Field Underwriter Jobs
Field Underwriter jobs are open across life insurance, health insurance, and financial services, at every level from entry-level to senior and regional, with specializations in life products, supplemental benefits, and group coverage. Scan the live roles below and apply to whichever ones fit.
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Our Small Commercial Underwriting team is currently seeking a Senior Field Underwriter to join our team.
This is a full time, exempt role. This role is eligible for a fully remote arrangement.
POSITION OVERVIEW:
Small Commercial Senior Field Underwriters are responsible for driving the growth of Small CL business by underwriting new business across all lines and sizes of POS and Non-POS accounts. Also responsible for building and maintaining strong agency relationships partnering with Agency staff and SCSMs. The Senior Field UW should work closely with and direct the activities of their UT partner(s) following established workflows
IN THIS ROLE, YOU WILL:
- Categorize and direct UT on next steps to be taken based on assessment and categorization
- Document underwriting decisions within standards and expectations in Underwriting systems
- Communicate coverages including coverage advantages to highlight in the quoting process, account rounding opportunity, and identify cross-sell opportunity for Specialty businesses on accounts being quoted. The account responsibility falls to the Portfolio underwriter although consultation between Field and Portfolio Underwriter is expected as required. Declination reasons and coverage advantages to Agents to improve hit ratio
- Communicate proactively with Agents to convey a sense of ownership and service during all interactions
- Instill confidence with agents in their decision to place new business with The Hanover mainly SCSMs UTs and Renewal UW colleagues to communicate difficult messages most effectively with Agent partners and on overall agency management
- New Business Production (approx. $2 Million annually)
- Quality of audits/file reviews and achievement of mix goals aligned with workflows
- Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size.
- Sales orientation: able to solicit, qualify, negotiate and close accounts in a manner that promotes deeper partnership with Agents.
- Demonstrated commitment to service and partners; high level of responsiveness UTs SCSMs and renewal UWs demonstrating strong relationship building
- Knowledge of competition and current marketplace; apply to all aspects of performing the role responsiveness and willingness to bring appropriate level of understanding to each opportunity ranging from exception to only underwriting on the small BOP to more thorough review on the larger or more complex accounts.
It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.
Benefits include:
- Medical, dental, vision, life, and disability insurance
- 401K with a company match
- Tuition reimbursement
- PTO
- Company paid holidays
- Flexible work arrangements
- Cultural Awareness Day in support of IDE
- On-site medical/wellness center (Worcester only)
- Click here for the full list of Benefits
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: HRServices@hanover.com and include the link of the job posting in which you are interested.
Privacy Policy:
To view our privacy policy and online privacy statement, click here.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.
Compensation:
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.
Our Small Commercial Underwriting team is currently seeking a Senior Field Underwriter to join our team.
This is a full time, exempt role. This role is eligible for a fully remote arrangement.
POSITION OVERVIEW:
Small Commercial Senior Field Underwriters are responsible for driving the growth of Small CL business by underwriting new business across all lines and sizes of POS and Non-POS accounts. Also responsible for building and maintaining strong agency relationships partnering with Agency staff and SCSMs. The Senior Field UW should work closely with and direct the activities of their UT partner(s) following established workflows
IN THIS ROLE, YOU WILL:
- Categorize and direct UT on next steps to be taken based on assessment and categorization
- Document underwriting decisions within standards and expectations in Underwriting systems
- Communicate coverages including coverage advantages to highlight in the quoting process, account rounding opportunity, and identify cross-sell opportunity for Specialty businesses on accounts being quoted. The account responsibility falls to the Portfolio underwriter although consultation between Field and Portfolio Underwriter is expected as required. Declination reasons and coverage advantages to Agents to improve hit ratio
- Communicate proactively with Agents to convey a sense of ownership and service during all interactions
- Instill confidence with agents in their decision to place new business with The Hanover mainly SCSMs UTs and Renewal UW colleagues to communicate difficult messages most effectively with Agent partners and on overall agency management
- New Business Production (approx. $2 Million annually)
- Quality of audits/file reviews and achievement of mix goals aligned with workflows
- Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size.
- Sales orientation: able to solicit, qualify, negotiate and close accounts in a manner that promotes deeper partnership with Agents.
