Credit Risk Analyst Jobs
Credit Risk Analyst jobs are open across banking, fintech, insurance, and corporate lending, at every level from analyst I to senior and director, with specializations in consumer credit, commercial credit, and model validation. Find a role that fits from the openings below and apply directly.
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Description
Job Description:
The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntington’s consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. This position also monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives.
Job Responsibilities:
- Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
- Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
- Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
- Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
- Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
- Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance. Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.
Basic Qualifications
- Bachelors degree
- 7+ years experience in analytics role in financial services. 5+ years experience with SQL/SAS
Preferred Qualifications
- MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics
- Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.
- Strong organization and communication skills, both verbal and written
- Strong analytical skills and thought process, with a high degree of attention to detail
- Ability to articulate problem solving methodology used to research and create solutions
- Ability to work on multiple projects at once, prioritizing within tight time constraints .
#LI-OnSite
Exempt Status: (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)
Workplace Type:
OfficeOur Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$102,000 - $208,000 Annual SalaryThe compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Credit Risk Analyst Jobs by Experience Level
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Find Credit Risk Analyst JobsCredit Risk Analyst Job Market
Who's Hiring
- JPMorganChase31

- Valley Bank10

- Intuit6

- T-Mobile5

- EXL Service5

Top Industries Hiring
- Banking & Financial Services13
- Investment & Asset Management6
- Fintech3
- Telecommunications2
- Accounting & Auditing1
What Employers Look For
The qualifications that appear most often in credit risk analyst jobs.
- Bachelor's degree in finance, economics, mathematics, or a related quantitative field
- Proficiency in SQL and at least one statistical programming language such as Python, R, or SAS
- Experience building or validating credit scorecards, PD models, or loss forecasting models
- Knowledge of credit risk metrics including PD, LGD, EAD, and RAROC
- Familiarity with regulatory frameworks such as Basel III, CECL, or CCAR
- Professional certification such as FRM, CFA, or CRC preferred for mid-level and senior roles
Tips for Your Credit Risk Analyst Job Search
Quantify model performance on your resume
Credit risk hiring managers want to see outcomes, not just tools. List the models you built or maintained and add a concrete result, such as a reduction in default rate or improved Gini coefficient, to show you understand what your work produced.
List your software and data tools explicitly
Many applicant tracking systems screen for SAS, Python, SQL, or R before a human reads your resume. Name every tool you have used professionally in a dedicated skills section so your application clears the first filter.
Target openings by portfolio type
Consumer credit roles at retail banks, commercial lending roles at regional banks, and structured finance roles at investment firms each require different modeling experience. Filter your search by portfolio type, not just job title, to find openings that match what you have actually worked on.
Apply early to roles that fit
Migrate Mate lists credit risk analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a case study answer for the interview
Almost every credit risk analyst interview includes a scenario question asking you to assess a borrower or portfolio. Walk through a real analysis you ran, the variables you weighted, and the recommendation you made, so you have a structured answer ready before the call.
Negotiate using comparable role data
When you receive an offer, reference Bureau of Labor Statistics wage data for your metro area and portfolio type to frame your counter. Employers in this field expect candidates to understand data, so a well-sourced ask is treated more seriously than a round-number request.
Credit Risk Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit risk analysts?
The companies hiring the most credit risk analysts right now include JPMorganChase, Valley Bank, and Intuit, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Demand is concentrated in institutions with large consumer or commercial lending portfolios.
How many credit risk analyst jobs are remote?
About 74% of credit risk analyst openings are fully remote or hybrid as of November 2026, with remote availability highest in model validation, portfolio monitoring, and regulatory reporting roles. Roles that require direct client interaction or real-time trading desk support are more likely to require on-site presence.
How do you become a credit risk analyst?
Start with a quantitative undergraduate degree in finance, economics, statistics, or mathematics, then build working knowledge of SQL and at least one scripting language such as Python or R. Gain hands-on exposure through internships, entry-level roles in underwriting or financial analysis, or academic projects involving credit data. Earning the FRM or CFA designation strengthens your candidacy for mid-level and senior positions.
Can you get a credit risk analyst job with little experience?
Yes, entry-level credit risk analyst roles exist at regional banks, credit unions, and financial technology companies and often accept candidates with internship experience or a strong academic background in a quantitative discipline. Building a portfolio that demonstrates credit modeling, even through coursework or open datasets, helps offset limited professional history. Roles focused on consumer credit or small business lending tend to have lower experience thresholds than commercial or structured finance positions.
What does the credit risk analyst interview process look like?
Most credit risk analyst interviews move through a recruiter screen, a hiring manager conversation focused on your modeling experience, and a technical round that tests your knowledge of credit metrics, statistical methods, and relevant regulatory frameworks. Some employers add a take-home case study or a live Excel or Python exercise. Final rounds typically involve a panel with team members from risk, data, or finance.
Where can I find and apply to credit risk analyst jobs?
You can find and apply to credit risk analyst jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, portfolio type, and preferred location, then apply directly to each one that fits.
See All 184+ Credit Risk Analyst Jobs
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Find Credit Risk Analyst Jobs