Senior Level Commercial Officer Jobs
Senior level commercial officer jobs place experienced professionals in charge of commercial strategy, revenue accountability, and the teams and initiatives that drive business outcomes. Roles are concentrated in Banking & Financial Services, Insurance, and Consulting & Professional Services, with a mix of on-site, hybrid, and remote settings, and employers like Aon, City National Bank of Florida, and Centennial Bank hiring at this level now.
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Showing 5 of 9+ Senior Level Commercial Officer jobs
About us
Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!
Overview
The Commercial Real Estate Portfolio Management Officer is responsible for managing an assigned portfolio of commercial real estate loans. This includes underwriting and processing new credit requests, including complex credits and construction projects, as well as underwriting specialty property assets. The role also involves handling renewals and modifications of existing credits, conducting annual loan reviews, monitoring loan covenants, and assessing risk changes based on market and industry conditions. Additionally, this position will report directly to the Real Estate Risk Manager (or their designee) and will be responsible for executing special projects as needed.
- Ensures compliance with underwriting guidelines, credit policy, as well as regulatory requirements and responsibility for understanding all material respective changes and their potential impact on the loan portfolio.
- Conducts or coordinates structuring and underwriting of new credit requests and preparation of credit approval packages, responsible for aggregating credit relationship details and quality control of any supporting analysis prepared by colleagues in conjunction with the underwriting process.
- Responsible for keeping the Real Estate Risk Manager and/or the Director of Real Estate Risk advised on adverse changes in the risk profile of loans within their assigned portfolio due to changes in financial performance as well as market and industry conditions.
- Participates with Relationship Managers by monitoring, maintaining, and potentially growing loan portfolios. Helps with the identification of any changes in risk associated with existing loans and takes necessary course of action.
- Supports Relationship Managers in the maintenance of existing loan client relationships by processing renewal/modification transactions related to upcoming maturing credits, including participating in any applicable restructuring of existing terms and conditions.
- Collaborates with the Relationship Manager in the gathering of clients’ financial information for timely preparation of all underwriting and portfolio servicing assignments, including but not limited to annual loan review and covenant testing.
- Support the Relationship Manager when necessary to document risk rating changes, Watch List Action Plans, and/or the transfer of underperforming credits to the Asset Recovery Department.
- Supports Relationship Managers in their sales efforts, accompanying Relationship Managers on joint client and prospect calls, and supports other sales/client-oriented projects as needed, including but not limited to providing market research.
- Develops a working knowledge of all existing client relationships and prospect opportunities.
- Participates with Bank examiners, auditors, and loan review staff in their review of the Real Estate loan portfolio, including coordination of any loan-related requested materials and completion of responses as required.
- Participates in industry-sponsored associations, seminars, and activities to further the Bank’s understanding and presence in the market.
- Conducts ad hoc projects and assignments as directed by the Real Estate Risk Manager or Director of Real Estate Risk, or their designee.
Qualifications
- 10 years of commercial real estate underwriting and or portfolio management, preferably with OCC regulated institutions.
- Construction underwriting experience a plus.
- C&I experience (with owner-occupied Real Estate) a plus.
- Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required.
- Strong verbal, written, and interpersonal skills.
- Effective report writing and other written communication skills.
- Detailed-oriented and organized.
- Ability to solve problems, make decisions, juggle underwriting of multiple deals, prioritize tasks, and meet required deadlines.
- Ability to highlight loan risks or any problems or questions during the deal underwriting phase and prior to finalizing the analysis.
- Ability to make decisions quickly and confidently based upon the analysis.
- Ability to work independently with minimal supervision.
- Clear verbal communication with internal clients as well as external clients and third-party participants (as needed).
- Ability to establish and maintain effective work relationships both internally and externally.
Education
Bachelor's Degree in Accounting, Finance or Economics.
Benefits & Perks
We offer a competitive benefits package designed to support your success:
- Health Coverage: Medical, dental, and vision plans with employer contributions.
- Retirement Savings: 401(k) with matching.
- Paid Time Off & Holidays: Generous PTO and paid holidays.
- Wellness Support: Access to mental health and financial wellness resources. Visit our benefits page to learn more Benefits! Join City National Bank of Florida. The possibilities are endless.
Special Information To Candidates
Equal Opportunity
City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.
Interview Guidelines
To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. Applicants who require a reasonable accommodation to participate in the interview process should contact talent.attraction@citynational.com in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.
About us
Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!
Overview
The Commercial Real Estate Portfolio Management Officer is responsible for managing an assigned portfolio of commercial real estate loans. This includes underwriting and processing new credit requests, including complex credits and construction projects, as well as underwriting specialty property assets. The role also involves handling renewals and modifications of existing credits, conducting annual loan reviews, monitoring loan covenants, and assessing risk changes based on market and industry conditions. Additionally, this position will report directly to the Real Estate Risk Manager (or their designee) and will be responsible for executing special projects as needed.
- Ensures compliance with underwriting guidelines, credit policy, as well as regulatory requirements and responsibility for understanding all material respective changes and their potential impact on the loan portfolio.
