Affirm H-1B Visa Sponsorship Jobs USA
Affirm sponsors H-1B visas across its engineering, data science, product, and finance teams, making it a consistent option for skilled foreign nationals in the fintech and financial services space. Its track record of sponsorship reflects a genuine commitment to hiring international talent for specialized roles.
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Get Access To All JobsINTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Affirm Card is one of the company's fastest-growing products and an increasingly significant contributor to overall platform GMV. Our team builds and operates the systems behind every card issued at Affirm and every transaction processed across Affirm's card products, including the Affirm Card and one-time virtual cards. We own the core issuing and processing infrastructure powering authorization, transaction processing, account and card lifecycle management, tokenization, and platform security.
As Affirm continues to expand its card offerings, the scale, complexity, and reliability requirements of our systems continue to grow. You will work on systems that sit directly on the critical path of every card transaction, collaborating closely with product and cross-functional partner teams. This is a unique opportunity to help shape some of Affirm's most strategic and fastest-growing products while solving complex engineering challenges at scale.
ROLE AND RESPONSIBILITIES
- With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
BASIC QUALIFICATIONS
- You have a total of 1.5+ years of experience as a software engineer.
- You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
- You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
- You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
- You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
- Base Pay Grade - L
- Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: 165,000 - 225,000
USA base pay range (all other U.S. states) per year: 146,000 - 206,000
WORK ARRANGEMENT
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Affirm Card is one of the company's fastest-growing products and an increasingly significant contributor to overall platform GMV. Our team builds and operates the systems behind every card issued at Affirm and every transaction processed across Affirm's card products, including the Affirm Card and one-time virtual cards. We own the core issuing and processing infrastructure powering authorization, transaction processing, account and card lifecycle management, tokenization, and platform security.
As Affirm continues to expand its card offerings, the scale, complexity, and reliability requirements of our systems continue to grow. You will work on systems that sit directly on the critical path of every card transaction, collaborating closely with product and cross-functional partner teams. This is a unique opportunity to help shape some of Affirm's most strategic and fastest-growing products while solving complex engineering challenges at scale.
ROLE AND RESPONSIBILITIES
- With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
- You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
- You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts.
- You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
BASIC QUALIFICATIONS
- You have a total of 1.5+ years of experience as a software engineer.
- You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
- You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
- You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
- You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
- Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
- You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
- This position requires either equivalent practical experience or a Bachelor's degree in a related field.
COMPENSATION
- Base Pay Grade - L
- Equity Grade - 6
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: 165,000 - 225,000
USA base pay range (all other U.S. states) per year: 146,000 - 206,000
WORK ARRANGEMENT
LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Job Roles at Affirm
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Get Access To All JobsTips for Finding Affirm H-1B Jobs
Target roles that align with Affirm's core product
Affirm's H-1B sponsorship tends to concentrate in software engineering, data science, and financial analytics. Focusing your application on roles tied to its buy-now-pay-later platform increases your chances of landing a position that qualifies for sponsorship.
Understand Affirm's H-1B timeline before you apply
H-1B petitions must be filed well in advance of your start date due to USCIS processing timelines and the annual cap lottery. Raise sponsorship early in your conversations with Affirm recruiters so both sides can plan around key filing deadlines.
Verify Affirm's sponsorship history before applying
Confirming that a company has an active H-1B sponsorship track record saves time. Migrate Mate surfaces verified sponsors so you can filter by real sponsorship history and apply with confidence that Affirm is genuinely open to H-1B candidates.
Demonstrate specialty occupation qualifications clearly
H-1B approval requires your role to qualify as a specialty occupation requiring at least a bachelor's degree in a specific field. When applying to Affirm, emphasize the technical depth and degree-specific requirements of your background in your resume and interviews.
Engage Affirm's recruiting team directly about sponsorship
In the Banking & Financial Services sector, visa policies can vary by team and role level. Contacting Affirm's talent acquisition team early to confirm sponsorship eligibility for your specific position avoids surprises late in the hiring process.
Prepare for the H-1B cap lottery reality
Most Affirm roles fall under the H-1B annual cap, meaning selection is not guaranteed. Arriving with an active OPT or STEM OPT extension gives you flexibility to start work while waiting on lottery results and petition approval from USCIS.
Affirm H-1B Visa Sponsorship: Frequently Asked Questions
Does Affirm sponsor H-1B visas?
Yes, Affirm sponsors H-1B visas for qualified candidates in specialized roles. The company has an established track record of supporting international employees through the H-1B process, particularly in technical and analytical functions. Roles must qualify as specialty occupations, so positions in engineering, data science, and finance are most commonly sponsored.
Which departments at Affirm are most likely to offer H-1B sponsorship?
H-1B sponsorship at Affirm is most common in software engineering, machine learning, data science, product management, and financial analytics. These roles align closely with H-1B specialty occupation requirements because they demand degree-specific expertise in fields like computer science, mathematics, or finance. Corporate and administrative roles are less frequently sponsored.
How do I navigate the H-1B application process at Affirm?
Once Affirm extends you an offer, their legal or HR team typically engages an immigration attorney to prepare your H-1B petition. You'll provide documentation supporting your degree, job duties, and salary. Affirm files the petition on your behalf with USCIS, covering required employer fees. Communicate openly with your recruiter about timing to avoid gaps in work authorization.
How long does H-1B sponsorship take at Affirm?
Standard H-1B processing with USCIS can take three to six months after a petition is filed. Affirm can request premium processing to receive a decision within a few business days, though this doesn't guarantee approval. Factor in the April lottery registration window, as cap-subject petitions can only take effect starting October 1 of that fiscal year.
How do I find H-1B jobs at Affirm as an international applicant?
Start by searching Affirm's careers page for open roles, then cross-reference with a platform like Migrate Mate, which verifies sponsor history so you're only investing time in companies with real H-1B track records. When you apply, be upfront about your visa status on application forms and flag sponsorship needs early in recruiter conversations to avoid mismatches.
What is the prevailing wage for H-1B jobs at Affirm?
H-1B employers must pay at least the prevailing wage, which is determined when they file the Labor Condition Application with the Department of Labor. The rate is based on the role, location, and experience level, and ensures international hires are paid comparably to U.S. workers in the same position. You can look up prevailing wage rates for any occupation and location using the DOL's OFLC Wage Search tool.