Mid Level Credit Risk Associate Jobs
Mid level credit risk associate jobs go to professionals ready to own portfolio analysis end to end, guide junior analysts, and deliver credit recommendations with limited oversight. Openings run across Banking & Financial Services, Investment & Asset Management, and Fintech, with 36% remote or hybrid availability, and employers like Stripe, Valley Bank, and JPMorganChase hiring at this level now.
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Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 12/09/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Top Industries Hiring
- Banking & Financial Services
- Investment & Asset Management
- Fintech
- Accounting & Auditing
Mid Level Credit Risk Associate Jobs: Frequently Asked Questions
How do I get a mid level credit risk associate job?
Position your experience around ownership, not just participation. Highlight credit analyses you led independently, models you built or improved, and decisions you supported with your own recommendations. Employers at this level want to see that you can manage a portfolio segment or project without close supervision, so lead with specific outcomes, not just the tools you used.
Which companies hire mid level credit risk associates?
Companies hiring mid level credit risk associates right now include Stripe, Valley Bank, and JPMorganChase, based on current listings on Migrate Mate as of November 2026. At this level, hiring comes from large commercial banks, regional lenders, specialty finance firms, and financial services companies scaling their credit underwriting or portfolio management functions.
Are there remote mid level credit risk associate jobs?
Yes, though availability varies by employer and role type. About 36% of mid level credit risk associate openings are remote or hybrid as of November 2026, with hybrid arrangements most common at larger institutions that require periodic in-office collaboration on credit committee reviews or model validation work.
How do I move up to a mid level credit risk associate role?
Moving into a mid level credit risk associate role typically requires deepening beyond task execution into genuine ownership. That means leading credit reviews rather than supporting them, building familiarity with credit scoring models or risk frameworks, and demonstrating measurable impact, such as a portfolio improvement or a process change you drove. Consistent delivery across varied credit situations is what signals readiness for mid level responsibilities.
Which industries hire the most mid level credit risk associates?
Mid Level credit risk associate roles concentrate in Banking & Financial Services, Investment & Asset Management, and Fintech, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they manage large credit portfolios, face regulatory scrutiny, and need experienced analysts who can work independently on underwriting, monitoring, and risk reporting.