Business Analyst Jobs at Affirm with Visa Sponsorship
Affirm hires Business Analysts across product, risk, credit, and operations functions, and the company has a consistent track record of sponsoring work visas for this role. If you're on an F-1, H-1B, or TN, Affirm's sponsorship history in financial services makes it a realistic target.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Credit team works cross-functionally with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to responsibly manage the risk profile of the business. We’re looking for a thoughtful, driven individual who wants to learn, grow, and solve hard problems. The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory; thinking through credit policies for new initiatives and products, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle. This role requires extensive use of data analytics to derive insights across a variety of functions. It also requires a lot of cross-functional partnership including working with the Machine Learning and Quantitative Market teams in developing new models/frameworks, with the Merchant Pricing and Merchant Risk teams to value different merchants, with the Fraud team to detect fraudulent activities, as part of the role. Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
ROLE AND RESPONSIBILITIES
Leverage advanced data analytics to derive insights and optimize credit strategies
Perform portfolio analytics including out of trend investigations and attribution analysis
Partner with Machine Learning and Engineering on building effective monitoring and credit risk capabilities
Monitor portfolio as well as macroeconomic trends impacting loan performance
Drive adjustments to our underwriting and marketing strategies to mitigate risk
Contribute in enhancing the end-to-end portfolio management monitoring framework
BASIC QUALIFICATIONS
Passion and drive to change banking, payments and online marketing for the better
3-5 years work experience as a data analyst (consumer credit risk management strongly preferred but not required)
Curiosity to learn about data, models and algorithms
Extensive experience with SQL and Python
Ability to collaborate and influence across different teams in the organization
Ability to communicate findings and recommendations clearly to both technical and non-technical audiences
* A passion for finding insights in data and driving change based on those insights
COMPENSATION
Pay Grade - K
Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000-190,000
USA base pay range (all other U.S. states) per year: $124,000-174,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
LOCATION
For U.S. positions that could be performed in Los Angeles or San Francisco
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
See all 263+ Business Analyst at Affirm jobs
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Get Access To All JobsTips for Finding Business Analyst Jobs at Affirm Jobs
Frame your background in fintech metrics
Affirm evaluates Business Analysts on their ability to work with payments data, credit risk models, and lending product performance. Tailor your resume to show measurable outcomes in these areas before you apply, not after.
Confirm your OPT timeline before interviewing
F-1 OPT gives you 60 days between jobs. If you're between roles, calculate whether Affirm's typical hiring cycle fits your remaining authorized period before you reach the offer stage.
Target roles aligned with H-1B specialty occupation criteria
Not every Business Analyst posting at Affirm will qualify equally as a specialty occupation under USCIS standards. Prioritize listings that explicitly require a bachelor's degree in a specific field like statistics, economics, or computer science.
Use Migrate Mate to filter open roles by visa type
Affirm posts Business Analyst roles across multiple teams and seniority levels. Use Migrate Mate to filter specifically for positions that match your visa category so you're not manually screening dozens of listings.
Business Analyst at Affirm jobs are hiring across the US. Find yours.
Find Business Analyst at Affirm JobsFrequently Asked Questions
Does Affirm sponsor H-1B visas for Business Analysts?
Yes, Affirm sponsors H-1B visas for Business Analyst roles. The company has a documented history of filing H-1B petitions for this function across product, risk, and operations teams. Because the H-1B requires the role to qualify as a specialty occupation, you'll strengthen your petition by targeting postings that specify a degree requirement in a field directly tied to the work, such as finance, economics, or data science.
How do I apply for Business Analyst jobs at Affirm?
Applications go through Affirm's careers page, where roles are posted by team and location. Migrate Mate aggregates Affirm's open Business Analyst positions and filters them by visa sponsorship type, which makes it easier to identify roles that match your authorization before you apply. Tailor your application to highlight quantitative skills, experience with financial products, and any background in payments or lending analytics.
Which visa types does Affirm commonly sponsor for Business Analyst roles?
Affirm sponsors H-1B, TN, F-1 OPT, and F-1 CPT for Business Analyst positions, and the company also supports EB-2 and EB-3 Green Card pathways for longer-term employees. TN is available to Canadian and Mexican nationals in qualifying analytical roles. F-1 CPT is typically used for internships or co-op positions, while OPT covers post-graduation employment. Each category has distinct eligibility and filing requirements through USCIS or DOL.
What qualifications does Affirm expect for Business Analyst roles?
Affirm generally looks for a bachelor's degree in a quantitative field such as statistics, economics, finance, or computer science, along with hands-on experience working with large datasets and business performance metrics. Familiarity with SQL is common across most postings. For senior roles, experience in financial services, credit risk, or consumer lending carries significant weight. The degree requirement also matters for visa sponsorship eligibility, particularly for H-1B and TN petitions.
How do I plan my timeline around Affirm's H-1B sponsorship process?
If you need cap-subject H-1B sponsorship, USCIS's annual lottery opens in March for an October 1 start date. You'll need an offer in hand before Affirm can submit your registration, so targeting a late-fall or winter application timeline gives you the best runway. If you're already on H-1B with another employer, Affirm can file an H-1B transfer petition at any point in the year, and you can start work once USCIS issues a receipt notice.
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