E-3 Visa Underwriter Jobs
Underwriter roles qualify for E-3 visa sponsorship when the position requires a bachelor's degree in finance, actuarial science, or a related field. Australian professionals in commercial, life, or specialty lines underwriting can enter the U.S. market on the E-3 without competing in the H-1B lottery, with two-year renewable status tied to your employer.
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Get Access To All JobsINTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ROLE AND RESPONSIBILITIES
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include completing and reviewing credit analysis, evaluating risks, reviewing work by less experienced teammates, and writing financial analysis for approval or monitoring. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
This role supports Commercial Real Estate credit underwriting and portfolio monitoring for new and existing clients in partnership with Credit Officers, Relationship Management, and Risk. Key responsibilities include preparing and reviewing credit analyses, assessing risk, reviewing work completed by less experienced teammates, and drafting financial analyses for approval or ongoing monitoring. The role is expected to lead the underwriting process, deliver timely and accurate analyses, and coach teammates on credit requirements.
Responsibilities:
- Leads the credit analysis process with the support of other analysts and associates
- Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
- Monitors operating performance and financial condition, proactively identifying issues and opportunities
- Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
- Gathers, manages and reviews additional due diligence and third-party reports once deal is mandated
- Prepares credit packages and circulates for approval
- Responsible for Flood Process and regulatory data capture associated with deal closings
- Completes renewals, material modifications and extensions (non-preapproved)
- Completes Treasury-related requests, including card and ACH facilities for credit clients only
- Partners closely with the Credit Officer and Loan Administration team in loan closings
BASIC QUALIFICATIONS
3+ yrs of Commercial Real Estate Credit Experience
PREFERRED QUALIFICATIONS
Bachelor's Degree
SKILLS
- Attention to Detail
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Credit and Risk Assessment
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
SHIFT
1st shift (United States of America)
HOURS PER WEEK:
40
INTRODUCTION
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
ROLE AND RESPONSIBILITIES
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include completing and reviewing credit analysis, evaluating risks, reviewing work by less experienced teammates, and writing financial analysis for approval or monitoring. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
This role supports Commercial Real Estate credit underwriting and portfolio monitoring for new and existing clients in partnership with Credit Officers, Relationship Management, and Risk. Key responsibilities include preparing and reviewing credit analyses, assessing risk, reviewing work completed by less experienced teammates, and drafting financial analyses for approval or ongoing monitoring. The role is expected to lead the underwriting process, deliver timely and accurate analyses, and coach teammates on credit requirements.
Responsibilities:
- Leads the credit analysis process with the support of other analysts and associates
- Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
- Monitors operating performance and financial condition, proactively identifying issues and opportunities
- Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
- Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
- Has credit approval for certain credit actions
- Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
- Gathers, manages and reviews additional due diligence and third-party reports once deal is mandated
- Prepares credit packages and circulates for approval
- Responsible for Flood Process and regulatory data capture associated with deal closings
- Completes renewals, material modifications and extensions (non-preapproved)
- Completes Treasury-related requests, including card and ACH facilities for credit clients only
- Partners closely with the Credit Officer and Loan Administration team in loan closings
BASIC QUALIFICATIONS
3+ yrs of Commercial Real Estate Credit Experience
PREFERRED QUALIFICATIONS
Bachelor's Degree
SKILLS
- Attention to Detail
- Financial Analysis
- Underwriting
- Written Communications
- Analytical Thinking
- Credit Documentation Requirements
- Credit and Risk Assessment
- Financial Forecasting and Modeling
- Recording/Organizing Information
- Business Acumen
- Collaboration
- Collateral Management
- Loan Structuring
- Prioritization
SHIFT
1st shift (United States of America)
HOURS PER WEEK:
40
See all 112+ E-3 Visa Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new E-3 Visa Underwriter Jobs.
Get Access To All JobsTips for Finding E-3 Visa Sponsorship in Underwriter
Align your credentials to specialty occupation standards
USCIS requires your degree field to match the underwriting role. A finance or actuarial science degree maps cleanly, but a general business degree may need supporting evidence like professional certifications or a detailed employer explanation of the degree requirement.
Target insurers with established E-3 hiring pipelines
Large commercial carriers, reinsurers, and Lloyd's syndicates with U.S. operations have sponsored E-3 visa workers before and know the LCA process. Smaller MGAs may be willing but will need guidance on their DOL filing obligations before extending an offer.
Use Migrate Mate to find and file your E-3
Search Underwriter roles with confirmed E-3 sponsorship on Migrate Mate, then use Migrate Mate's E-3 filing service to handle your LCA and visa paperwork from offer acceptance through your consulate appointment in Sydney, Melbourne, or Perth.
Get your Australian qualifications formally evaluated early
Your three-year Australian bachelor's degree is generally accepted as equivalent to a U.S. four-year degree, but having a credential evaluation letter ready removes friction when the employer's legal team asks about degree equivalency during LCA preparation.
Negotiate the DOL prevailing wage into your offer letter
Your employer's LCA must certify that your salary meets the DOL prevailing wage for your underwriting job code and work location. Make sure your offer letter reflects this figure before the LCA is submitted, or the DOL will reject the application.
Book your consulate appointment before your start date is set
E-3 consulate wait times in Australia fluctuate by location and season. Confirm your preferred consulate's appointment availability before you and your employer finalize a U.S. start date to avoid renegotiating your offer or taking unpaid leave.
E-3 Visa Underwriter: Frequently Asked Questions
How do I find Underwriter jobs with E-3 visa sponsorship?
Migrate Mate is built specifically for Australian professionals searching for roles with E-3 sponsorship. Standard job boards don't filter by visa type, so you end up applying to roles where the employer has never sponsored an E-3 before. Migrate Mate surfaces Underwriter positions at employers already familiar with the E-3 process, which reduces the time spent educating hiring teams from scratch.
How much does it cost to get an E-3 visa?
Migrate Mate's E-3 filing service covers the entire process for $499, including the Labor Condition Application, visa document preparation, and consulate appointment guidance. Traditional immigration lawyers charge $2,000–$5,000+ for the same work. The E-3 has less paperwork than most work visas, so paying thousands for legal help is usually unnecessary.
Does an Underwriter role qualify as a specialty occupation for the E-3?
Underwriting generally qualifies as a specialty occupation because the role typically requires a bachelor's degree or higher in finance, actuarial science, economics, or a related field. USCIS looks at whether the specific position at the employer theoretically and practically requires that degree. Roles in commercial lines, life, or specialty underwriting with analytical complexity are well-supported. Generalist positions where any business degree qualifies may require additional documentation from the employer.
How does the E-3 compare to the H-1B for Underwriter roles?
The E-3 has no lottery and no annual numerical cap, so you can apply at any time of year and start work as soon as your visa is approved. The H-1B requires registration in March, lottery selection, and an October 1 start date. For an Underwriter with an active offer, the E-3 can compress the timeline from offer to employment by six months or more compared to the standard H-1B path.
Can I switch underwriting employers while on an E-3?
Yes, but the E-3 is employer-specific. Your current visa is tied to the employer named on your LCA and DS-160. When you change employers, the new employer must file a fresh LCA with the DOL and you'll need a new E-3 visa stamp, typically obtained at a consulate in Australia. You cannot use your existing visa to start working for a new employer without completing this process first.