Credit Risk Analyst Jobs

Credit Risk Analyst jobs are open across banking, fintech, insurance, and corporate lending, at every level from analyst I to senior and director, with specializations in consumer credit, commercial credit, and model validation. Find a role that fits from the openings below and apply directly.

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Overview

Open roles184+
Top stateNew York
Top employerJPMorganChase
Top cityNew York, NY
Work type52% Hybrid
Top industryBanking

Showing 5 of 184+ Credit Risk Analyst jobs

Credit Card Risk Strategy Analyst
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Added 2d ago
Credit Card Risk Strategy Analyst
Huntington Bank
Chicago, Illinois
Business Analysis
Compensation & Benefits
Human Resources
Human Resources (HR) — Generalist
$102k - $208k/yr
Remote (US)
Doctoral degree in statistics
10,000+

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Consumer Credit Risk Analyst III
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Added 2d ago
Consumer Credit Risk Analyst III
KeyBank
Amherst, New York
Compliance & Legal
Business Analysis
Compliance & Risk
$69k - $105k/yr
Hybrid
Bachelor's
10,000+

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Consumer Credit Risk Analytics Director, Portfolio Insights & Committee Governance
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Added 2d ago
Consumer Credit Risk Analytics Director, Portfolio Insights & Committee Governance
Wells Fargo
Irving, Texas
Accounting
Investment Banking & Capital Markets
$185k - $300k/yr
Hybrid
10,000+

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Analyst II, Credit Risk
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Added 3d ago
Analyst II, Credit Risk
CarMax
Kennesaw, Georgia
Business Analyst
Customer Service
Customer Success
$70k - $105k/yr
Bachelor's degree
10,000+

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Hedge Fund Credit Risk Analyst
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Added 3d ago
Hedge Fund Credit Risk Analyst
Nomura
New York, New York
Business Development
Investment Banking & Capital Markets
Investment Operations
$85k - $105k/yr
10,000+

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Top Cities Hiring Credit Risk Analysts

Explore credit risk analyst openings in the cities hiring most right now.

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Credit Risk Analyst Job Market

Who's Hiring

  • JPMorganChase31
  • Valley Bank10
  • Intuit6
  • T-Mobile5
  • EXL Service5

Top Industries Hiring

  • Banking & Financial Services13
  • Investment & Asset Management6
  • Fintech3
  • Telecommunications2
  • Accounting & Auditing1

What Employers Look For

The qualifications that appear most often in credit risk analyst jobs.

  • Bachelor's degree in finance, economics, mathematics, or a related quantitative field
  • Proficiency in SQL and at least one statistical programming language such as Python, R, or SAS
  • Experience building or validating credit scorecards, PD models, or loss forecasting models
  • Knowledge of credit risk metrics including PD, LGD, EAD, and RAROC
  • Familiarity with regulatory frameworks such as Basel III, CECL, or CCAR
  • Professional certification such as FRM, CFA, or CRC preferred for mid-level and senior roles

Tips for Your Credit Risk Analyst Job Search

Quantify model performance on your resume

Credit risk hiring managers want to see outcomes, not just tools. List the models you built or maintained and add a concrete result, such as a reduction in default rate or improved Gini coefficient, to show you understand what your work produced.

List your software and data tools explicitly

Many applicant tracking systems screen for SAS, Python, SQL, or R before a human reads your resume. Name every tool you have used professionally in a dedicated skills section so your application clears the first filter.

Target openings by portfolio type

Consumer credit roles at retail banks, commercial lending roles at regional banks, and structured finance roles at investment firms each require different modeling experience. Filter your search by portfolio type, not just job title, to find openings that match what you have actually worked on.

Apply early to roles that fit

Migrate Mate lists credit risk analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.

Prepare a case study answer for the interview

Almost every credit risk analyst interview includes a scenario question asking you to assess a borrower or portfolio. Walk through a real analysis you ran, the variables you weighted, and the recommendation you made, so you have a structured answer ready before the call.

Negotiate using comparable role data

When you receive an offer, reference Bureau of Labor Statistics wage data for your metro area and portfolio type to frame your counter. Employers in this field expect candidates to understand data, so a well-sourced ask is treated more seriously than a round-number request.

Credit Risk Analyst Jobs: Frequently Asked Questions

Which companies are hiring the most credit risk analysts?

The companies hiring the most credit risk analysts right now include JPMorganChase, Valley Bank, and Intuit, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Demand is concentrated in institutions with large consumer or commercial lending portfolios.

How many credit risk analyst jobs are remote?

About 74% of credit risk analyst openings are fully remote or hybrid as of November 2026, with remote availability highest in model validation, portfolio monitoring, and regulatory reporting roles. Roles that require direct client interaction or real-time trading desk support are more likely to require on-site presence.

How do you become a credit risk analyst?

Start with a quantitative undergraduate degree in finance, economics, statistics, or mathematics, then build working knowledge of SQL and at least one scripting language such as Python or R. Gain hands-on exposure through internships, entry-level roles in underwriting or financial analysis, or academic projects involving credit data. Earning the FRM or CFA designation strengthens your candidacy for mid-level and senior positions.

Can you get a credit risk analyst job with little experience?

Yes, entry-level credit risk analyst roles exist at regional banks, credit unions, and financial technology companies and often accept candidates with internship experience or a strong academic background in a quantitative discipline. Building a portfolio that demonstrates credit modeling, even through coursework or open datasets, helps offset limited professional history. Roles focused on consumer credit or small business lending tend to have lower experience thresholds than commercial or structured finance positions.

What does the credit risk analyst interview process look like?

Most credit risk analyst interviews move through a recruiter screen, a hiring manager conversation focused on your modeling experience, and a technical round that tests your knowledge of credit metrics, statistical methods, and relevant regulatory frameworks. Some employers add a take-home case study or a live Excel or Python exercise. Final rounds typically involve a panel with team members from risk, data, or finance.

Where can I find and apply to credit risk analyst jobs?

You can find and apply to credit risk analyst jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your experience, portfolio type, and preferred location, then apply directly to each one that fits.

See All 184+ Credit Risk Analyst Jobs

Find roles that match your experience and apply in just a few clicks.

Find Credit Risk Analyst Jobs