Credit Risk Analyst Jobs
Credit Risk Analyst jobs are open across banking, fintech, insurance, and corporate lending, at every level from analyst I to senior and director, with specializations in consumer credit, commercial credit, and model validation. Find a role that fits from the openings below and apply directly.
Find Credit Risk Analyst JobsOverview
Showing 5 of 105+ Credit Risk Analyst jobs
Location
United States - North Carolina
Job Type
Full Time
Your role
Are you naturally curious and ambitious? Do you have sharp analytical skills? We’re looking for someone who can:
- assess counterparty credit risk using an understanding of hedge fund and family office risk management, trading strategies, infrastructure, and other quantitative and qualitative credit factors, including onsite due diligence visits
- use delegated authority, within defined risk limits, to approve new positions or recommend decisions to senior credit committees, partnering closely with the business to ensure transactions align with UBS’s risk appetite
- evaluate transactional risk across OTC derivatives, securities financing, exchange-traded derivatives, banking products, and structured transactions
- prepare, review, and approve annual counterparty reviews and transactional credit proposals, clearly articulating credit assessments, risk appetite, exposure drivers, and business outlook
- lead negotiation of trading documentation, including ISDA/CSA, Prime Brokerage, and Repo Agreements
- manage regulatory requests, audit items, and operational risk issues in a timely and disciplined way
- deliver ad hoc credit analysis and contribute to portfolio reviews to identify emerging risks and concentrations
Your team
You’ll join the Hedge Fund Credit Risk Control team in New York, aligned with the Investment Bank. The team is responsible for credit assessment, monitoring, control, and transaction approval for UBS counterparties, primarily hedge funds, family offices, and private equity funds. As a Credit Officer, you’ll focus on quantitative transaction risk and counterparty credit analysis.
Your expertise
You have:
- a bachelor’s degree or international equivalent, ideally in accounting, finance, economics, or mathematics; an MBA or CFA is a plus
- ideally 2–5 years of experience in a similar role or related financial services position
- solid quantitative risk analysis skills gained in a credit risk, market risk, or trading environment
- experience conducting due diligence and assessing the financial condition of hedge fund counterparties
- a solid understanding of financial markets and a broad range of trading and lending products
- familiarity with trading documentation, particularly ISDA/CSA, Prime Brokerage, and Repo Agreements
- clear and confident communication skills, with the ability to engage professionally with clients and internal stakeholders
You are:
- a collaborative team player with strong interpersonal skills and the ability to build trusted relationships with peers, business partners, and senior management
About us
UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.
We know that great work is never done alone. That’s why we place collaboration at the heart of everything we do. Because together, we’re more than ourselves. Want to find out more? Visit ubs.com/careers.
How we hire
We may request you to complete one or more assessments during the application process. Learn more
Salary information
The indicative gross base salary range as a full-time equivalent role:
- United States - North Carolina - Raleigh min USD 70000 - max USD 85000 /annum
The expected salary for this role will be determined by relevant factors which may include but are not limited to, role-required experience, qualifications, education, location and skill level. UBS offers a range of competitive benefits and for further information, please visit ubs.com/employee-benefits. We may, at our sole discretion, provide additional variable compensation or awards.
Join us
At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.
Contact Details
UBS Business Solutions SA
UBS Recruiting
Disclaimer / Policy statements
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.
Location
United States - North Carolina
Job Type
Full Time
Your role
Are you naturally curious and ambitious? Do you have sharp analytical skills? We’re looking for someone who can:
- assess counterparty credit risk using an understanding of hedge fund and family office risk management, trading strategies, infrastructure, and other quantitative and qualitative credit factors, including onsite due diligence visits
- use delegated authority, within defined risk limits, to approve new positions or recommend decisions to senior credit committees, partnering closely with the business to ensure transactions align with UBS’s risk appetite
- evaluate transactional risk across OTC derivatives, securities financing, exchange-traded derivatives, banking products, and structured transactions
- prepare, review, and approve annual counterparty reviews and transactional credit proposals, clearly articulating credit assessments, risk appetite, exposure drivers, and business outlook
- lead negotiation of trading documentation, including ISDA/CSA, Prime Brokerage, and Repo Agreements
- manage regulatory requests, audit items, and operational risk issues in a timely and disciplined way
- deliver ad hoc credit analysis and contribute to portfolio reviews to identify emerging risks and concentrations
Your team
You’ll join the Hedge Fund Credit Risk Control team in New York, aligned with the Investment Bank. The team is responsible for credit assessment, monitoring, control, and transaction approval for UBS counterparties, primarily hedge funds, family offices, and private equity funds. As a Credit Officer, you’ll focus on quantitative transaction risk and counterparty credit analysis.
Your expertise
You have:
- a bachelor’s degree or international equivalent, ideally in accounting, finance, economics, or mathematics; an MBA or CFA is a plus
- ideally 2–5 years of experience in a similar role or related financial services position
- solid quantitative risk analysis skills gained in a credit risk, market risk, or trading environment
- experience conducting due diligence and assessing the financial condition of hedge fund counterparties
- a solid understanding of financial markets and a broad range of trading and lending products
- familiarity with trading documentation, particularly ISDA/CSA, Prime Brokerage, and Repo Agreements
- clear and confident communication skills, with the ability to engage professionally with clients and internal stakeholders
You are:
- a collaborative team player with strong interpersonal skills and the ability to build trusted relationships with peers, business partners, and senior management
About us
UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.
