Cardless Visa Sponsorship Jobs USA
Cardless is a fintech company operating in the banking and financial services space, known for building co-branded credit card products. The company has sponsored both H-1B visa and employment-based Green Card petitions, making it a viable option for international candidates targeting roles in fintech.
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About Cardless
Cardless is building the infrastructure for the world's best companies to design, build, and launch financial products of their own. Companies like Coinbase and Bilt use Cardless to create credit cards that feel entirely their own. In an industry where branded financial products usually mean shared logos and shared control, Cardless is built to disappear. Our APIs and components shape the journey from the first application to every purchase, reward, and moment of support that follows, while we handle lending, compliance, and operations behind the scenes.
In September 2025, we raised a $60 million Series C led by Spark Capital, bringing our total funding to $170 million. The team is over 70 people and scaling toward profitability by year-end 2026.
We're looking for kind, humble people with high standards and low egos. We take the work seriously without taking ourselves too seriously. We see what could be improved, make it so, and leave every product, system, and team better than we found it.
About the role
We're looking for an experienced full stack engineer to help build and shape the experiences that power our co-branded credit card platform — used by hundreds of thousands of cardholders every day.
This role sits at the center of nearly everything user-facing at Cardless: the component library and design system that everything else is built on, the consumer app cardholders use to manage their accounts and rewards, and the internal tools our operations and risk teams rely on to run the business. You won't just maintain these experiences — you'll set the patterns and architecture that keep them consistent, scalable, and high-quality as the company grows, while also shipping real features in each of them yourself.
This is a strong fit for someone who can move fluidly across consumer, partner-facing, and internal tooling work without compromising on craft — someone who cares as much about the accessibility and reusability of a design system component as they do about the polish of a cardholder-facing onboarding flow. You'll partner closely with product, design, backend engineering, and our risk and compliance teams, and you'll have real influence over how Cardless's frontend platform evolves.
- Own and evolve our component library and design system: build scalable, reusable components and establish the patterns that keep our consumer app, partner-facing UIs, and internal tools consistent and high-quality
- Build and ship features in our consumer app, from cardholder onboarding through account management and rewards
- Design and build internal tools that give operations and risk teams the workflows and visibility they need to run the business
- Take projects from concept to production: requirements, implementation, testing, deployment, and maintenance
- Partner closely with product, design, backend engineering, partners, risk, and compliance to deliver quickly and reliably
- Drive improvements in performance, accessibility, observability, and developer experience across the stack
- Contribute to architectural decisions that shape the evolution of our frontend platform
- Provide technical guidance to peers across engineering
What we're looking for
- 5+ years of frontend engineering experience building production systems at scale, including 3+ years with React across consumer products and data-heavy internal tools
- Strong fundamentals in state management, component architecture, accessibility, testing, and UI quality, with familiarity with experimentation and personalization systems a plus
- Experience building and maintaining component libraries or design systems used across multiple products, with an eye for usability, scalability, and maintainability
- Ability to move across consumer, partner, and internal surfaces without compromising on craft or user experience
- Proven track record of delivering complex projects end-to-end in cross-functional environments
- Clear communicator who learns quickly and teaches others just as well
- Comfortable in fast-moving, ambiguous environments with competing priorities and deadlines
Bonus points
- Experience in fintech, payments, fraud, or financial services
- Familiarity with micro-frontend architectures or component library development
- Familiarity with Next.js, TailwindCSS, React Native, Yarn monorepos
- Working knowledge of API design and backend integration patterns (REST/GraphQL) to collaborate effectively with backend teams
Compensation
This role has an annual starting salary range of $175,000–$275,000 + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.
Benefits
We're proud to offer our team excellent benefits:
- Meaningful Start-up equity
- 100% health, vision & dental primary coverage
- 75% health, vision & dental dependent coverage
- Catered lunches
- $250/month Commuter benefit
- Parental leave
- Team building events & happy hours
- Flexible PTO with a minimum of 15 days off per year
- Apple equipment
- 401k plan
Location
We're headquartered in San Francisco, CA, with a beautiful office in Jackson Square. This role is in-office 5 days a week.
Job Roles at Cardless
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Get Access To All JobsTips for Finding Cardless Visa Sponsorship Jobs USA
Target roles that align with H-1B specialty occupation standards
Cardless sponsors H-1B visas for specialized roles, typically in engineering and product. Focus your application on positions requiring a degree in a specific technical field, generalist or operations roles are less likely to qualify for sponsorship consideration.
Understand the fintech hiring cycle
Banking and financial services companies like Cardless often hire on a rolling basis tied to product roadmaps. Applying early in the year improves your odds of being considered before H-1B cap-subject filing windows close in March and April.
Highlight credit card or payments domain experience
Cardless builds co-branded credit card products, so candidates with direct experience in payments infrastructure, credit risk, or card issuing stand out. Domain fluency signals you can contribute quickly without a long onboarding ramp.
Ask about Green Card sponsorship during the offer stage
Cardless has sponsored employment-based Green Cards, which signals a willingness to invest in long-term retention of international talent. Raise PERM or EB sponsorship expectations during offer negotiation, not after you've already started.
Use F-1 OPT as a foot in the door
Cardless has sponsored F-1 OPT, making it a realistic option for recent graduates. Starting on OPT gives you time to demonstrate value before the company needs to commit to H-1B sponsorship through the cap lottery.
Find verified sponsorship opportunities through Migrate Mate
When targeting fintech companies with real sponsorship histories, use a platform built for that purpose. Migrate Mate surfaces verified sponsors so you can filter by actual sponsorship history rather than relying on job postings that don't mention visa support.
Frequently Asked Questions
Does Cardless sponsor H-1B visas?
Yes, Cardless sponsors H-1B visas. The company has filed H-1B petitions for roles in the banking and financial services sector, primarily for specialized technical positions. Sponsorship is not guaranteed for every role, so it's worth confirming directly during the interview process that the specific position is eligible for H-1B support.
Which visa types does Cardless sponsor?
Cardless has sponsored H-1B visas, employment-based Green Cards (EB-2 and EB-3), and F-1 OPT work authorization. This range suggests the company supports international talent at multiple stages, from recent graduates entering on OPT through to longer-term permanent residency pathways for retained employees.
Which roles at Cardless are most likely to receive visa sponsorship?
Sponsorship at Cardless tends to follow technical and specialized roles, consistent with H-1B specialty occupation requirements. Software engineering, product management, and data-focused positions in the fintech space are the most likely candidates. Roles in operations or general administration are less commonly sponsored. Reviewing active job postings for sponsorship language is a reliable first filter.
How do I time my application to Cardless around H-1B deadlines?
H-1B cap-subject registrations open in March each year, with a lottery in late March and petition filing from April 1. To be considered for that cycle, you need to be deep in the hiring process by January or February at the latest. Cardless, like most fintech employers, needs time to prepare the petition before the filing window opens.
How do I find open visa-sponsored roles at Cardless?
The most reliable approach is to use a job platform that already filters by verified sponsorship history. Migrate Mate lists roles from companies with real H-1B and Green Card filing records, so you can find Cardless openings alongside other fintech sponsors without manually cross-referencing government disclosure data. Filter by visa type to narrow results to positions that match your situation.