E-3 Visa Underwriter Jobs
Underwriter roles qualify for E-3 visa sponsorship when the position requires a bachelor's degree in finance, actuarial science, or a related field. Australian professionals in commercial, life, or specialty lines underwriting can enter the U.S. market on the E-3 without competing in the H-1B lottery, with two-year renewable status tied to your employer.
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Get Access To All JobsWe’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.
Position Summary
This Underwriting role is for Meritain Health, an independent subsidiary of Aetna and CVS, and one of the nation's largest employee benefits administrators. We have the resources of a national carrier coupled with the unique flexibility and devoted service of a third-party administrator (TPA).
The Meritain Health underwriting department supports the attainment of organizational goals through the issuance of prospective and existing business quotations and proposals. Including administrative fee pricing, stop loss, RFP questionnaire responses, and plan consultation.
The Underwriting Manager serves as a key support role within the Meritain Underwriting team, providing day-to-day management and mentorship to a group of underwriters. This position plays an important role in helping drive consistency and collaboration across the unit. The ideal candidate will bring a strong sense of ownership, the ability to work independently, and a proactive approach to problem-solving. This role is well-suited for someone who enjoys supporting others, contributing to process improvements, and serving as a go-to resource for both internal partners and external stakeholders.
Responsibilities
Team Leadership & Development:
- Proactively manage the workflow and shifting priorities of the underwriting unit to ensure timely, accurate deliverables.
- Provide daily support, coaching, and mentorship to a team of underwriters, fostering skill development and professional growth.
- Conduct quality reviews, identify learning opportunities, and oversee training for both internal staff and external stakeholders.
- Lead team meetings and serve as the first point of contact for complex case issues or challenges.
- Support hiring, onboarding, and ongoing talent development of direct reports.
- May provide coverage for the department leader as needed.
Underwriting & Risk Assessment:
- Assists in preparing underwriting analysis and risk assessment for new and renewal business, including cases with significant benefit implications.
- Assists in the preparation of quotes, questionnaires, and financial projections of varying complexity.
- Apply underwriting guidelines and negotiate financial terms within assigned authority; escalate exceptions and financial variances to senior leadership as appropriate, balancing membership, revenue growth, and profitability.
- Ensure pricing strategies align with business objectives and client needs.
- Assist team members in navigating complex or sensitive sales and renewal situations.
Collaboration & Communication:
- Act as the central contact for final rate submissions (Final & Firm process), including reporting and coordination with underwriters and operational teams.
- Collaborate with Business Analysis, Sales, Client Management, and other internal stakeholders to support sales and retention efforts.
- Present underwriting information and explain rate development, underwriting policies, and product standards to internal and external stakeholders.
- Build and maintain relationships with stop loss carriers to support case resolution and negotiation efforts.
- Clearly articulate Meritain’s services, underwriting philosophy, and new initiatives to internal and external stakeholders.
Process Improvement & Strategic Support:
- Lead or contribute to departmental projects and continuous improvement initiatives aimed at enhancing productivity, accuracy, and customer service.
- Identify and implement opportunities for automation and operational efficiency; influence the development of tools and resources.
- Support the use and optimization of underwriting tools, systems, and reporting platforms.
- Provide strategic input on stop loss placement, pricing, and product positioning.
Subject Matter Expertise:
- Demonstrate deep knowledge of Meritain’s product portfolio, underwriting philosophy, and market positioning.
- Support the development of proposals that align with client goals and organizational strategies.
- Analyze operational data and apply insights to financial modeling and fee development.
- Serve as a trusted resource for internal partners on underwriting and stop loss strategy.
In order to be successful in this role you must exhibit the following:
- Strong analytical, decision-making, and communication skills.
- Demonstrated ability to lead, mentor, and/or develop team members.
- Demonstrated success in anticipating customer needs and negotiating using tact and diplomacy.
- Proficiency in Excel, Salesforce, and Microsoft Office.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
Required Qualifications
- 5+ years of experience in underwriting, financial analysis, pricing methodologies, and/or funding arrangements.
- 2+ years of relevant medical insurance experience: brokers (producers), carriers, (TPA) third-party administrators, benefit analysis, underwriting, rating methodologies, or policy marketing, etc.
Preferred Qualifications
- 2+ years of prior leadership experience.
