Community Development Officer Jobs
Community Development Officer jobs are open across nonprofits, government agencies, financial institutions, and community foundations, from entry-level program associate to senior director, with specializations in affordable housing, economic empowerment, and grant management. Scan the live roles below and apply to whichever ones fit.
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Join us. We're not just financing buildings - we're building futures.
Are you ready to put your real estate expertise to work for communities that need it most? Join FCLF and help finance projects that create affordable housing, expand access to essential services, and strengthen communities across South Florida. As a Community Development Loan Officer at Florida Community Loan Fund, you’ll help ensure mission-driven capital flows where it’s most needed.
Who We Are
At Florida Community Loan Fund (FCLF), we believe in more than just a job – we believe in purpose. We are a statewide nonprofit Community Development Financial Institution (CDFI) and Community Development Entity (CDE) focused on financing affordable housing and community facilities that deliver essential services in Florida’s most underserved areas. As a nonprofit lending institution established in 1994, FCLF provides capital and expertise to make projects successful and help organizations improve lives and low-income communities throughout Florida.
What We Do
FCLF financing has helped more than 225 organizations bring their projects to life, providing housing and essential community services to over 3 million Floridians. Since its inception, FCLF has completed more than 534 lending transactions with total financing of $913.6 million, supporting projects with a combined value of over $2.56 billion. Today, FCLF has a growing loan portfolio currently exceeding $160 Million and an annual operating budget of $14.7 million. FCLF has closed 45 New Markets Tax Credit (NMTC) projects, deploying $586 million in NMTC tax credit allocation.
What You'll Do
· Develop and maintain a strong pipeline of community development lending opportunities by building relationships with nonprofit organizations, affordable housing developers, community leaders, funders, referral sources, and prospective borrowers throughout the assigned market.
· Identify and evaluate prospective projects in alignment with FCLF’s mission, lending criteria, credit standards, and applicable specialized programs, including identifying potential New Markets Tax Credits (NMTC) projects.
· Underwrite and structure commercial and community development loans, including review of borrower financial information, project budgets sources and uses, pro formas, appraisals, site conditions and other due diligence necessary to assess creditworthiness and transaction feasibility.
· Prepare credit memoranda and supporting documentation and present loan recommendations for review and approval by the appropriate FCLF approval authority.
· Monitor assigned loan portfolio performance, identifying emerging credit risks and coordinating resolution of delinquencies, covenant deficiencies, insurance lapses, or collateral issues; monitor tax obligations, and manage upcoming maturities and other servicing concerns.
· Maintain active borrower relationships, identify emerging needs or challenges, and work with lending leadership and portfolio administration on extensions, modifications, restructurings, technical assistance or other appropriate solutions.
· Partner with technical assistance providers to deliver training services to prepare potential borrowers for the lending process.
· Assist in internal and Lending Committee reporting, including loan pipeline, pending applications, credit recommendations and borrower transaction matters.
· Represent FCLF in community, industry, and stakeholder forums and maintain current knowledge of public and private funding sources and development in community and economic development finance.
What We're Looking For
- Must reside in Miami-Dade or Broward County, Florida by the start of employment and be available to work regularly in person in the Miami market.
- Minimum 5 years of experience in the real estate lending field with a strong preference for commercial real estate lending.
- Bachelor’s degree in finance, business, real estate, community development, or related field preferred; equivalent professional experience may be considered.
- Experience with CDFI lending nonprofit finance or mission-driven community development lending a definite plus.
- Highly motivated self-starter with demonstrated initiative, resourcefulness, and the ability to work independently, create opportunities, and drive results with minimal supervision.
- Strong financial analysis skills.
- Ability to develop and manage relationships with borrowers, developers, nonprofits, funders, community partners, and referral sources.
- Ability to manage multiple projects and deadlines, work independently and collaboratively, and travel domestically as needed.
- Passion for community development and social impact.
Why You'll Love Working Here
Purposeful Work – Every day, you’ll help create opportunities and improve lives.
Growth & Flexibility – We support your personal well-being and professional development.
