Entry Level Credit Risk Analyst Jobs
New grad credit risk analyst jobs are open to recent graduates and entry level candidates with zero to two years of experience, where a strong internship or portfolio often carries more weight than years on a resume. Most openings are Banking & Financial Services, Investment & Asset Management, and Automotive roles across on-site, hybrid, and remote settings, with employers like Fiserv, UBS, and CIBC hiring at this level now.
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CarMax, the way your career should be!
Summary of Duties:
- Responsible for providing analytical support for the effective management and growth of CAF’s portfolio, including voluntary protection products, originations and portfolio management functions.
- Develop and maintain an understanding of key business metrics and be willing and able to drive change as the business evolves.
- Leverage data to develop a deep understanding of CAF’s business operations and growth strategies. This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics.
- Use database tools/software to extract key data, analyze trends, model predictive analytics and identify targeted areas for innovation and testing using a combination of statistical and database tools focus on the more complex areas of the business.
- Demonstrate strong teamwork by partnering effectively with others to meet common objectives; be able to lead cross-functional projects within the CAF organization.
- Review and analyze existing business strategies and be prepared to recommend and implement new processes or strategies based upon the data/analysis.
- Produce reports and analysis for monthly portfolio performance tracking and evaluation.
- Coach and train more junior analysts.
Qualifications:
Master’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Two (2) years of experience in the job offered or related occupation in which the required experience was gained. In lieu of a Master’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Two (2) years of experience, the employer will also accept a Bachelor’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Five (5) years of experience in the job offered or related occupation in which the required experience was gained. Must also have demonstrated experience with the following: Database systems and/or software packages (SAS and SQL); Accessing, manipulating, and interpreting data; Designing effective solutions to business problems; Microsoft Office; Data visualization systems (Tableau and PowerBI); Building complex predictive models; Python; Producing reports & analysis for monthly portfolio performance tracking & evaluation; Coach/train more junior analysts; and Recommending and implementing new strategies and processes based upon data and analysis.
The annual salary for this position is:
$88,200.00 - $132,300.00May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
CarMax, the way your career should be!
Summary of Duties:
- Responsible for providing analytical support for the effective management and growth of CAF’s portfolio, including voluntary protection products, originations and portfolio management functions.
- Develop and maintain an understanding of key business metrics and be willing and able to drive change as the business evolves.
- Leverage data to develop a deep understanding of CAF’s business operations and growth strategies. This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics.
- Use database tools/software to extract key data, analyze trends, model predictive analytics and identify targeted areas for innovation and testing using a combination of statistical and database tools focus on the more complex areas of the business.
- Demonstrate strong teamwork by partnering effectively with others to meet common objectives; be able to lead cross-functional projects within the CAF organization.
- Review and analyze existing business strategies and be prepared to recommend and implement new processes or strategies based upon the data/analysis.
- Produce reports and analysis for monthly portfolio performance tracking and evaluation.
- Coach and train more junior analysts.
Qualifications:
Master’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Two (2) years of experience in the job offered or related occupation in which the required experience was gained. In lieu of a Master’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Two (2) years of experience, the employer will also accept a Bachelor’s degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or a related field of study AND Five (5) years of experience in the job offered or related occupation in which the required experience was gained. Must also have demonstrated experience with the following: Database systems and/or software packages (SAS and SQL); Accessing, manipulating, and interpreting data; Designing effective solutions to business problems; Microsoft Office; Data visualization systems (Tableau and PowerBI); Building complex predictive models; Python; Producing reports & analysis for monthly portfolio performance tracking & evaluation; Coach/train more junior analysts; and Recommending and implementing new strategies and processes based upon data and analysis.
The annual salary for this position is:
$88,200.00 - $132,300.00May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
See All 18 Entry Level Credit Risk Analyst Jobs
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Find JobsEntry Level Credit Risk Analyst Job Market
Who's Hiring
- Fiserv2
- UBS1
- CIBC1
- Citi1
- USAA1
Top Industries Hiring
- Banking & Financial Services9
- Investment & Asset Management5
- Automotive2
- Technology & Software2
- Insurance1
Entry Level Credit Risk Analyst Jobs: Frequently Asked Questions
How do I get an entry level credit risk analyst job?
Employers hiring at the entry level look for candidates who can demonstrate analytical thinking, comfort with financial data, and familiarity with tools like Excel or SQL. A relevant internship, a finance or economics degree, and any coursework in credit analysis or financial modeling will strengthen your application. Highlighting a project that involved data analysis or risk assessment can set you apart from other candidates.
Which companies hire entry level credit risk analysts?
Companies hiring entry level credit risk analysts right now include Fiserv, UBS, and CIBC, based on current listings on Migrate Mate as of July 2026. Hiring at this level comes from a mix of banks, credit unions, financial services firms, and fintech companies that onboard junior analysts and train them in their internal credit frameworks.
Are there remote entry level credit risk analyst jobs?
Yes, though on-site roles still dominate at the entry level. About 44% of entry level credit risk analyst openings are remote or hybrid as of July 2026, and those positions tend to appear most often at larger financial institutions and fintech companies that have established distributed teams. Checking listings regularly gives you the best shot at catching remote openings as they post.
Are these new grad credit risk analyst jobs?
Yes. These listings include new grad, recent graduate, and junior credit risk analyst roles. A new grad friendly posting typically welcomes candidates with zero to two years of experience and accepts internship work, academic projects, or a portfolio in place of full-time history. Look for postings that mention training programs, analyst rotations, or degree requirements without requiring prior professional experience.
Which industries hire the most entry level credit risk analysts?
Entry Level credit risk analyst roles concentrate in Banking & Financial Services, Investment & Asset Management, and Automotive, based on current listings on Migrate Mate as of July 2026. These sectors drive hiring at the junior level because they continuously need analysts to support lending decisions, monitor credit exposure, and maintain compliance with risk management standards across large and growing portfolios.