Commercial Credit Analyst Internships
Commercial credit analyst internships give university students, recent graduates, and early-career switchers hands-on project experience analyzing real loan portfolios, mentorship from working credit analysts, and, at many employers, a path toward a full-time offer. Openings are concentrated in {{top_industries_phrase}}, with Independent Bank, KeyBank, and Ally Financial among the employers posting roles now.
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Showing 5 of 9+ Commercial Credit Analyst Internships
Additional Considerations (if any):
At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.
Job Description
Job Title : Commercial Credit Intern
Department: Banking
FLSA: Non-Exempt
General Function: Build a foundation for a career in commercial banking at Midwest Heritage, A Hy-Vee Company, in West Des Moines. As a Commercial Credit Intern, you will work alongside credit analysts to see how financial information informs lending decisions and helps businesses pursue their goals. Contribute to financial analysis, credit presentations, research, and lending process improvements while developing the analytical judgment and communication skills used in credit and commercial lending careers.
Core Competencies
- Analytical Thinking Skills
- Problem Solving Skills
- Attention to Detail
- Communication
- Research
Reporting Relations:
Accountable and Reports to: AVP, Senior Credit Officer
Positions that Report to you: None
Primary Duties and Responsibilities :
- Help prepare credit presentations by organizing borrower information and communicating key financial findings under the guidance of the credit team.
- Research and develop reports that support lending decisions, and contribute to projects that improve pre- and post-closing processes.
- Assist Credit Analysts with financial analysis, identify trends and questions for further review, and share findings with the team.
Secondary Duties and Responsibilities :
- Other duties as assigned.
Knowledge, Skills, Abilities, and Worker Characteristics :
- Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
- Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
- Comfort using Microsoft Office applications, including Outlook, PowerPoint, Excel, and Word, and learning new digital tools.
- Ability to communicate clearly, ask questions, and share ideas with coworkers and customers.
- Ability to build positive working relationships and collaborate with people from different teams and backgrounds.
- Strong detail orientation including the ability to review forms for accuracy and completeness.
- Curiosity about business performance and the ability to use financial information to develop clear, well-supported observations.
- Ability to organize project work, evaluate information, and apply feedback to strengthen analytical and problem-solving skills.
- Ability to work 30-40 hours per week, for a minimum of 10 weeks starting in May.
Education and Experience :
- Junior standing minimum, majoring in Finance, Accounting, Business or related field.
- Relevant coursework required.
- Minimum GPA of 3.0
Physical Requirements :
- This position is classified sedentary/light and requires the ability to sit for long periods of time.
- Visual requirements include ability to see detail at near range with or without correction.
- Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.
Working Conditions :
- The duties of this position are normally performed in a general office setting. This is a fast-paced work environment.
- There is frequent pressure to meet deadlines and handle multiple projects in a day.
Equipment Used to Perform Job :
Computer with Microsoft Office and job-related applications, telephone, calculator, copier, scanner, fax, and printer.
Contacts :
This position works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage.
Confidentiality :
This position is responsible for protecting the privacy and confidentiality of customer, employee, banking, insurance, and financial information at all times.
Equal Employment Opportunity :
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, or disability.
Additional Considerations (if any):
At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.
Job Description
Job Title : Commercial Credit Intern
Department: Banking
FLSA: Non-Exempt
General Function: Build a foundation for a career in commercial banking at Midwest Heritage, A Hy-Vee Company, in West Des Moines. As a Commercial Credit Intern, you will work alongside credit analysts to see how financial information informs lending decisions and helps businesses pursue their goals. Contribute to financial analysis, credit presentations, research, and lending process improvements while developing the analytical judgment and communication skills used in credit and commercial lending careers.
Core Competencies
- Analytical Thinking Skills
- Problem Solving Skills
- Attention to Detail
- Communication
- Research
Reporting Relations:
Accountable and Reports to: AVP, Senior Credit Officer
Positions that Report to you: None
Primary Duties and Responsibilities :
- Help prepare credit presentations by organizing borrower information and communicating key financial findings under the guidance of the credit team.
- Research and develop reports that support lending decisions, and contribute to projects that improve pre- and post-closing processes.
- Assist Credit Analysts with financial analysis, identify trends and questions for further review, and share findings with the team.
Secondary Duties and Responsibilities :
- Other duties as assigned.
Knowledge, Skills, Abilities, and Worker Characteristics :
- Commitment to the Midwest Heritage mission and willingness to promote the values of the organization.
- Strong organizational and time management skills with the ability to prioritize multiple tasks and meet deadlines.
- Comfort using Microsoft Office applications, including Outlook, PowerPoint, Excel, and Word, and learning new digital tools.
- Ability to communicate clearly, ask questions, and share ideas with coworkers and customers.
- Ability to build positive working relationships and collaborate with people from different teams and backgrounds.
- Strong detail orientation including the ability to review forms for accuracy and completeness.
- Curiosity about business performance and the ability to use financial information to develop clear, well-supported observations.