- Salesforce, Tableau, and/or VBA experience.
- Experience communicating with outside consultants or customers.
Education
- Bachelor's degree required or equivalent years of related experience.
Anticipated Weekly Hours
40
Time Type
Full time
Pay Range
The typical pay range for this role is:
$60,300.00 - $145,860.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
Great benefits for great people
We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.
This full-time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well-being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.
Additional details about available benefits are provided during the application process and on Benefits Moments.
We anticipate the application window for this opening will close on: 08/28/2026
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.
Position Summary
This Underwriting role is for Meritain Health, an independent subsidiary of Aetna and CVS, and one of the nation's largest employee benefits administrators. We have the resources of a national carrier coupled with the unique flexibility and devoted service of a third-party administrator (TPA).
The Meritain Health underwriting department supports the attainment of organizational goals through the issuance of prospective and existing business quotations and proposals. Including administrative fee pricing, stop loss, RFP questionnaire responses, and plan consultation.
The Underwriting Manager serves as a key support role within the Meritain Underwriting team, providing day-to-day management and mentorship to a group of underwriters. This position plays an important role in helping drive consistency and collaboration across the unit. The ideal candidate will bring a strong sense of ownership, the ability to work independently, and a proactive approach to problem-solving. This role is well-suited for someone who enjoys supporting others, contributing to process improvements, and serving as a go-to resource for both internal partners and external stakeholders.
Responsibilities
Team Leadership & Development:
- Proactively manage the workflow and shifting priorities of the underwriting unit to ensure timely, accurate deliverables.
- Provide daily support, coaching, and mentorship to a team of underwriters, fostering skill development and professional growth.
- Conduct quality reviews, identify learning opportunities, and oversee training for both internal staff and external stakeholders.
- Lead team meetings and serve as the first point of contact for complex case issues or challenges.
- Support hiring, onboarding, and ongoing talent development of direct reports.
- May provide coverage for the department leader as needed.
Underwriting & Risk Assessment:
- Assists in preparing underwriting analysis and risk assessment for new and renewal business, including cases with significant benefit implications.
- Assists in the preparation of quotes, questionnaires, and financial projections of varying complexity.
- Apply underwriting guidelines and negotiate financial terms within assigned authority; escalate exceptions and financial variances to senior leadership as appropriate, balancing membership, revenue growth, and profitability.
- Ensure pricing strategies align with business objectives and client needs.
- Assist team members in navigating complex or sensitive sales and renewal situations.
Collaboration & Communication:
- Act as the central contact for final rate submissions (Final & Firm process), including reporting and coordination with underwriters and operational teams.
- Collaborate with Business Analysis, Sales, Client Management, and other internal stakeholders to support sales and retention efforts.
- Present underwriting information and explain rate development, underwriting policies, and product standards to internal and external stakeholders.
- Build and maintain relationships with stop loss carriers to support case resolution and negotiation efforts.
- Clearly articulate Meritain’s services, underwriting philosophy, and new initiatives to internal and external stakeholders.
Process Improvement & Strategic Support:
- Lead or contribute to departmental projects and continuous improvement initiatives aimed at enhancing productivity, accuracy, and customer service.
- Identify and implement opportunities for automation and operational efficiency; influence the development of tools and resources.
- Support the use and optimization of underwriting tools, systems, and reporting platforms.
- Provide strategic input on stop loss placement, pricing, and product positioning.
Subject Matter Expertise:
- Demonstrate deep knowledge of Meritain’s product portfolio, underwriting philosophy, and market positioning.
- Support the development of proposals that align with client goals and organizational strategies.
- Analyze operational data and apply insights to financial modeling and fee development.
- Serve as a trusted resource for internal partners on underwriting and stop loss strategy.
In order to be successful in this role you must exhibit the following:
- Strong analytical, decision-making, and communication skills.
- Demonstrated ability to lead, mentor, and/or develop team members.
- Demonstrated success in anticipating customer needs and negotiating using tact and diplomacy.
- Proficiency in Excel, Salesforce, and Microsoft Office.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
Required Qualifications
- 5+ years of experience in underwriting, financial analysis, pricing methodologies, and/or funding arrangements.
- 2+ years of relevant medical insurance experience: brokers (producers), carriers, (TPA) third-party administrators, benefit analysis, underwriting, rating methodologies, or policy marketing, etc.
