Credit Risk Analyst Jobs
Credit Risk Analyst jobs are open across banking, fintech, insurance, and corporate lending, at every level from analyst I to senior and director, with specializations in consumer credit, commercial credit, and model validation. Find a role that fits from the openings below and apply directly.
Find Credit Risk Analyst JobsOverview
Showing 5 of 202+ Credit Risk Analyst jobs
Company overview
Department Overview:
The Information Technology department at Nomura is at the forefront of innovation, driving technology solutions that empower our business and enhance client experiences. We leverage cutting-edge technologies to develop and maintain robust systems and infrastructure, ensuring the security, reliability, and efficiency of our operations. Join our team and be part of a dynamic and collaborative environment that embraces technological advancements to deliver value and drive our digital transformation journey.
Key Responsibilities:
- Own end-to-end delivery of 3–5 concurrent IT projects/workstreams — requirements through build, test, deployment, BAU handoff
- Drive sprint/release planning with engineering leads — backlog grooming, velocity, blocker resolution
- Own project plans, RAID logs, milestone trackers; get ahead of cross-team dependencies
- Partner with engineering/QA on SDLC rigor — code review gates, test coverage, release management
- Translate regulatory requirements (FRTB, BCBS 239, SA-CCR, or equivalent) into delivery plans and track execution
- Manage project budget/run-rate, resourcing, vendor SOW execution
- Drive hands-on AI tooling adoption (Claude, Copilot, Jira automation) to automate SDLC tasks — requirements, test cases, code-review support, release notes, minutes, status reporting; build reusable skills for the team
- Primary contact for business/Risk Management stakeholders — manage expectations, elicit requirements, validate scope changes
- Own project status reporting, dashboards, steering committee packs
- Manage change requests and impact assessments through to sign-off
- Coordinate UAT planning, business readiness, go-live comms with the Change Organization
- Feed status/risk into programme-level governance as directed (support, not own)
Required Qualifications:
- 10–15 years IT project delivery in financial services; hands-on Market Risk/Credit Risk/Trading Tech experience
- Track record delivering regulatory IT projects (FRTB, BCBS 239, SA-CCR, or equivalent) to production
- Comfortable working directly with engineering/QA on SDLC mechanics
- Advanced hands-on Jira/Confluence (workflows, dashboards, reporting)
- Clear stakeholder communication — status packs, risk escalation, options framing
- Working quant fluency (VaR, CVA, P&L explain); structured RAID/dependency management
- Working knowledge of budget tracking
- Power user of AI tools; builds/shares reusable AI workflows for project artefacts (minutes, RAIDs, test cases, reporting)
- Aware of data governance/regulatory constraints for AI use in a regulated environment
Nomura Leadership Behaviours
- Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.
- Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.
- Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.
- Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.
- Inclusion: Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).
- base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.
Nomura is an Equal Opportunity Employer
Nearest Major Market: Manhattan
Nearest Secondary Market: New York City
Company overview
Department Overview:
The Information Technology department at Nomura is at the forefront of innovation, driving technology solutions that empower our business and enhance client experiences. We leverage cutting-edge technologies to develop and maintain robust systems and infrastructure, ensuring the security, reliability, and efficiency of our operations. Join our team and be part of a dynamic and collaborative environment that embraces technological advancements to deliver value and drive our digital transformation journey.
Key Responsibilities:
- Own end-to-end delivery of 3–5 concurrent IT projects/workstreams — requirements through build, test, deployment, BAU handoff
- Drive sprint/release planning with engineering leads — backlog grooming, velocity, blocker resolution
- Own project plans, RAID logs, milestone trackers; get ahead of cross-team dependencies
- Partner with engineering/QA on SDLC rigor — code review gates, test coverage, release management
- Translate regulatory requirements (FRTB, BCBS 239, SA-CCR, or equivalent) into delivery plans and track execution
- Manage project budget/run-rate, resourcing, vendor SOW execution
- Drive hands-on AI tooling adoption (Claude, Copilot, Jira automation) to automate SDLC tasks — requirements, test cases, code-review support, release notes, minutes, status reporting; build reusable skills for the team
- Primary contact for business/Risk Management stakeholders — manage expectations, elicit requirements, validate scope changes
- Own project status reporting, dashboards, steering committee packs
- Manage change requests and impact assessments through to sign-off
- Coordinate UAT planning, business readiness, go-live comms with the Change Organization
- Feed status/risk into programme-level governance as directed (support, not own)
Required Qualifications:
- 10–15 years IT project delivery in financial services; hands-on Market Risk/Credit Risk/Trading Tech experience
- Track record delivering regulatory IT projects (FRTB, BCBS 239, SA-CCR, or equivalent) to production
- Comfortable working directly with engineering/QA on SDLC mechanics
- Advanced hands-on Jira/Confluence (workflows, dashboards, reporting)
- Clear stakeholder communication — status packs, risk escalation, options framing
- Working quant fluency (VaR, CVA, P&L explain); structured RAID/dependency management
- Working knowledge of budget tracking
- Power user of AI tools; builds/shares reusable AI workflows for project artefacts (minutes, RAIDs, test cases, reporting)
- Aware of data governance/regulatory constraints for AI use in a regulated environment
Nomura Leadership Behaviours
- Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future.
- Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations.
- Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.
- Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing.
- Inclusion: Foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect).
- base pay offered may vary depending on multiple individualized factors, including market location, corporate and functional title and duties, job-related knowledge and advanced degrees, skills, and experience. The total compensation package for this position may also include other elements, including a sign-on bonus, restricted stock units, and discretionary awards in addition to a full range of medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.
Nomura is an Equal Opportunity Employer
Nearest Major Market: Manhattan
Nearest Secondary Market: New York City
Credit Risk Analyst Jobs by Experience Level
Top Cities Hiring Credit Risk Analysts
Explore credit risk analyst openings in the cities hiring most right now.
See All 202+ Credit Risk Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Credit Risk Analyst JobsCredit Risk Analyst Job Market
Who's Hiring
- JPMorganChase23
- Citi12
- Valley Bank9
- Goldman Sachs7
- American Express5
Top Industries Hiring
- Banking & Financial Services18
- Investment & Asset Management9
- Fintech3
- Technology & Software2
- Retail1
What Employers Look For
The qualifications that appear most often in credit risk analyst jobs.
- Bachelor's degree in finance, economics, mathematics, or a related quantitative field
- Proficiency in SQL and at least one statistical programming language such as Python, R, or SAS
- Experience building or validating credit scorecards, PD models, or loss forecasting models
- Knowledge of credit risk metrics including PD, LGD, EAD, and RAROC
- Familiarity with regulatory frameworks such as Basel III, CECL, or CCAR
- Professional certification such as FRM, CFA, or CRC preferred for mid-level and senior roles
Tips for Your Credit Risk Analyst Job Search
Quantify model performance on your resume
Credit risk hiring managers want to see outcomes, not just tools. List the models you built or maintained and add a concrete result, such as a reduction in default rate or improved Gini coefficient, to show you understand what your work produced.
List your software and data tools explicitly
Many applicant tracking systems screen for SAS, Python, SQL, or R before a human reads your resume. Name every tool you have used professionally in a dedicated skills section so your application clears the first filter.
Target openings by portfolio type
Consumer credit roles at retail banks, commercial lending roles at regional banks, and structured finance roles at investment firms each require different modeling experience. Filter your search by portfolio type, not just job title, to find openings that match what you have actually worked on.
Apply early to roles that fit
Migrate Mate lists credit risk analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a case study answer for the interview
Almost every credit risk analyst interview includes a scenario question asking you to assess a borrower or portfolio. Walk through a real analysis you ran, the variables you weighted, and the recommendation you made, so you have a structured answer ready before the call.
Negotiate using comparable role data
When you receive an offer, reference Bureau of Labor Statistics wage data for your metro area and portfolio type to frame your counter. Employers in this field expect candidates to understand data, so a well-sourced ask is treated more seriously than a round-number request.
Credit Risk Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit risk analysts?
The companies hiring the most credit risk analysts right now include JPMorganChase, Citi, and Valley Bank, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of September 2026. Demand is concentrated in institutions with large consumer or commercial lending portfolios.
How many credit risk analyst jobs are remote?
About 66% of credit risk analyst openings are fully remote or hybrid as of September 2026, with remote availability highest in model validation, portfolio monitoring, and regulatory reporting roles. Roles that require direct client interaction or real-time trading desk support are more likely to require on-site presence.
How do you become a credit risk analyst?
Start with a quantitative undergraduate degree in finance, economics, statistics, or mathematics, then build working knowledge of SQL and at least one scripting language such as Python or R. Gain hands-on exposure through internships, entry-level roles in underwriting or financial analysis, or academic projects involving credit data. Earning the FRM or CFA designation strengthens your candidacy for mid-level and senior positions.
Can you get a credit risk analyst job with little experience?
Yes, entry-level credit risk analyst roles exist at regional banks, credit unions, and financial technology companies and often accept candidates with internship experience or a strong academic background in a quantitative discipline. Building a portfolio that demonstrates credit modeling, even through coursework or open datasets, helps offset limited professional history. Roles focused on consumer credit or small business lending tend to have lower experience thresholds than commercial or structured finance positions.
What does the credit risk analyst interview process look like?
Most credit risk analyst interviews move through a recruiter screen, a hiring manager conversation focused on your modeling experience, and a technical round that tests your knowledge of credit metrics, statistical methods, and relevant regulatory frameworks. Some employers add a take-home case study or a live Excel or Python exercise. Final rounds typically involve a panel with team members from risk, data, or finance.
Where can I find and apply to credit risk analyst jobs?
You can find and apply to credit risk analyst jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, portfolio type, and preferred location, then apply directly to each one that fits.
See All 202+ Credit Risk Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
Find Credit Risk Analyst Jobs