Credit Risk Analyst Jobs in New York
Credit Risk Analyst jobs in New York represent one of the most active and competitive markets in the country, concentrated in banking, asset management, insurance, and fintech across Manhattan, Buffalo, and Albany. Major institutions with deep roots in the New York market, including JPMorgan Chase, Citigroup, and Goldman Sachs, maintain consistent demand at every level from junior analyst through senior credit officer. The most sought-after specialties in New York are commercial lending credit analysis, structured finance risk, and model validation. Find a role that fits below and apply directly.
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Showing 5 of 40+ Credit Risk Analyst jobs
Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/30/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 11/30/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
LI-Hybrid
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Find Credit Risk Analyst JobsCredit Risk Analyst Jobs by City in New York
Where New York roles are concentrated, by current openings.
Credit Risk Analyst Job Market in New York
A snapshot from current New York openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
What New York Employers Look For
The qualifications that appear most often in credit risk analyst jobs across New York.
- Bachelor's degree in finance, economics, or a related quantitative field required
- Professional certification such as CFA or FRM preferred by most New York employers
- Hands-on experience with credit analysis, underwriting, or financial statement modeling
- Proficiency in SQL, Python, or SAS for risk modeling and portfolio monitoring
- Familiarity with federal and New York state regulatory frameworks including Basel standards
- Strong written communication skills for credit memos and committee presentations
Credit Risk Analyst Jobs in New York: Frequently Asked Questions
How do you become a credit risk analyst in New York?
Most credit risk analysts in New York enter the field with a bachelor's degree in finance, economics, accounting, or a quantitative discipline. New York does not require a state-issued license for the role, but earning the CFA or FRM designation significantly strengthens a candidate's standing with New York's large financial institutions. Many analysts begin in commercial banking credit programs or financial analyst rotations at major New York banks before moving into dedicated risk roles.
How much do credit risk analysts make in New York?
Credit risk analysts in New York earn a median of about $133,270 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $76,730 for the lowest 10% to over $241,220 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit risk analysts in New York?
Employers hiring credit risk analysts in New York right now include JPMorganChase, Nomura, and Coinbase, based on current listings on Migrate Mate as of November 2026. New York's concentration of global bank headquarters, insurance carriers, and asset managers means demand is spread across multiple sectors rather than a single industry.
Which New York cities have the most credit risk analyst jobs?
New York, Columbus, and Amherst have the most credit risk analyst openings in New York. Manhattan dominates because it is home to the headquarters and major offices of the largest U.S. and global financial institutions, while Buffalo and Albany reflect regional banking activity and the presence of state government financial agencies that also carry credit risk functions.
Are there remote credit risk analyst jobs in New York?
Yes, and more than many comparable finance roles. About 94% of credit risk analyst openings tied to New York are remote or hybrid as of November 2026, reflecting the largely desk-based and analytical nature of the work. Model validation, portfolio monitoring, and reporting functions are the most commonly offered in remote or hybrid arrangements, while roles involving direct client underwriting or committee participation tend to require more in-office presence.
How can I get hired as a credit risk analyst in New York with little or no experience?
The most realistic entry path is through a formal credit analyst training program at a large New York bank, where recent graduates rotate through underwriting, portfolio review, and risk reporting before specializing. JPMorgan Chase, Citigroup, and regional banks operating in New York regularly run structured new-analyst programs for candidates without direct credit experience. A background in financial analysis, lending operations, or accounting provides a strong lateral entry point, and completing the FRM Part I exam signals credibility to hiring managers even before you have experience.
Where can I find and apply to credit risk analyst jobs in New York?
You can find and apply to credit risk analyst jobs in New York on Migrate Mate, which lists current openings across New York's major financial hubs and updates regularly. Find roles that fit your background and apply directly to each employer through the listings.
See All 40 Credit Risk Analyst Jobs in New York
Find roles in New York that match your experience and apply in just a few clicks.
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