- Conducts or coordinates structuring and underwriting of new credit requests and preparation of credit approval packages, responsible for aggregating credit relationship details and quality control of any supporting analysis prepared by colleagues in conjunction with the underwriting process.
- Responsible for keeping the Real Estate Risk Manager and/or the Director of Real Estate Risk advised on adverse changes in the risk profile of loans within their assigned portfolio due to changes in financial performance as well as market and industry conditions.
- Participates with Relationship Managers by monitoring, maintaining, and potentially growing loan portfolios. Helps with the identification of any changes in risk associated with existing loans and takes necessary course of action.
- Supports Relationship Managers in the maintenance of existing loan client relationships by processing renewal/modification transactions related to upcoming maturing credits, including participating in any applicable restructuring of existing terms and conditions.
- Collaborates with the Relationship Manager in the gathering of clients’ financial information for timely preparation of all underwriting and portfolio servicing assignments, including but not limited to annual loan review and covenant testing.
- Support the Relationship Manager when necessary to document risk rating changes, Watch List Action Plans, and/or the transfer of underperforming credits to the Asset Recovery Department.
- Supports Relationship Managers in their sales efforts, accompanying Relationship Managers on joint client and prospect calls, and supports other sales/client-oriented projects as needed, including but not limited to providing market research.
- Develops a working knowledge of all existing client relationships and prospect opportunities.
- Participates with Bank examiners, auditors, and loan review staff in their review of the Real Estate loan portfolio, including coordination of any loan-related requested materials and completion of responses as required.
- Participates in industry-sponsored associations, seminars, and activities to further the Bank’s understanding and presence in the market.
- Conducts ad hoc projects and assignments as directed by the Real Estate Risk Manager or Director of Real Estate Risk, or their designee.
Qualifications
- 10 years of commercial real estate underwriting and or portfolio management, preferably with OCC regulated institutions.
- Construction underwriting experience a plus.
- C&I experience (with owner-occupied Real Estate) a plus.
- Computer literate; fluency in Microsoft Office programs, particularly Excel analysis required.
- Strong verbal, written, and interpersonal skills.
- Effective report writing and other written communication skills.
- Detailed-oriented and organized.
- Ability to solve problems, make decisions, juggle underwriting of multiple deals, prioritize tasks, and meet required deadlines.
- Ability to highlight loan risks or any problems or questions during the deal underwriting phase and prior to finalizing the analysis.
- Ability to make decisions quickly and confidently based upon the analysis.
- Ability to work independently with minimal supervision.
- Clear verbal communication with internal clients as well as external clients and third-party participants (as needed).
- Ability to establish and maintain effective work relationships both internally and externally.
Education
Bachelor's Degree in Accounting, Finance or Economics.
Benefits & Perks
We offer a competitive benefits package designed to support your success:
- Health Coverage: Medical, dental, and vision plans with employer contributions.
- Retirement Savings: 401(k) with matching.
- Paid Time Off & Holidays: Generous PTO and paid holidays.
- Wellness Support: Access to mental health and financial wellness resources. Visit our benefits page to learn more Benefits! Join City National Bank of Florida. The possibilities are endless.
Special Information To Candidates
Equal Opportunity
City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.
Interview Guidelines
To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. Applicants who require a reasonable accommodation to participate in the interview process should contact talent.attraction@citynational.com in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Insurance
- Consulting & Professional Services
Senior Level Commercial Officer Jobs: Frequently Asked Questions
How do I get a senior level commercial officer job?
Employers hiring at the senior level look for candidates who have owned commercial outcomes end to end, not just supported them. A strong track of leading negotiations, managing key accounts or partnerships, and influencing cross-functional decisions carries the most weight. Demonstrating that you have set direction for a commercial function, rather than executed within one, is what separates competitive applicants at this stage.
Which companies hire senior level commercial officers?
Companies hiring senior level commercial officers right now include Aon, City National Bank of Florida, and Centennial Bank, based on current listings on Migrate Mate as of November 2026. Hiring at this level tends to come from established organizations with complex commercial operations, including large enterprises, government contractors, and growth-stage companies scaling their revenue functions.
Are there remote senior level commercial officer jobs?
Yes, though on-site and hybrid arrangements are common given the stakeholder-facing nature of these roles. About 44% of senior level commercial officer openings are remote or hybrid as of November 2026, so candidates with flexibility in work location will find the most options while still planning for roles that require regular in-person presence.
What makes a commercial officer role senior level?
Senior level commercial officer roles are defined by scope and ownership. Where mid-level roles focus on executing within defined parameters, senior roles require setting commercial strategy, leading negotiations on high-value deals, and being accountable for revenue or partnership outcomes. They also typically involve mentoring junior staff, managing stakeholder relationships at the executive level, and contributing to long-term business planning.
Which industries hire the most senior level commercial officers?
Senior Level commercial officer roles concentrate in Banking & Financial Services, Insurance, and Consulting & Professional Services, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they involve complex contracting, significant revenue at stake, or regulated commercial environments where experienced leadership is essential to managing risk and capturing growth.