We know that great work is never done alone. That’s why we place collaboration at the heart of everything we do. Because together, we’re more than ourselves. Want to find out more? Visit ubs.com/careers.
How we hire
We may request you to complete one or more assessments during the application process. Learn more
Salary information
The indicative gross base salary range as a full-time equivalent role:
- United States - North Carolina - Raleigh min USD 70000 - max USD 85000 /annum
The expected salary for this role will be determined by relevant factors which may include but are not limited to, role-required experience, qualifications, education, location and skill level. UBS offers a range of competitive benefits and for further information, please visit ubs.com/employee-benefits. We may, at our sole discretion, provide additional variable compensation or awards.
Join us
At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.
Contact Details
UBS Business Solutions SA
UBS Recruiting
Disclaimer / Policy statements
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.
See All 105+ Credit Risk Analyst Jobs
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Find Credit Risk Analyst JobsCredit Risk Analyst Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- Citi12
- Credit One Bank5
- M&T Bank5
- American Credit Acceptance4
- JPMorganChase4
Top Industries Hiring
- Banking & Financial Services64
- Investment & Asset Management14
- Energy5
- Technology & Software5
- Fintech4
What Employers Look For
The qualifications that appear most often in credit risk analyst jobs.
- Bachelor's degree in finance, economics, mathematics, or a related quantitative field
- Proficiency in SQL and at least one statistical programming language such as Python, R, or SAS
- Experience building or validating credit scorecards, PD models, or loss forecasting models
- Knowledge of credit risk metrics including PD, LGD, EAD, and RAROC
- Familiarity with regulatory frameworks such as Basel III, CECL, or CCAR
- Professional certification such as FRM, CFA, or CRC preferred for mid-level and senior roles
Tips for Your Credit Risk Analyst Job Search
Quantify model performance on your resume
Credit risk hiring managers want to see outcomes, not just tools. List the models you built or maintained and add a concrete result, such as a reduction in default rate or improved Gini coefficient, to show you understand what your work produced.
List your software and data tools explicitly
Many applicant tracking systems screen for SAS, Python, SQL, or R before a human reads your resume. Name every tool you have used professionally in a dedicated skills section so your application clears the first filter.
Target openings by portfolio type
Consumer credit roles at retail banks, commercial lending roles at regional banks, and structured finance roles at investment firms each require different modeling experience. Filter your search by portfolio type, not just job title, to find openings that match what you have actually worked on.
Apply early to roles that fit
Migrate Mate lists credit risk analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a case study answer for the interview
Almost every credit risk analyst interview includes a scenario question asking you to assess a borrower or portfolio. Walk through a real analysis you ran, the variables you weighted, and the recommendation you made, so you have a structured answer ready before the call.
Negotiate using comparable role data
When you receive an offer, reference Bureau of Labor Statistics wage data for your metro area and portfolio type to frame your counter. Employers in this field expect candidates to understand data, so a well-sourced ask is treated more seriously than a round-number request.
Credit Risk Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit risk analysts?
The companies hiring the most credit risk analysts right now include Citi, Credit One Bank, and M&T Bank, with the largest share of openings in New York, Texas, and Illinois, based on current listings on Migrate Mate as of June 2026. Demand is concentrated in institutions with large consumer or commercial lending portfolios.
How many credit risk analyst jobs are remote?
About 26% of credit risk analyst openings are fully remote or hybrid as of June 2026, with remote availability highest in model validation, portfolio monitoring, and regulatory reporting roles. Roles that require direct client interaction or real-time trading desk support are more likely to require on-site presence.
How do you become a credit risk analyst?
Start with a quantitative undergraduate degree in finance, economics, statistics, or mathematics, then build working knowledge of SQL and at least one scripting language such as Python or R. Gain hands-on exposure through internships, entry-level roles in underwriting or financial analysis, or academic projects involving credit data. Earning the FRM or CFA designation strengthens your candidacy for mid-level and senior positions.
Can you get a credit risk analyst job with little experience?
Yes, entry-level credit risk analyst roles exist at regional banks, credit unions, and financial technology companies and often accept candidates with internship experience or a strong academic background in a quantitative discipline. Building a portfolio that demonstrates credit modeling, even through coursework or open datasets, helps offset limited professional history. Roles focused on consumer credit or small business lending tend to have lower experience thresholds than commercial or structured finance positions.
What does the credit risk analyst interview process look like?
Most credit risk analyst interviews move through a recruiter screen, a hiring manager conversation focused on your modeling experience, and a technical round that tests your knowledge of credit metrics, statistical methods, and relevant regulatory frameworks. Some employers add a take-home case study or a live Excel or Python exercise. Final rounds typically involve a panel with team members from risk, data, or finance.
Where can I find and apply to credit risk analyst jobs?
You can find and apply to credit risk analyst jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, portfolio type, and preferred location, then apply directly to each one that fits.
See All 105+ Credit Risk Analyst Jobs
Jump back to the full list of openings and apply to any credit risk analyst role that fits.
Find Credit Risk Analyst Jobs