Longbridge Financial Visa Sponsorship Jobs USA

Company Description

At Longbridge, we love seniors and we’re passionate about helping them unlock the power of one of their greatest assets—their home equity.

As a leading provider of home equity solutions for seniors, we’re committed to helping older homeowners make the most of what they’ve worked hard to build, so they can live the retirement they imagined.

And we don’t just do it well, we do it really well. With an “Excellent” rating on Trustpilot and over a thousand customer testimonials, we’ve earned a reputation for making it easy and stress-free to access home equity—with guidance every step of the way.

But it’s not just our customers who love us—our team does, too! We’ve been named a Great Place to Work® three years in a row because we believe that when people enjoy what they do and where they do it, everyone wins.

Why Longbridge?

At Longbridge, we don’t just offer jobs, we offer careers that grow with you. Here’s why you’ll love being part of our team:

• Grow With Us – We’re big believers in investing in our people. From top-notch training to clear career paths, we support your professional growth every step of the way. Plus, we love promoting from within—because when you succeed, we all do.
• A Culture That Clicks – We work hard, but we have fun doing it! Whether it’s team-building events, friendly competitions, or just an atmosphere of open communication and collaboration, we make sure work feels less like “just work.”
• Benefits That Have Your Back – We’ve got you covered with best-in-class health plans (medical, dental, vision, HSA, and FSA), generous PTO, paid holidays, company-paid life insurance, and a competitive 401(k) match. Because taking care of our team is just as important as taking care of our customers.

If you’re looking for a place where your work truly makes a difference, we’d love to have you on board. Apply today and let’s do great things together!

Job Description

The HELOC Closing & Funding Specialist is responsible for the accurate and timely preparation, coordination, and execution of all closing documents for Home Equity Lines of Credit (HELOCs). This role serves as the primary point of contact between borrowers, title companies, attorneys, and internal teams during the final stage of the loan lifecycle — ensuring every transaction closes in full compliance with federal, state, and investor guidelines. The candidate must be comfortable in new department start up.

Primary Job Duties:

• Prepare, review, and deliver accurate HELOC closing packages, including the Closing Disclosure (CD), Note, Deed of Trust/Mortgage, and all required disclosures
• Coordinate closing dates and times with borrowers, settlement agents, title companies, and notaries
• Verify loan data integrity in the MeridianLink LOS (Loan Origination System) against approved loan conditions prior to closing
• Ensure all pre-closing/post-closing conditions are satisfied and documented before disbursement
• Calculate per diem interest, initial draw amounts, and fee figures; confirm accuracy of all closing costs
• Manage the three-day rescission period per Regulation Z/TILA requirements
• Fund loans upon receipt of executed documents and satisfaction of post-closing conditions
• Coordinate with post-closing and recording teams to ensure timely submission of documents
• Respond promptly to closing-related inquiries from borrowers, loan officers, and settlement agents
• Maintain closing pipeline reports and meet daily/weekly closing volume targets
• Identify and escalate title issues, fraud indicators, or compliance exceptions

Qualifications

• 2+ years of mortgage closing experience, with at least 1 year specifically on HELOC products.
• Solid working knowledge of HELOC product structures, draw periods, repayment terms, and lien positions.
• Experience with Loan Origination Software (LOS) MeridianLink preferred.
• Strong understanding of TRID, RESPA, Regulation Z, and HMDA compliance requirements.
• Ability to read and interpret title commitments, and tax transcripts.
• Excellent organizational skills and the ability to manage multiple priorities under deadline pressure.
• Strong written and verbal communication skills.
• Ability to wear multiple hats and complete multiple tasks with a startup mindset.

Additional Information

• Working in a growing and dynamic industry
• Full benefits: Medical, Dental, Vision, FSA/HSA, and wide array of voluntary products and discounts
• 401(k) with company match
• Paid time off
• This is a non-exempt role
• Target base salary range is 55K-65K which is based on various factors including skills and work experience.
• In addition to base salary, this role is eligible for a competitive additional compensation program via monthly production bonus that is based on individual performance.

LBF is an EEO/AA/Vet/Disabled Employer

Please note that salaries that are estimated on various job sites may not reflect the actual compensation. Job sites set the estimated salary, not Longbridge Financial.