Mid Level Consumer Loan Underwriter Jobs
Mid level consumer loan underwriter jobs go to professionals ready to own loan decisioning independently, mentor analysts, and drive credit risk assessments with minimal oversight. Hiring is active across Insurance, Banking & Financial Services, and Staffing & Recruiting, with employers like Jobot, The Hartford, and Chubb competing for underwriters at this level now.
Find JobsOverview
Showing 5 of 140+ Mid Level Consumer Loan Underwriter jobs
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Capital Markets Real Estate Underwriting and Distribution Lead within Capital Markets is responsible for managing transactional due diligence, closing, and distribution efforts within the Real Estate Capital Markets Project Finance Group. This includes overseeing due diligence efforts after transaction engagement, as well as distribution activities and post transaction closings.
Primary Responsibilities
- Maintains internal and external client relationships
- Identifies and resolves transaction issues
- Performs and reviews complex financial modeling
- Provides fundamental credit analysis (including commercial real estate market research, qualitative and quantitative property performance, sponsor financial statement detail, and comparable transaction information)
- Reviews transaction due diligence (Third Party Reports, Asset Summaries, Sizing Models, etc.)
- Presents transactions for internal and external program approval
- Works with lenders and investors to sell transactions
- Manages Distribution Real Estate Capital Markets Project Finance Distribution Analyst/Associates
- Creates asset summary memos (i.e. confidential information memorandum and, lenders’ / investors’ presentation)
- Creates transaction distribution data tapes and memos
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
- Bachelor's degree
- Five (5) years of related experience
Preferences
- Master of Business Administration
Skills And Competencies
- Ability to research, analyze data, and derive facts
- Adapts and works with a variety of situations, individuals, business leaders, and groups
- Analytical skills
- Attention to detail
- Good communication skills, both written and verbal
- Must be able to work under pressure with strict deadlines
- Strong organizational and time management skills
This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $159,995.80 USD
Median $197,788.50 USD
Incentive Pay Plans
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Location: Atlanta, Georgia
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career—a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description
At Regions, the Capital Markets Real Estate Underwriting and Distribution Lead within Capital Markets is responsible for managing transactional due diligence, closing, and distribution efforts within the Real Estate Capital Markets Project Finance Group. This includes overseeing due diligence efforts after transaction engagement, as well as distribution activities and post transaction closings.
Primary Responsibilities
- Maintains internal and external client relationships
- Identifies and resolves transaction issues
- Performs and reviews complex financial modeling
- Provides fundamental credit analysis (including commercial real estate market research, qualitative and quantitative property performance, sponsor financial statement detail, and comparable transaction information)
- Reviews transaction due diligence (Third Party Reports, Asset Summaries, Sizing Models, etc.)
- Presents transactions for internal and external program approval
- Works with lenders and investors to sell transactions
- Manages Distribution Real Estate Capital Markets Project Finance Distribution Analyst/Associates
- Creates asset summary memos (i.e. confidential information memorandum and, lenders’ / investors’ presentation)
- Creates transaction distribution data tapes and memos
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
- Bachelor's degree
- Five (5) years of related experience
Preferences
- Master of Business Administration
Skills And Competencies
- Ability to research, analyze data, and derive facts
- Adapts and works with a variety of situations, individuals, business leaders, and groups
- Analytical skills
- Attention to detail
- Good communication skills, both written and verbal
- Must be able to work under pressure with strict deadlines
- Strong organizational and time management skills
This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target: $159,995.80 USD
Median $197,788.50 USD
Incentive Pay Plans
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/about-regions/welcome-portal/benefits
Location Details
Location: Atlanta, Georgia
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
See All 140+ Mid Level Consumer Loan Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsMid Level Consumer Loan Underwriter Job Market
Who's Hiring
- Jobot28
- The Hartford22
- Chubb10
- Liberty Mutual Insurance8
- AmeriHome Mortgage Company7
Top Industries Hiring
- Insurance79
- Banking & Financial Services29
- Staffing & Recruiting28
- Agriculture & Farming3
- Consulting & Professional Services3
Mid Level Consumer Loan Underwriter Jobs: Frequently Asked Questions
How do I get a mid level consumer loan underwriter job?
Position yourself around ownership, not just task completion. Highlight files you underwrote independently, credit decisions you defended to loan committees, and any process improvements you led. Applications that show consistent judgment on complex or borderline cases stand out. Tailor your resume to the lender type, whether bank, credit union, or fintech, since each values slightly different risk competencies at this level.
Which companies hire mid level consumer loan underwriters?
Companies hiring mid level consumer loan underwriters right now include Jobot, The Hartford, and Chubb, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes from a wide range of lenders, including national banks, regional credit unions, mortgage servicers, and consumer fintech platforms scaling their underwriting teams.
Are there remote mid level consumer loan underwriter jobs?
Yes, though availability varies by employer and loan type. About 59% of mid level consumer loan underwriter openings are remote or hybrid as of November 2026, reflecting the document-driven, systems-based nature of consumer underwriting. Lenders with centralized underwriting operations and established digital workflows tend to offer the most flexible arrangements at this level.
How do I move up to a mid level consumer loan underwriter role?
Moving into a mid level underwriting role comes from building a consistent record of independent credit decisions, deepening your knowledge of lending guidelines and regulatory requirements, and taking ownership of increasingly complex files. Demonstrating measurable impact, such as lower exception rates or faster decisioning, and contributing beyond your assigned queue signals readiness for the next level to hiring managers.
Which industries hire the most mid level consumer loan underwriters?
Mid Level consumer loan underwriter roles concentrate in Insurance, Banking & Financial Services, and Staffing & Recruiting, based on current listings on Migrate Mate as of November 2026. These sectors drive consistent hiring at this level because consumer lending volume, regulatory scrutiny, and product complexity all require underwriters who can work independently without heavy supervision on each file.