Rate Analyst Jobs
Rate analyst jobs are open across insurance, utilities, finance, and logistics, from entry-level analyst to senior and lead roles, with specializations in pricing analysis, tariff review, and actuarial support. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 25+ Rate Analyst jobs
INTRODUCTION
Xcel Energy (NASDAQ: XEL) is a leading energy provider and Fortune 500 company, dedicated to serving millions of electricity and natural gas customers across eight states: Minnesota, Colorado, Wisconsin, Michigan, North Dakota, South Dakota, New Mexico and Texas. We make energy work better for our customers, helping them thrive every day. That means always raising the bar - delivering better service and providing more reliable, resilient, and sustainable energy.
Xcel Energy is a place where you’ll have opportunities to grow, expand your skills, and help lead the clean energy transition. We offer meaningful rewards, recognition, and support to help you build your career and make an impact - both on the job and beyond. Most importantly, it means you’ll be joining a company that knows employees are the driving force behind its success and is committed to helping you be your best.
Xcel Energy supports a hybrid work model to enable collaboration and flexibility. Many roles are expected to work onsite three days per week (Tuesday–Thursday); however, work location expectations vary based on role, team, and business needs.
Position Summary
To provide leadership and utilize expertise in the consolidation, documentation and presentation of the information necessary to develop and improve the process for specific components of jurisdictional cost of service studies, revenue requirement determinations, fuel clause adjustment administration and related projects ensuring consistency and accuracy of results.
ESSENTIAL RESPONSIBILITIES
- Provide information to Xcel's business units and regulatory management that will assist in the development and implementation of revenue analysis strategies that will meet cost recovery objectives to ensure electric, gas and thermal energy rates are competitive, profitable, and within regulatory guidelines. Analyze other companies' rate filings and results to increase expertise and keep abreast of regulatory matters.
- Consolidate, document, develop and audit specific components necessary to prepare jurisdictional cost of service studies, revenue requirement determinations, fuel clause filings and other related information and schedules. Develop and provide rate-related information and technical support necessary to support a wide variety of miscellaneous regulatory filings.
- Facilitate interveners and Commission staff data request responses and auditing functions on technical issues during general rate filings and other filed petitions, and assist in support required during the hearing process.
- Maintain effective communication between Revenue Analysis unit and other Xcel departments. Provide technical support to other departments concerning revenue analysis information and issues. Requires strong verbal and written communication skills. Must be able to present complex information to a highly diverse group of receivers.
- Work directly with Information Services to assist in the development, enhancement and maintenance of the area's various information systems to meet the regulatory information needs of the Company and improve the information process.
- Provide technical assistance to department employees to increase their knowledge and efficiency particularly in the area of information management, processing and reporting, utilizing the latest information processing tools and technology.
- Other duties as assigned.
MINIMUM REQUIREMENTS
College degree in Business, Accounting, Economics or related field, or equivalent work experience.
Demonstrated knowledge of Company accounting, budgeting and financial forecasting procedures and systems.
Demonstrated detailed knowledge of the Company's cost of service, revenue requirement procedures, and fuel clause adjustment procedures.
Four years of analyst experience.
Proficient at database and personal computer analytical and reporting tools. Periodic overnight travel required; requires extensive overtime.
PREFERRED REQUIREMENTS
- Utility pricing experience
- Regulated Utility experience
- Consulting experience
- Excellent written skills
Our culture is grounded in shared values and employee commitments that guide how we work, support one another, and grow together.
OUR VALUES
Connected, Committed, Trustworthy, Safe
OUR EMPLOYEE COMMITMENTS
- Work that makes a difference
- A team you can count of
- Opportunities to grow
- Rewards that help you thrive
Xcel Energy provides job applicants reasonable accommodations for disabilities throughout the application process. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form.
Non-Bargaining
The anticipated starting base pay for this position is: $90,000.00 to $120,000.00 per year
This position is eligible for the following benefits: Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Flexible Spending Account, Health Care Flexible Spending Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave
Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.
In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.
Deadline to Apply: 11/27/26
EEO is the Law (PDF) | Equal Opportunity Statement (PDF) | Employee Rights (PDF)
All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility.
