, denials, and file documentation
- Bachelor's degree in business, finance, or a related field preferred by most employers
- Associate in Claims or comparable insurance designation is a common differentiator
Tips for Your Commercial Claims Adjuster Job Search
Tailor your resume to claim types
Hiring managers scan for the specific lines you've handled, whether property, general liability, or commercial auto. List each claim type explicitly in your work history rather than using broad phrases like 'handled commercial claims' to pass applicant tracking systems.
Highlight your adjuster license early
Many postings require a state adjuster license before day one. Place your active license states in a dedicated credentials section near the top of your resume so recruiters don't have to hunt for them when screening dozens of applications.
Filter openings by coverage authority level
Job postings vary widely by settlement authority, from a few thousand dollars to six figures. Matching your current authority range to what the role requires saves you from interviews where the scope is well above or below what you can realistically accept.
Apply early to roles that fit
Migrate Mate lists commercial claims adjuster openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare scenario answers around coverage disputes
Interviewers for commercial roles frequently ask how you've handled a policyholder who disputes a coverage determination. Prepare two or three concrete examples where you walked a claimant through a denial or partial payment decision and reached a resolution.
Negotiate your caseload expectation upfront
File volume differs dramatically between carriers and third-party administrators. During the offer stage, ask directly about average caseload and peak-season volume so you can compare offers on working conditions, not just compensation, before accepting.
Commercial Claims Adjuster Jobs: Frequently Asked Questions
Which companies are hiring the most commercial claims adjusters?
The companies hiring the most commercial claims adjusters right now include Gallagher, Liberty Mutual Insurance, and Farmers Insurance, with the largest share of openings in Texas, California, and Georgia, based on current listings on Migrate Mate as of November 2026. Demand is typically highest at large national carriers, regional insurers, and third-party administrators managing self-insured corporate accounts.
How many commercial claims adjuster jobs are remote?
About 92% of commercial claims adjuster openings are fully remote or hybrid as of November 2026, reflecting broader industry shifts toward desk-adjuster and virtual inspection workflows. Remote opportunities are most concentrated in commercial property desk roles and liability claims where field inspections are limited, while catastrophe and large-loss positions still require significant travel.
How do you become a commercial claims adjuster?
Start by earning a state adjuster license, which requires passing a written exam and, in some states, completing pre-licensing coursework. Build foundational knowledge through entry-level roles handling personal lines before moving into commercial accounts. Earning an industry designation such as the Associate in Claims strengthens your candidacy for mid-level commercial roles and demonstrates technical depth to hiring managers.
Can you get hired as a commercial claims adjuster with little experience?
Yes, some carriers and third-party administrators hire candidates with minimal direct claims experience and train them on specific commercial lines internally. Your strongest entry points are roles handling smaller commercial accounts or working as a claims assistant under a senior adjuster. Relevant backgrounds in construction, risk management, or paralegal work can substitute for direct claims experience in many entry-level postings.
What does the commercial claims adjuster interview process look like?
Most commercial claims adjuster interviews run two to three rounds, starting with a phone screen focused on your license status and claim-type experience. A hiring manager interview follows, centering on scenario-based questions about coverage interpretation, reserve setting, and handling disputed claims. Some employers add a written exercise or case study where you evaluate a fictional loss scenario and explain your coverage and payment recommendation.
Where can I find and apply to commercial claims adjuster jobs?
You can find and apply to commercial claims adjuster jobs on Migrate Mate, which lists current openings from employers across the United States. Find roles that match your license state, claim-type experience, and seniority level, then apply directly to each listing from the page.
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