Hybrid Work Schedule – Enjoy flexibility in your work environment while maintaining an active, in-person presence in the Miami community to build relationships, meet with borrowers and partners, and represent FCLF.
Welcoming Environment – We foster a culture where every voice is valued.
Are you ready to make an impact?
Pay: $88,125.00 - $132,187.00 per year
Benefits:
- 403(b)
- Dental insurance
- Employee assistance program
- Flexible schedule
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Vision insurance
- Wellness program
Work Location: Hybrid remote in Miami, FL 33136
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Who's Hiring



What Employers Look For
The qualifications that appear most often in community development officer jobs.
- Bachelor's degree in social work, public administration, urban planning, or a related field
- Experience managing or administering federal or foundation grants
- Knowledge of community needs assessment methods and program evaluation frameworks
- Ability to build relationships with government agencies, nonprofits, and community stakeholders
- Proficiency with data reporting tools and CRM or case management software
- Certified Economic Developer (CEcD) or Community Development Finance certification preferred for senior roles
Tips for Your Community Development Officer Job Search
Tailor your resume to funding cycles
Community development employers want to see grant management experience tied to real outcomes. List the funding sources you have worked with, the dollar amounts awarded, and the community metrics you helped move, not just your job duties.
Apply early to roles that fit
Migrate Mate lists community development officer openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Highlight cross-sector partnership work
Hiring managers in this field look for candidates who have brokered relationships between municipal agencies, nonprofits, and private funders. Name the specific organizations you partnered with and what those partnerships produced.
Match your language to the mission statement
Read each employer's strategic plan or annual report before applying. Mirror their terminology for community impact, equity, and program delivery in your cover letter so reviewers see an immediate alignment with their goals.
Prepare a portfolio of community needs assessments
Many interview panels ask you to walk through a past needs assessment or program evaluation. Bring a one-page summary of your methodology, your data sources, and the program changes that followed your findings.
Negotiate scope alongside compensation
When you receive an offer, ask which communities or geographic areas you will be responsible for and what your decision-making authority is over program budgets. Scope clarity prevents role drift that derails early career momentum.
Community Development Officer Jobs: Frequently Asked Questions
Which companies are hiring the most community development officers?
The most active employers for community development officers right now are JPMorganChase, S&T Bank, and Northern Bank, and the most openings are in Texas, Florida, and Maryland, based on current listings on Migrate Mate as of November 2026. Community development banks, regional nonprofits, and municipal housing authorities tend to post the highest volume of roles.
How many community development officer jobs are remote?
About 100% of community development officer openings are fully remote or hybrid as of November 2026, though the share varies by function. Grant writing, program evaluation, and policy roles tend to offer the most remote flexibility, while positions focused on direct community outreach, neighborhood organizing, or place-based lending typically require in-person presence.
How do you become a community development officer?
Start with a bachelor's degree in public administration, social work, urban planning, or a related field. Build hands-on experience through nonprofit program coordination, local government internships, or community organizing roles. Develop grant writing skills and a working knowledge of federal community development funding streams. Pursue professional certifications in economic development or community finance to advance into senior positions.
Can you get hired as a community development officer with little experience?
Yes, entry-level community development officer roles do exist, particularly at nonprofits and community development financial institutions. Employers at this level prioritize demonstrated commitment to community work, such as volunteer organizing, AmeriCorps service, or academic research on housing and economic equity, over years of paid experience. A strong cover letter that connects your background to the organization's specific mission matters as much as your resume.
What does the community development officer interview process look like?
Most processes include an initial phone screen with HR, followed by a panel interview with program staff and a senior leader. Candidates are often asked to present a case study, program proposal, or community needs assessment as a work sample. A final round with executive leadership or a board committee is common for roles above the coordinator level.
Where can I find and apply to community development officer jobs?
You can find and apply to community development officer jobs on Migrate Mate, which lists current openings from across the United States. Search the roles available, find the ones that match your background and interests, and apply directly to each listing from the page.
See All 8 Community Development Officer Jobs
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