H-1B Visa Collections Representative Jobs
Collections Representative roles qualify for H-1B sponsorship when the position requires a bachelor's degree in finance, business, or a related field. Many large financial services firms, healthcare billing companies, and debt management agencies have active H-1B filing histories for this occupation code.
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Position Summary
The Collections Representative performs activities involving the collection of accounts that are delinquent and/or over the credit limit. The individual will analyze account status and determine appropriate action while following company policies and all applicable laws.
Summary of Essential Job Functions
- Assertively communicate the importance of resolving delinquency.
- Flexibility to work a wide variety of account types (i.e., NSF, Negative Day, and ANI).
- Use experience and product knowledge to effectively overcome objections and resolve outstanding issues in a professional and controlled manner.
- Review and analyze the situation of each customer and recommend payment plans following company guidelines.
- Communicate the importance of maintaining credit and resolving delinquency.
- Adhere to all Fair Debt Collections Practices Act (FDCPA) guidelines.
- Perform other duties as assigned.
Position Requirements
- High School diploma or equivalent required.
- 6-18 months Collections experience preferred.
- Significant focus on team as well as individual achievement.
- Ability to establish and maintain a diplomatic approach to collections.
- Knowledge and proper presentation of all methods of payment to cure the account while promoting card utility.
- Demonstrated skill in negotiating and conflict resolution.
- Excellent verbal and written communication skills.
- Intermediate computer skills.
- Demonstrated ability to effectively educate cardholders towards proper management of their account.
- Ability to work in a fast-paced environment and multi-task.
- Previous call center experience preferred.
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
Description
Position Summary
The Collections Representative performs activities involving the collection of accounts that are delinquent and/or over the credit limit. The individual will analyze account status and determine appropriate action while following company policies and all applicable laws.
Summary of Essential Job Functions
- Assertively communicate the importance of resolving delinquency.
- Flexibility to work a wide variety of account types (i.e., NSF, Negative Day, and ANI).
- Use experience and product knowledge to effectively overcome objections and resolve outstanding issues in a professional and controlled manner.
- Review and analyze the situation of each customer and recommend payment plans following company guidelines.
- Communicate the importance of maintaining credit and resolving delinquency.
- Adhere to all Fair Debt Collections Practices Act (FDCPA) guidelines.
- Perform other duties as assigned.
Position Requirements
- High School diploma or equivalent required.
- 6-18 months Collections experience preferred.
- Significant focus on team as well as individual achievement.
- Ability to establish and maintain a diplomatic approach to collections.
- Knowledge and proper presentation of all methods of payment to cure the account while promoting card utility.
- Demonstrated skill in negotiating and conflict resolution.
- Excellent verbal and written communication skills.
- Intermediate computer skills.
- Demonstrated ability to effectively educate cardholders towards proper management of their account.
- Ability to work in a fast-paced environment and multi-task.
- Previous call center experience preferred.
Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Collections Representative
Verify your role meets specialty occupation
Collections Representative positions vary widely. Roles at banks, healthcare systems, or financial services firms that require a business or finance degree qualify. General call-center collections roles that accept any background often don't. Check O*NET to confirm the occupation's typical education requirements before applying.
Target employers with LCA filing history
Search Migrate Mate's employer database to identify companies that have filed Labor Condition Applications for Collections Representative or related finance roles. Employers with H-1B filing history have already built the internal process, reducing the risk they'll back out after an offer.
Document your degree's field-of-study match
USCIS scrutinizes whether your specific degree directly relates to collections work. A finance, accounting, business administration, or economics degree strengthens your petition. If your degree is in an unrelated field, gather documentation showing coursework overlap with financial analysis or credit management.
Ask about LCA filing timing before accepting offers
Your employer must file and receive a certified LCA from DOL before submitting your H-1B petition to USCIS. Confirm the employer knows this sequence and has legal counsel ready. Delays in LCA certification can push your start date past your current status expiration.
Check prevailing wage before your salary negotiation
Use the OFLC Wage Search to look up the prevailing wage for Collections Representative roles in your specific metro area. Your offered salary must meet at least the Level I wage for the SOC code. Negotiating below that threshold makes your petition noncompliant regardless of what you accept.
Confirm E-Verify enrollment if you're on OPT
If you're transitioning from OPT to H-1B, your employer must be E-Verify enrolled to maintain your authorization during the cap-gap period between your OPT expiration and October 1. Verify this enrollment status before your H-1B petition is filed, not after.
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Find Collections Representative JobsCollections Representative H-1B Visa: Frequently Asked Questions
Does a Collections Representative role qualify for H-1B sponsorship?
It depends on how the role is defined. Collections Representative positions at banks, healthcare revenue cycle departments, or structured finance firms that require a bachelor's degree in business, finance, or accounting can qualify as specialty occupations under H-1B. Roles where a degree in any field is acceptable, or where no degree is required, typically don't meet USCIS's specialty occupation standard.
Which industries sponsor H-1B visas for collections roles?
Financial services companies, hospital systems with large billing departments, credit card issuers, and debt management firms are the most consistent sponsors for this occupation. These employers often have dedicated immigration counsel and established LCA filing processes. You can browse verified H-1B sponsoring employers for Collections Representative roles on Migrate Mate.
What happens to my H-1B status if I switch collections employers?
H-1B portability under AC21 lets you start working for a new employer once they file a new H-1B transfer petition, as long as your original petition was approved and you've been in valid H-1B status. The new employer files a new I-129 and LCA. You don't need to restart the cap process, but the new role must still qualify as a specialty occupation.
Can my employer sponsor me for a green card from a Collections Representative role?
Yes, most collections roles in financial services or healthcare qualify for PERM-based green card sponsorship through the EB-3 category. Your employer would need to complete a PERM labor market test through DOL and demonstrate no qualified U.S. workers were available. Processing timelines vary significantly based on your country of birth and current priority dates.
What SOC code covers Collections Representative roles for LCA purposes?
Most Collections Representative positions file under SOC code 43-3011 (Bill and Account Collectors) or 13-2071 (Credit Analysts) depending on how the employer defines the role. The SOC code determines the prevailing wage your employer must certify on the LCA. Verify which code your employer is using and cross-check the wage level against the OFLC Wage Search before signing an offer.
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