American Credit Acceptance H-1B Visa Sponsorship Jobs USA
American Credit Acceptance sponsors H-1B visas across technology, data analytics, and financial operations roles. Active in the consumer finance sector, the company has an established track record of supporting international talent through the H-1B process, making it a viable target for skilled professionals in Banking and Financial Services.
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Summary/Objective
The Regional Development Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and regular in person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals and travel demands.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Manage and maintain a territory of existing client dealer relationships on an as needed basis
- Execute a prospecting plan to grow existing client dealer base within a defined market
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program
- Properly explain the loan documentation process for the client dealer
- Define and manage the process for receiving/collecting auto loan application information from client dealer
- Maintain and present a professional image both via telephone and in-person
- Quickly identify negative trends or potential issues within the loan application process and know when to escalate
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback
- Remain flexible to adapt to changes quickly based on business/territory needs
- Perform other tasks as assigned
Qualifications
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Dynamics CRM experience preferred but not required
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information both over the phone and in-person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment and Physical Demands
In most cases an in-home office must be maintained. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
Position Type/Expected Hours of Work
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
Travel
This position will require regular travel throughout assigned territory. Must be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Salary Pay Range:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
Incentive Compensation:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
Benefits:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
California Privacy Notice:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Description
Summary/Objective
The Regional Development Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and regular in person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals and travel demands.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Manage and maintain a territory of existing client dealer relationships on an as needed basis
- Execute a prospecting plan to grow existing client dealer base within a defined market
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program
- Properly explain the loan documentation process for the client dealer
- Define and manage the process for receiving/collecting auto loan application information from client dealer
- Maintain and present a professional image both via telephone and in-person
- Quickly identify negative trends or potential issues within the loan application process and know when to escalate
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback
- Remain flexible to adapt to changes quickly based on business/territory needs
- Perform other tasks as assigned
Qualifications
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Dynamics CRM experience preferred but not required
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information both over the phone and in-person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment and Physical Demands
In most cases an in-home office must be maintained. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
Position Type/Expected Hours of Work
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
Travel
This position will require regular travel throughout assigned territory. Must be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO Statement:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Salary Pay Range:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
Incentive Compensation:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
Benefits:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
California Privacy Notice:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Job Roles at American Credit Acceptance
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Get Access To All JobsTips for Finding American Credit Acceptance H-1B Visa Sponsorship Jobs USA
Align your credentials to specialty occupation standards
H-1B approval hinges on your role qualifying as a specialty occupation under USCIS criteria. For financial services roles at American Credit Acceptance, confirm your degree field directly corresponds to the position, not just a related discipline. A mismatch is the most common reason for an RFE.
Target data and analytics teams specifically
American Credit Acceptance's consumer lending model is data-heavy, so roles in credit risk, analytics, and software engineering generate the most consistent H-1B demand. Frame your application around quantitative skills and relevant financial technology experience to match where sponsorship activity is concentrated.
Verify prevailing wage before salary negotiations
Before you receive an offer, look up wage levels for your job title and location using the OFLC Wage Search. American Credit Acceptance must certify your salary meets the prevailing wage on the Labor Condition Application, so knowing Level I through Level IV thresholds gives you a realistic negotiating baseline.
Confirm E-Verify enrollment during the offer stage
Ask the recruiter whether American Credit Acceptance is enrolled in E-Verify during final offer discussions. Enrollment is required for STEM OPT extensions, and confirming it early prevents surprises if your OPT period bridges to H-1B cap-gap. HR teams in financial services sometimes handle this inconsistently across entities.
Use Migrate Mate to identify verified H-1B filing history
Before you apply, search American Credit Acceptance on Migrate Mate to review their DOL Labor Condition Application filing history by job title and location. This shows which roles the company has actively sponsored, so you can prioritize positions where H-1B support is already established rather than assuming.
Prepare for the H-1B cap lottery timing in financial services
If you're not currently in H-1B status, you must register in the USCIS lottery each March for an October 1 start date. Coordinate your offer timeline with American Credit Acceptance's HR team well in advance so your filing is ready the moment registration opens, avoiding a full year's delay.
American Credit Acceptance H-1B Visa Sponsorship: Frequently Asked Questions
Does American Credit Acceptance sponsor H-1B visas?
Yes, American Credit Acceptance sponsors H-1B visas. The company has filed H-1B Labor Condition Applications through the DOL for roles in technology, data analytics, credit operations, and financial services. If you're targeting sponsorship there, focus your search on technical and analytical positions, where the company's H-1B activity is most concentrated.
Which roles and departments at American Credit Acceptance typically receive H-1B sponsorship?
H-1B sponsorship at American Credit Acceptance tends to be concentrated in data science, software engineering, credit risk analysis, and financial technology roles. These positions align with the specialty occupation standard USCIS requires, meaning your degree must be directly related to the job. General business or customer-facing roles are less commonly sponsored.
How do I navigate the H-1B application process at American Credit Acceptance?
Once you receive an offer, American Credit Acceptance's HR or legal team files the Labor Condition Application with the DOL, then submits the I-129 petition to USCIS. Your role is to provide educational credentials, employment history, and any prior immigration documents. Respond to document requests quickly, as LCA certification and petition deadlines are time-sensitive.
How do I estimate the H-1B sponsorship timeline at American Credit Acceptance?
From offer acceptance to H-1B approval, expect a minimum of three to six months under standard USCIS processing, assuming you're subject to the cap. LCA certification alone takes about seven business days. If your start date is urgent, ask whether American Credit Acceptance will support premium processing, which USCIS adjudicates within 15 business days.
How do I find H-1B jobs at American Credit Acceptance as an international applicant?
Search Migrate Mate to see American Credit Acceptance's verified LCA filing history filtered by role and location, so you can identify which positions the company has sponsored before applying. When you apply directly, indicate your visa status clearly on the application and follow up with the recruiter to confirm the team can support sponsorship for that specific role.
What is the prevailing wage for H-1B jobs at American Credit Acceptance?
H-1B employers must pay at least the prevailing wage, which is determined when they file the Labor Condition Application with the Department of Labor. The rate is based on the role, location, and experience level, and ensures international hires are paid comparably to U.S. workers in the same position. You can look up prevailing wage rates for any occupation and location using the DOL's OFLC Wage Search tool.