ACCESSIBILITY STATEMENT
Xcel Energy endeavors to make https://www.xcelenergy.com and https://jobs.xcelenergy.com accessible to any and all users. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form. For any other application related questions, including application follow-ups or technical issues, please use our Recruiting Assistance, Electra, for assistance. Electra can be found in the lower right-hand corner of our Xcel Energy Careers site.
INTRODUCTION
Xcel Energy (NASDAQ: XEL) is a leading energy provider and Fortune 500 company, dedicated to serving millions of electricity and natural gas customers across eight states: Minnesota, Colorado, Wisconsin, Michigan, North Dakota, South Dakota, New Mexico and Texas. We make energy work better for our customers, helping them thrive every day. That means always raising the bar - delivering better service and providing more reliable, resilient, and sustainable energy.
Xcel Energy is a place where you’ll have opportunities to grow, expand your skills, and help lead the clean energy transition. We offer meaningful rewards, recognition, and support to help you build your career and make an impact - both on the job and beyond. Most importantly, it means you’ll be joining a company that knows employees are the driving force behind its success and is committed to helping you be your best.
Xcel Energy supports a hybrid work model to enable collaboration and flexibility. Many roles are expected to work onsite three days per week (Tuesday–Thursday); however, work location expectations vary based on role, team, and business needs.
Position Summary
To provide leadership and utilize expertise in the consolidation, documentation and presentation of the information necessary to develop and improve the process for specific components of jurisdictional cost of service studies, revenue requirement determinations, fuel clause adjustment administration and related projects ensuring consistency and accuracy of results.
ESSENTIAL RESPONSIBILITIES
- Provide information to Xcel's business units and regulatory management that will assist in the development and implementation of revenue analysis strategies that will meet cost recovery objectives to ensure electric, gas and thermal energy rates are competitive, profitable, and within regulatory guidelines. Analyze other companies' rate filings and results to increase expertise and keep abreast of regulatory matters.
- Consolidate, document, develop and audit specific components necessary to prepare jurisdictional cost of service studies, revenue requirement determinations, fuel clause filings and other related information and schedules. Develop and provide rate-related information and technical support necessary to support a wide variety of miscellaneous regulatory filings.
- Facilitate interveners and Commission staff data request responses and auditing functions on technical issues during general rate filings and other filed petitions, and assist in support required during the hearing process.
- Maintain effective communication between Revenue Analysis unit and other Xcel departments. Provide technical support to other departments concerning revenue analysis information and issues. Requires strong verbal and written communication skills. Must be able to present complex information to a highly diverse group of receivers.
- Work directly with Information Services to assist in the development, enhancement and maintenance of the area's various information systems to meet the regulatory information needs of the Company and improve the information process.
- Provide technical assistance to department employees to increase their knowledge and efficiency particularly in the area of information management, processing and reporting, utilizing the latest information processing tools and technology.
- Other duties as assigned.
MINIMUM REQUIREMENTS
College degree in Business, Accounting, Economics or related field, or equivalent work experience.
Demonstrated knowledge of Company accounting, budgeting and financial forecasting procedures and systems.
Demonstrated detailed knowledge of the Company's cost of service, revenue requirement procedures, and fuel clause adjustment procedures.
Four years of analyst experience.
Proficient at database and personal computer analytical and reporting tools. Periodic overnight travel required; requires extensive overtime.
PREFERRED REQUIREMENTS
- Utility pricing experience
- Regulated Utility experience
- Consulting experience
- Excellent written skills
Our culture is grounded in shared values and employee commitments that guide how we work, support one another, and grow together.
OUR VALUES
Connected, Committed, Trustworthy, Safe
OUR EMPLOYEE COMMITMENTS
- Work that makes a difference
- A team you can count of
- Opportunities to grow
- Rewards that help you thrive
Xcel Energy provides job applicants reasonable accommodations for disabilities throughout the application process. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form.
Non-Bargaining
The anticipated starting base pay for this position is: $90,000.00 to $120,000.00 per year
This position is eligible for the following benefits: Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Flexible Spending Account, Health Care Flexible Spending Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave
Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.
In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.
Deadline to Apply: 11/27/26
EEO is the Law (PDF) | Equal Opportunity Statement (PDF) | Employee Rights (PDF)
All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility.
