Credit Risk Analyst Jobs in California

Credit Risk Analyst jobs in California are among the most active in the country, concentrated in commercial banking, fintech, insurance, and consumer lending across entry-level through senior and director-level roles. San Francisco, Los Angeles, and San Jose are the primary hiring centers, where institutions such as Wells Fargo, Bank of the West, and Pacific Premier Bancorp maintain large credit risk functions. The most in-demand specialties are model validation, consumer credit underwriting, and commercial real estate risk. Find a role that fits below and apply directly.

Find Credit Risk Analyst Jobs

Overview

Open roles5+
Top employerChime Financial
Top cityIrvine, CA
Cities hiring5
Work type100% On-site
Top industryBanking

Showing 5 of 5+ Credit Risk Analyst jobs

Super Micro Computer, Inc.
Sr. Credit Analyst
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Super Micro Computer, Inc.
Added 4d ago
Sr. Credit Analyst
Super Micro Computer, Inc.
San Jose, California
Finance
Accounting
Business Analysis
Compliance & Legal
Audit
Tax
Compliance & Risk
$98k - $109k/yr
On-Site
Bachelor's
1,001-5,000

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Citi
Credit Risk Strategy & Analytics - Vice President
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Citi
Added 3mo ago
Credit Risk Strategy & Analytics - Vice President
Citi
Merced, California
$19 - $22/hr
On-Site
High School
10,000+

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City National Bank
Senior Credit Risk Review Officer
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City National Bank
Added 1mo ago
Senior Credit Risk Review Officer
City National Bank
Los Angeles, California
Finance
Accounting
Compliance & Legal
Business Analysis
$99k - $176k/yr
On-Site
Bachelor's
5,001-10,000

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Chime Financial, Inc.
Software Engineer, Credit Risk Platform
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Chime Financial, Inc.
Added 1mo ago
Software Engineer, Credit Risk Platform
Chime Financial, Inc.
San Francisco, California
Software Engineering
Data Science & Analytics
Backend Engineering
On-Site
Associate's

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Hyundai Capital America
Senior Manager, Dealer Credit Examiner
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Hyundai Capital America
Added 1w ago
Senior Manager, Dealer Credit Examiner
Hyundai Capital America
Irvine, California
Finance
Accounting
Compliance & Legal
Business Analysis
Audit
Tax
Compliance & Risk
$132k - $205k/yr
On-Site
Bachelor's
501-1,000

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See All 5 Credit Risk Analyst Jobs in California

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Credit Risk Analyst Jobs by City in California

Where California roles are concentrated, by current openings.

Irvine
1 jobs
Los Angeles
1 jobs
Merced
1 jobs
San Francisco
1 jobs
San Jose
1 jobs

Credit Risk Analyst Job Market in California

A snapshot from current California openings, updated as new roles post.

Who's Hiring

  • Chime Financial
    Chime Financial1
  • Citi
    Citi1
  • City National Bank
    City National Bank1
  • Hyundai Capital America
    Hyundai Capital America1
  • Super Micro Computer
    Super Micro Computer1

Top Industries Hiring

  • Banking & Financial Services4
  • Electronics & Hardware1

What California Employers Look For

The qualifications that appear most often in credit risk analyst jobs across California.

  • Bachelor's degree in finance, economics, mathematics, or a related quantitative field
  • Proficiency in credit risk modeling tools such as SAS, Python, or R
  • Experience with consumer or commercial loan portfolio analysis and credit scoring
  • Familiarity with California-specific regulatory frameworks including DFPI oversight requirements
  • Strong working knowledge of IFRS 9, CECL, or Basel capital adequacy standards
  • Professional certification such as FRM or CFA designation preferred by many California employers

Credit Risk Analyst Jobs in California: Frequently Asked Questions

How do you become a credit risk analyst in California?

Most credit risk analyst roles in California require a bachelor's degree in finance, economics, statistics, or a related quantitative discipline. There is no state-issued license specific to the role, but California-headquartered banks and lenders regulated by the Department of Financial Protection and Innovation often expect familiarity with DFPI compliance standards. Earning an FRM or CFA credential meaningfully strengthens candidacy at California institutions, particularly in commercial banking and fintech.

How much do credit risk analysts make in California?

Credit risk analysts in California earn a median of about $97,860 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $61,380 for the lowest 10% to over $194,760 for the top 10%. Pay rises with experience, specialty, and employer.

Which companies hire credit risk analysts in California?

Employers hiring credit risk analysts in California right now include Chime Financial, Citi, and City National Bank, based on current listings on Migrate Mate as of June 2026. California's concentration of major banks, insurance carriers, and venture-backed fintech firms makes it one of the deepest hiring markets for this role in the country.

Which California cities have the most credit risk analyst jobs?

Irvine, Los Angeles, and Merced have the most credit risk analyst openings in California. San Francisco and San Jose are driven by large bank headquarters and a dense fintech ecosystem, while Los Angeles draws volume from regional banks, insurance carriers, and a large consumer lending sector anchored by firms like Capital Group and City National Bank.

Are there remote credit risk analyst jobs in California?

Yes, and more than most fields. Credit risk analysis is desk-based and data-driven, making it well suited to remote and hybrid arrangements. About 0% of credit risk analyst openings tied to California are remote or hybrid as of June 2026, with model validation, portfolio monitoring, and reporting functions being the most consistently offered as fully remote positions.

How can I get hired as a credit risk analyst in California with little or no experience?

The most realistic entry path is a credit analyst or junior underwriter role at a California community bank or regional lender, where you build portfolio review and covenant monitoring skills before moving into dedicated risk functions. Large California institutions such as Wells Fargo and Union Bank run structured credit associate programs for recent graduates. A finance or statistics degree combined with Python or SQL proficiency and a completed FRM Part I gives candidates a clear edge at California fintech and bank employers.

Where can I find and apply to credit risk analyst jobs in California?

You can find and apply to credit risk analyst jobs in California on Migrate Mate, which lists current California openings across commercial banks, fintech companies, insurance carriers, and credit unions. Find roles that fit your experience and apply directly to each employer.

See All 5 Credit Risk Analyst Jobs in California

Find roles in California that match your experience and apply in just a few clicks.

Find Credit Risk Analyst Jobs