Mid Level Commercial Underwriter Jobs
Mid level commercial underwriter jobs go to professionals ready to own accounts end to end, make binding decisions with limited oversight, and guide junior staff through complex risk assessments. Hiring runs across Banking & Financial Services, Insurance, and Fintech, with employers like Chubb, Stripe, and JPMorganChase competing for commercial underwriters at this level now.
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Showing 5 of 8+ Mid Level Commercial Underwriter jobs
Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why choose CIG’s Commercial & Ag Team?
This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Commercial & Ag team in helping build a safer world where dreams soar!
Benefits
- Accrue twenty-one days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits are covered by CIG for you and your family members
- Medical, Dental, Vision plans, Telehealth
- One hundred percent covered plans
- Basic Life & AD&D
- Employee Assistance
- Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Employee Benefit Advocacy Hot Line
- Family Caregiver Support (Homethrive)
- Child Care Resources (Tootris)
- Business Travel Accident Protection
- Voluntary benefit offerings
- Short-term Disability (CA only)
- Voluntary Life AD&D self, spouse, and child plans
- Flexible Spending (FSA)
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Pet Insurance
- Commuter Benefit
- Critical Illness
- ARAG Legal Services
- Norton LifeLock
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
- Insurance, educational reimbursement, and bonus programs
- Employee Referral Bonus Program
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth + match)
- Health & Financial Wellness
- Wellness platform, tools, and events - Vitality
- Health Savings Account – match
- Financial Wellness Resources
Work Environment & Format
This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).
Job Overview
The Senior Underwriter is responsible for the development and production of new and renewal Commercial accounts. Oversees the maintenance of constructive business relationships with assigned agents and works with them to identify new business opportunities, evaluate risks, recommends corrective actions and educates the producer to identify risks that meet Company guidelines. Reviews individual applications for Commercial lines to evaluate the degree of risk involved and to approve or reject based on Company policies. Develops new business, retains renewal book of business, and manages territory of assigned agents.
Minimum Requirements
Knowledge of:
- Underwriting practice, procedures, rules and regulations
- Rating plans (ISO or similar) and commercial lines coverages
- Knowledge of social, economic and competitive aspects of territory assigned
- National and local business conditions and trends
- Underwriting and marketing philosophy and procedure
- Basic mathematics and the application of formulas
Ability to:
- Correlate risk factors to underwriting standards to determine acceptance of risk
- Analyze problems and develop effective, pragmatic solutions
- Effectively exchange ideas, information and influence others
- Obtain and maintain a valid Driver License and operate a vehicle.
- Perform and produce consistently under pressure of deadlines within production standards
Education and Experience:
College Degree in finance, business administration, insurance or other related business discipline is preferred including and five+ (5) years’ experience as a commercial lines underwriter. Demonstrated ability to apply sound underwriting principles in a highly professional manner with minimal supervision. CPCU certification or completion of technical insurance coursework focusing on underwriting principles is desirable. Proficient with Excel, Outlook, Word, SharePoint, Tableau.
Salary Range: $68,756.00 - $114,593.00
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.
Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why choose CIG’s Commercial & Ag Team?
This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Commercial & Ag team in helping build a safer world where dreams soar!
Benefits
- Accrue twenty-one days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits are covered by CIG for you and your family members
- Medical, Dental, Vision plans, Telehealth
- One hundred percent covered plans
- Basic Life & AD&D
- Employee Assistance
- Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Employee Benefit Advocacy Hot Line
- Family Caregiver Support (Homethrive)
- Child Care Resources (Tootris)
- Business Travel Accident Protection
- Voluntary benefit offerings
- Short-term Disability (CA only)
- Voluntary Life AD&D self, spouse, and child plans
- Flexible Spending (FSA)
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Pet Insurance
- Commuter Benefit
- Critical Illness
- ARAG Legal Services
- Norton LifeLock
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
- Insurance, educational reimbursement, and bonus programs
- Employee Referral Bonus Program
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth + match)
- Health & Financial Wellness
- Wellness platform, tools, and events - Vitality
- Health Savings Account – match
- Financial Wellness Resources
Work Environment & Format
This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).
Job Overview
The Senior Underwriter is responsible for the development and production of new and renewal Commercial accounts. Oversees the maintenance of constructive business relationships with assigned agents and works with them to identify new business opportunities, evaluate risks, recommends corrective actions and educates the producer to identify risks that meet Company guidelines. Reviews individual applications for Commercial lines to evaluate the degree of risk involved and to approve or reject based on Company policies. Develops new business, retains renewal book of business, and manages territory of assigned agents.
Minimum Requirements
Knowledge of:
- Underwriting practice, procedures, rules and regulations
- Rating plans (ISO or similar) and commercial lines coverages
- Knowledge of social, economic and competitive aspects of territory assigned
- National and local business conditions and trends
- Underwriting and marketing philosophy and procedure
- Basic mathematics and the application of formulas
Ability to:
- Correlate risk factors to underwriting standards to determine acceptance of risk
- Analyze problems and develop effective, pragmatic solutions
- Effectively exchange ideas, information and influence others
- Obtain and maintain a valid Driver License and operate a vehicle.
- Perform and produce consistently under pressure of deadlines within production standards
Education and Experience:
College Degree in finance, business administration, insurance or other related business discipline is preferred including and five+ (5) years’ experience as a commercial lines underwriter. Demonstrated ability to apply sound underwriting principles in a highly professional manner with minimal supervision. CPCU certification or completion of technical insurance coursework focusing on underwriting principles is desirable. Proficient with Excel, Outlook, Word, SharePoint, Tableau.
Salary Range: $68,756.00 - $114,593.00
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.
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Mid Level Commercial Underwriter Jobs: Frequently Asked Questions
How do I get a mid level commercial underwriter job?
Position your experience around independent decision-making and account ownership rather than task execution. Highlight the lines of business you have underwritten without close supervision, any authority limits you hold, and results like loss ratios or premium growth you have influenced directly. Tailoring your resume to show breadth of commercial lines handled and depth in one or two specialties makes the strongest case to hiring managers at this level.
Which companies hire mid level commercial underwriters?
Companies hiring mid level commercial underwriters right now include Chubb, Stripe, and JPMorganChase, based on current listings on Migrate Mate as of November 2026. Regional carriers, national insurers, and specialty Managing General Agents tend to hire most actively at this level, as they need underwriters who can carry a book independently without senior oversight on every file.
Are there remote mid level commercial underwriter jobs?
Yes, though availability varies by employer and line of business. About 50% of mid level commercial underwriter openings are remote or hybrid as of November 2026, reflecting the shift toward distributed underwriting teams at carriers and MGAs that have invested in cloud-based rating and submission platforms. Fully remote roles are more common in standard commercial lines than in complex specialty or casualty books.
How do I move up to a mid level commercial underwriter role?
Moving from entry level to mid level requires building a record of handling submissions with decreasing supervision, expanding the complexity and size of risks you underwrite, and demonstrating sound judgment on coverage and pricing decisions. Taking ownership of a small renewal book, developing broker relationships independently, and gaining exposure to more than one commercial line all signal readiness. Employers also look for underwriters who have started coaching newer colleagues on underwriting fundamentals.
Which industries hire the most mid level commercial underwriters?
Mid Level commercial underwriter roles concentrate in Banking & Financial Services, Insurance, and Fintech, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because their risk profiles, premium volume, and regulatory complexity require underwriters who can assess accounts independently and manage broker relationships without constant escalation.