ACCESSIBILITY STATEMENT
Xcel Energy endeavors to make https://www.xcelenergy.com and https://jobs.xcelenergy.com accessible to any and all users. If you are in need of an accommodation to complete the application process, now or at any time in the future, please complete the Applicant Accommodation Request Form. For any other application related questions, including application follow-ups or technical issues, please use our Recruiting Assistance, Electra, for assistance. Electra can be found in the lower right-hand corner of our Xcel Energy Careers site.
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Find Rate Analyst JobsRate Analyst Job Market
Who's Hiring
Top Industries Hiring
- Energy
- Banking & Financial Services
What Employers Look For
The qualifications that appear most often in rate analyst jobs.
- Bachelor's degree in finance, mathematics, economics, actuarial science, or a related field
- Proficiency in Excel, including advanced modeling, pivot tables, and regression analysis
- Experience with statistical analysis software such as SAS, R, or Python
- Knowledge of insurance rating methodologies, tariff structures, or utility rate cases
- Familiarity with state regulatory filing processes and rate approval requirements
- Strong written communication skills for preparing rate memos and regulatory filings
Tips for Your Rate Analyst Job Search
Tailor your resume to rate models
Highlight the specific rating methodologies you've used, whether manual rate filings, loss cost multipliers, or algorithmic pricing models. Generic finance resumes don't signal rate analyst experience, so name the systems and frameworks you worked with directly.
Get a relevant certification before applying
Certifications like the CPCU, CFA, or actuarial exam credits (Exam P or FM) sharpen your profile for rate analyst roles. Hiring managers in insurance and utilities often treat these as tie-breakers when two candidates have similar degrees.
Apply early to roles that fit
Migrate Mate lists rate analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter by industry to match your specialty
Rate analyst roles in property and casualty insurance involve regulatory filings and state approval cycles, while utility rate analysts focus on tariff structures and rate case testimony. Search with industry filters to target openings that align with your actual experience.
Prepare a worked pricing example for interviews
Interviewers frequently ask you to walk through a rate revision scenario or explain how you'd assess rate adequacy. Bring a concrete example from past work or a structured case you've prepared, covering the data inputs, methodology, and outcome.
Negotiate by citing regulatory and market context
Rate analysts who understand state filing requirements or current market loss trends can anchor salary conversations to business value rather than just years of experience. Frame your impact in terms of rate changes filed, revenue protected, or compliance timelines met.
Rate Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most rate analysts?
The companies hiring the most rate analysts right now include Xcel Energy, State of Vermont, and BMO Financial, with the largest share of openings in Colorado, Wisconsin, and Vermont, based on current listings on Migrate Mate as of November 2026. Demand is especially concentrated in insurance carriers, public utilities, and financial services firms.
How many rate analyst jobs are remote?
About 81% of rate analyst openings are fully remote or hybrid as of November 2026, with remote availability highest in pricing analytics and financial modeling roles. Positions that require hands-on collaboration with actuarial teams or state regulatory affairs staff tend to remain on-site or hybrid more often than pure data analysis roles.
How do you become a rate analyst?
Start with a bachelor's degree in a quantitative field such as mathematics, finance, economics, or actuarial science. Build your analytical skills in Excel and at least one statistical programming language. Entry-level positions at insurance carriers or utilities are common first steps, and passing one or two actuarial exams strengthens your candidacy considerably for insurance-focused roles.
Can you get hired as a rate analyst with little experience?
Yes, entry-level rate analyst roles do exist, particularly at regional insurance carriers, utility companies, and financial services firms that hire new graduates. Employers without deep experience requirements look for strong quantitative coursework, internship experience involving data analysis or pricing, and demonstrated comfort with spreadsheet modeling as proxies for on-the-job performance.
What does the rate analyst interview process look like?
Most rate analyst interviews include a screening call with HR, followed by a technical round where you work through a modeling exercise or case study involving pricing data or rate revision scenarios. Final rounds typically involve a panel with actuarial staff or senior analysts who assess your regulatory knowledge, methodology reasoning, and ability to communicate findings to non-technical stakeholders.
Where can I find and apply to rate analyst jobs?
You can find and apply to rate analyst jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience and specialization, then apply directly to each listing that fits your background and career goals.
See All 25 Rate Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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