Credit Collections Specialist Jobs

Credit Collections Specialist jobs are open across banking, healthcare, fintech, and consumer lending, from entry-level collector to senior specialist and collections supervisor, with specializations in medical billing recovery, commercial debt, and accounts receivable management. See the openings below and apply to the ones that match your experience.

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Overview

Open roles69
Top statePennsylvania
Top employerJulius Silvert
Top cityPhiladelphia, PA
Work type65% Hybrid
Top industryAgriculture

Showing 5 of 69+ Credit Collections Specialist jobs

Credit and Collections Analyst
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New 15h ago
Credit and Collections Analyst
Graham Packaging Company
Lancaster, Pennsylvania
Business Analyst
Data Analytics
Bachelor's degree in finance
5,001-10,000

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Sr Manager, Credit & Collections
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New 16h ago
Sr Manager, Credit & Collections
Fresenius Kabi USA
Lake Zurich, Illinois
Accounting
Business Operations
Compliance & Risk
Customer Service & Support
$132k - $150k/yr
Bachelor's degree
10,000+

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Global Credit to Cash Analyst-Collections
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New 17h ago
Global Credit to Cash Analyst-Collections
Teleflex
Morrisville, North Carolina
Business Analysis
Compliance & Risk
Data Analytics
Bachelor's degree in finance
10,000+

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Manager, Credit and Collections CT (Hybrid Schedule)
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Added 1d ago
Manager, Credit and Collections CT (Hybrid Schedule)
Eversource Energy
Windsor, Connecticut
Business Operations
Business Strategy
Consulting & Professional Services
$150k - $167k/yr
Hybrid
Bachelor's degree in finance
5,001-10,000

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Credit and Collections Clerk
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Added 1d ago
Credit and Collections Clerk
Waste Connections
Lacey, Washington
Account Management
Customer Service
Sales
$24 - $26/hr
10,000+

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Credit Collections Specialist Job Market

Who's Hiring

Julius Silvert2 open roles
EPB1 open role
QUAD1 open role

Top Industries Hiring

  • Agriculture & Farming
  • Staffing & Recruiting
  • Technology & Software
  • Distribution & Wholesale

What Employers Look For

The qualifications that appear most often in credit collections specialist jobs.

  • 1-3 years of experience in debt collections, accounts receivable, or a related billing role
  • Working knowledge of the Fair Debt Collection Practices Act and relevant compliance regulations
  • Proficiency with collections software such as CUBS, Ontario Systems, or similar platforms
  • Strong verbal and written communication skills for negotiating payment arrangements with debtors
  • High school diploma or equivalent required, associate or bachelor's degree preferred by many employers
  • Experience with skip-tracing tools and credit reporting systems to locate and contact debtors

Tips for Your Credit Collections Specialist Job Search

Quantify your recovery metrics on your resume

Hiring managers in collections want to see numbers. List your average monthly recovered amount, your contact-to-payment conversion rate, or how far you reduced delinquency ratios. Vague claims about communication skills won't move your application forward the way a concrete result will.

Highlight FDCPA compliance knowledge clearly

Many applicants skip mentioning Fair Debt Collection Practices Act familiarity, assuming it's implied. Call it out directly on your resume and in cover letters. Employers screening for compliance-aware candidates will shortlist you faster when it appears as a named competency, not buried in a job duty.

Apply early to roles that fit

Migrate Mate lists credit collections specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.

Filter openings by the debt portfolio type

Medical debt, commercial accounts, and consumer revolving credit require different skills and scripts. When searching, target postings that name the portfolio type you have experience with. Your resume should mirror that same language so it clears automated screening quickly.

Prepare a skip-tracing or collections software example

Interviewers frequently ask you to walk through how you located an unresponsive debtor or worked a high-volume queue. Have a specific example ready that covers the tool you used, your approach, and the outcome. Generic answers about being persistent rarely satisfy a collections manager.

Negotiate compensation using total-comp framing

Collections roles often include base pay plus performance bonuses tied to recovery rates. When discussing offers, ask how the bonus structure is calculated and how achievable the targets have been for the existing team. That question surfaces real earning potential better than focusing on base salary alone.

Credit Collections Specialist Jobs: Frequently Asked Questions

Which companies are hiring the most credit collections specialists?

The companies hiring the most credit collections specialists right now include Julius Silvert, EPB, and QUAD, with the largest share of openings in Pennsylvania, Illinois, and Ohio, based on current listings on Migrate Mate as of November 2026. Healthcare systems, consumer lenders, and third-party collections agencies consistently account for the bulk of active postings.

How many credit collections specialist jobs are remote?

About 73% of credit collections specialist openings are fully remote or hybrid as of November 2026, reflecting strong employer comfort with phone-based roles operating off-site. Positions focused on consumer debt recovery and medical billing follow-up tend to have the highest share of remote availability compared to in-office commercial collections roles.

How do you become a credit collections specialist?

Start by earning at least a high school diploma, then build familiarity with the Fair Debt Collection Practices Act and basic credit reporting concepts. Entry-level roles in customer service, billing, or accounts receivable give you transferable experience. From there, employers typically train you on their specific collections software and internal call scripts before you work accounts independently.

Can you get hired as a credit collections specialist with little experience?

Yes, many employers hire candidates with no direct collections background if you can demonstrate strong phone communication skills, comfort with conflict resolution, and a basic understanding of billing or payment processes. Roles in customer service, call centers, or medical billing are common entry points that collections hiring managers treat as equivalent experience.

What does the credit collections specialist interview process look like?

Most collections interviews include a phone or video screen focused on your communication style, followed by one or two in-person or virtual rounds. Expect situational questions about handling difficult debtors, negotiating payment plans, and staying compliant under pressure. Some employers include a brief role-play exercise where you practice a mock collections call before an offer is extended.

Where can I find and apply to credit collections specialist jobs?

You can find and apply to credit collections specialist jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and portfolio background, then apply directly to each one that fits.

See All 69 Credit Collections Specialist Jobs

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