Preferred Qualifications
- 2+ years of prior leadership experience.
- Salesforce, Tableau, and/or VBA experience.
- Experience communicating with outside consultants or customers.
Education
- Bachelor's degree required or equivalent years of related experience.
Anticipated Weekly Hours
40
Time Type
Full time
Pay Range
The typical pay range for this role is:
$60,300.00 - $145,860.00
This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
Great benefits for great people
We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.
This full-time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well-being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.
Additional details about available benefits are provided during the application process and on Benefits Moments.
We anticipate the application window for this opening will close on: 08/28/2026
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.
See all 82+ E-3 Visa Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new E-3 Visa Underwriter Jobs.
Get Access To All JobsTips for Finding E-3 Visa Sponsorship in Underwriter
Align your credentials to specialty occupation standards
USCIS requires your degree field to match the underwriting role. A finance or actuarial science degree maps cleanly, but a general business degree may need supporting evidence like professional certifications or a detailed employer explanation of the degree requirement.
Target insurers with established E-3 hiring pipelines
Large commercial carriers, reinsurers, and Lloyd's syndicates with U.S. operations have sponsored E-3 visa workers before and know the LCA process. Smaller MGAs may be willing but will need guidance on their DOL filing obligations before extending an offer.
Use Migrate Mate to find and file your E-3
Search Underwriter roles with confirmed E-3 sponsorship on Migrate Mate, then use Migrate Mate's E-3 filing service to handle your LCA and visa paperwork from offer acceptance through your consulate appointment in Sydney, Melbourne, or Perth.
Get your Australian qualifications formally evaluated early
Your three-year Australian bachelor's degree is generally accepted as equivalent to a U.S. four-year degree, but having a credential evaluation letter ready removes friction when the employer's legal team asks about degree equivalency during LCA preparation.
Negotiate the DOL prevailing wage into your offer letter
Your employer's LCA must certify that your salary meets the DOL prevailing wage for your underwriting job code and work location. Make sure your offer letter reflects this figure before the LCA is submitted, or the DOL will reject the application.
Book your consulate appointment before your start date is set
E-3 consulate wait times in Australia fluctuate by location and season. Confirm your preferred consulate's appointment availability before you and your employer finalize a U.S. start date to avoid renegotiating your offer or taking unpaid leave.
E-3 Visa Underwriter: Frequently Asked Questions
How do I find Underwriter jobs with E-3 visa sponsorship?
Migrate Mate is built specifically for Australian professionals searching for roles with E-3 sponsorship. Standard job boards don't filter by visa type, so you end up applying to roles where the employer has never sponsored an E-3 before. Migrate Mate surfaces Underwriter positions at employers already familiar with the E-3 process, which reduces the time spent educating hiring teams from scratch.
How much does it cost to get an E-3 visa?
Migrate Mate's E-3 filing service covers the entire process for $499, including the Labor Condition Application, visa document preparation, and consulate appointment guidance. Traditional immigration lawyers charge $2,000–$5,000+ for the same work. The E-3 has less paperwork than most work visas, so paying thousands for legal help is usually unnecessary.
Does an Underwriter role qualify as a specialty occupation for the E-3?
Underwriting generally qualifies as a specialty occupation because the role typically requires a bachelor's degree or higher in finance, actuarial science, economics, or a related field. USCIS looks at whether the specific position at the employer theoretically and practically requires that degree. Roles in commercial lines, life, or specialty underwriting with analytical complexity are well-supported. Generalist positions where any business degree qualifies may require additional documentation from the employer.
How does the E-3 compare to the H-1B for Underwriter roles?
The E-3 has no lottery and no annual numerical cap, so you can apply at any time of year and start work as soon as your visa is approved. The H-1B requires registration in March, lottery selection, and an October 1 start date. For an Underwriter with an active offer, the E-3 can compress the timeline from offer to employment by six months or more compared to the standard H-1B path.
Can I switch underwriting employers while on an E-3?
Yes, but the E-3 is employer-specific. Your current visa is tied to the employer named on your LCA and DS-160. When you change employers, the new employer must file a fresh LCA with the DOL and you'll need a new E-3 visa stamp, typically obtained at a consulate in Australia. You cannot use your existing visa to start working for a new employer without completing this process first.