- Demonstrated commitment to service and partners; high level of responsiveness UTs SCSMs and renewal UWs demonstrating strong relationship building
- Knowledge of competition and current marketplace; apply to all aspects of performing the role responsiveness and willingness to bring appropriate level of understanding to each opportunity ranging from exception to only underwriting on the small BOP to more thorough review on the larger or more complex accounts.
It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.
Benefits include:
- Medical, dental, vision, life, and disability insurance
- 401K with a company match
- Tuition reimbursement
- PTO
- Company paid holidays
- Flexible work arrangements
- Cultural Awareness Day in support of IDE
- On-site medical/wellness center (Worcester only)
- Click here for the full list of Benefits
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.”
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: HRServices@hanover.com and include the link of the job posting in which you are interested.
Privacy Policy:
To view our privacy policy and online privacy statement, click here.
Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.
Compensation:
The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.
Field Underwriter Jobs by Experience Level
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Find Field Underwriter JobsField Underwriter Job Market
Who's Hiring
Top Industries Hiring
- Insurance
What Employers Look For
The qualifications that appear most often in field underwriter jobs.
- Active state insurance producer license in life or health
- Proven record of meeting or exceeding individual sales production goals
- Experience presenting and selling insurance products directly to clients in the field
- Strong knowledge of underwriting guidelines, risk classification, and product eligibility rules
- Reliable transportation and willingness to travel within an assigned territory
- High school diploma or equivalent required, bachelor's degree preferred by most carriers
Tips for Your Field Underwriter Job Search
Tailor your resume to the product line
Life, health, and supplemental underwriting each have distinct vocabularies. If you're applying to a life insurance carrier, your resume should lead with life product experience, risk classification, and mortality assessment, not generic underwriting language that could apply to any line.
Highlight your state licensing upfront
Field underwriter roles almost always require an active state insurance producer license. List every state where you're currently licensed in a dedicated credentials section at the top of your resume so hiring managers don't have to hunt for it.
Apply early to roles that fit
Migrate Mate lists field underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by distribution model
Some field underwriter roles are captive, some are independent, and some are career agency positions. Know which model fits your situation before applying, and filter your search accordingly so you're not investing time in roles that don't match your licensing setup or client ownership preferences.
Prepare for a field ride-along interview stage
Many insurers ask finalists to shadow a current field underwriter or accompany a district manager on a client visit. Practice explaining your sales approach and comfort with door-to-door or face-to-face prospecting out loud before that stage arrives.
Negotiate your contract structure, not just base pay
Field underwriter compensation often mixes a base draw, commission schedule, renewal rates, and production bonuses. Before accepting an offer, ask the hiring manager to walk through each component separately so you understand what you actually earn at different production levels.
Field Underwriter Jobs: Frequently Asked Questions
How many field underwriter jobs are remote?
About 100% of field underwriter openings are fully remote or hybrid as of November 2026, though the nature of field underwriting means most roles still require in-person client contact. The sub-areas most likely to offer flexible arrangements are back-office underwriting review and training positions, rather than frontline field sales roles.
How do you become a field underwriter?
Start by obtaining a state insurance producer license in life, health, or both, which requires completing a pre-licensing course and passing a state exam. Most carriers then provide product-specific training before you work a territory. Building a local referral network and developing face-to-face prospecting skills accelerates your ability to meet production targets in early months.
Can you get hired as a field underwriter with no experience?
Yes, many carriers actively recruit candidates without prior insurance experience, particularly for entry-level field representative roles. What matters most at that stage is a valid producer license, demonstrated comfort with direct sales conversations, and the ability to work independently in a territory. Some companies offer a training draw against commission while you build your book of business.
What does the field underwriter interview process look like?
Most field underwriter hiring processes include an initial phone screen focused on your sales background and licensing status, followed by a panel or one-on-one interview covering your approach to prospecting and objection handling. Finalists often complete a personality or behavioral assessment, and some employers close with a field observation or mock sales presentation before extending an offer.
Where can I find and apply to field underwriter jobs?
You can find and apply to field underwriter jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the available roles, find the listings that match your licensing, territory preference, and product focus, and apply directly to each one that fits your situation.
See All 6 Field Underwriter Jobs
Find roles that match your experience and apply in just a few clicks.
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