- Ability to organize project work, evaluate information, and apply feedback to strengthen analytical and problem-solving skills.
- Ability to work 30-40 hours per week, for a minimum of 10 weeks starting in May.
Education and Experience :
- Junior standing minimum, majoring in Finance, Accounting, Business or related field.
- Relevant coursework required.
- Minimum GPA of 3.0
Physical Requirements :
- This position is classified sedentary/light and requires the ability to sit for long periods of time.
- Visual requirements include ability to see detail at near range with or without correction.
- Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.
Working Conditions :
- The duties of this position are normally performed in a general office setting. This is a fast-paced work environment.
- There is frequent pressure to meet deadlines and handle multiple projects in a day.
Equipment Used to Perform Job :
Computer with Microsoft Office and job-related applications, telephone, calculator, copier, scanner, fax, and printer.
Contacts :
This position works with Midwest Heritage employees, bank customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest Heritage.
Confidentiality :
This position is responsible for protecting the privacy and confidentiality of customer, employee, banking, insurance, and financial information at all times.
Equal Employment Opportunity :
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, or disability.
Commercial Credit Analyst Internship Market
Who's Hiring
Tips for Your Commercial Credit Analyst Internship Search
Apply months before your target start date
Large banks and financial institutions close summer intern applications as early as October or November the year before. Smaller community banks and co-op programs post closer to start dates. Check open roles now and set a reminder to revisit in early fall if you're targeting the following summer cohort.
Build a credit project before you apply
Hiring teams for commercial credit analyst internships want evidence you can analyze a borrower, not just a list of classes. A completed credit write-up, a financial model with assumptions documented, or a short company analysis shared as a PDF gives recruiters something to assess when your work history is limited.
Work your campus network alongside direct applications
Campus career fairs surface structured bank and finance internship programs tied directly to your university, and professors with industry connections often know which employers recruit from your school before roles post publicly. Applying directly to firms running smaller cohorts at the same time widens the pool you reach beyond what campus events alone cover.
Practice walking through a credit case out loud
Commercial credit analyst intern interviews often include a short case or financial analysis exercise where you explain your reasoning as you work. Interviewers weight how you think about credit risk and borrower assessment as much as the final answer, so practice talking through your logic on a sample company, not just producing a silent spreadsheet.
Target structured credit analyst programs at larger institutions
Many large regional and national banks run formal summer analyst programs designed to train people new to commercial credit, and these cohorts recruit months ahead of their start dates. Identify the programs that fit your target geography and firm size, then apply in the first posting wave before headcount fills.
Set your work-type filter before you start
On-site roles are 0% of the commercial credit analyst internships listed here. Decide what you can commit to before you begin searching, then filter by location and work type on Migrate Mate so you're only reviewing roles you can actually take.
Commercial Credit Analyst Internships: Frequently Asked Questions
How do I get a commercial credit analyst internship?
Lead with coursework and projects rather than work history, since hiring teams expect limited experience at the intern level. A completed credit analysis case study or financial model, ideally shared as a PDF or linked document, gives recruiters something concrete to assess. Pair direct applications to open roles with campus career fairs, where bank and finance recruiters often move faster for students they meet in person.
Can a commercial credit analyst internship turn into a full-time job?
Many employers extend return offers to strong interns, but conversion is never guaranteed. What actually drives it for commercial credit analysts is performance on real work, whether the team has open headcount at the end of summer, and how early you signal interest in returning. Position yourself by delivering on every project assignment, but don't count on conversion when you're evaluating competing offers.
When should I apply for commercial credit analyst internships?
Earlier than most students expect. Large financial institutions and regional banks recruit summer interns the preceding fall, often closing applications before winter break. Smaller community banks, credit unions, and corporate treasury teams post closer to start dates, and co-op programs run on their own academic calendars. Because openings appear year-round, checking regularly is more reliable than waiting for a single recruiting season.
Are commercial credit analyst internships paid?
Most professional commercial credit analyst internships in the United States are paid. Compensation varies by company size, industry, and location, and listings show it where the employer chooses to disclose it. Larger banks and financial institutions typically offer structured intern compensation, while smaller firms and nonprofit organizations may vary more widely.
What should a commercial credit analyst internship resume include?
Lead with two or three completed projects rather than work history. For commercial credit analyst candidates, that means documented financial models, credit write-ups, or company valuation analyses that name the tools used, such as Excel or Bloomberg, and link or reference where the work can be reviewed. Add relevant coursework in finance, accounting, or economics and keep the whole document to one page.
Are there remote commercial credit analyst internships?
Yes. Remote and hybrid roles make up 100% of the commercial credit analyst internship listings here, with the rest on-site. Remote cohorts fill fast because they draw applicants from outside a single metro area, so apply early and filter by work type to see them before they close.
Can international students get commercial credit analyst internships?
Yes. F-1 students can intern through CPT while enrolled or through OPT work authorization after finishing a degree, and the employer does not have to file anything for either, so many companies are open to international interns. Confirm your eligibility and timing with your university's international student office before accepting an offer.
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